debtLow risk

SBI BANKING & PSU DEBT FUND - Direct Plan - IDCW

Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals. From SBI Mutual Fund. It's been running since 8 Aug 2014.

Latest price per unit

₹1,314.8862

▲ 0.04% today

As of 2 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns

Invested 1 year ago

₹1.01 L

▲ ₹887 gain · 0.9% / year

Invested 3 years ago

₹1.07 L

▲ ₹7.5k gain · 2.4% / year

Invested 5 years ago

₹1.12 L

▲ ₹12.3k gain · 2.4% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness

1.7%

The value swings roughly 2% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever

-5.74%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Technical details (for the pros)

CAGR — 1 year0.89%

CAGR — 3 years2.43%

CAGR — 5 years2.35%

CAGR — since launch2.19%

Volatility — 1 year (annualised)1.69%

Volatility — 3 years (annualised)1.70%

Max drawdown — 1 year-1.66%

Max drawdown — 3 years-1.66%

Sharpe ratio — 1 year (rf=6%)-3.02

Sharpe ratio — 3 years (rf=6%)-2.09

Fund info

Fund house: SBI Mutual Fund
Category: Income/Debt Oriented Schemes - Banking and PSU Debt Fund
Plan: Direct
Option: IDCW
ISIN (Growth): INF200K01V40
ISIN (Div re-invest): INF200K01V57
Fund code: 125505
First price on record: 8 Aug 2014 · 2,923 daily prices

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.