Motilal Oswal Ultra Short Term Fund - Direct Plan - Payout/Reinvestment
Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals. From Motilal Oswal Mutual Fund. It's been running since 12 Sep 2013.
What ₹1 lakh would have become
Based on past returnsThese are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.
Play with a monthly investment
Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.
Vs 80 other funds in Debt Scheme - Ultra Short Duration Fund
Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.
Year by year
Calendar-year returns. 7 of last 7 years were positive.
Price over time
How the per-unit price has moved. Tap a range to zoom in.
Bumpiness & worst drops
The value swings roughly 2% up or down in a typical year. Finance-speak calls this volatility.
A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.
Similar funds you might want to look at
Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.
Head-to-head comparisons
Side-by-side comparisons of Motilal Oswal Ultra Short Term Fund - Direct Plan - Payout/Reinvestment against other debt funds.
Technical details (for the pros)
Fund info
- Fund house
- Motilal Oswal Mutual Fund
- Category
- Debt Scheme - Ultra Short Duration Fund
- Plan
- Direct
- Option
- —
- ISIN (Growth)
- INF247L01395
- ISIN (Div re-invest)
- INF247L01379
- Fund code
- 124308
- First price on record
- 12 Sep 2013 · 2,736 daily prices
About Motilal Oswal Ultra Short Term Fund - Direct Plan - Payout/Reinvestment
Motilal Oswal Ultra Short Term Fund - Direct Plan - Payout/Reinvestment is a Debt Scheme - Ultra Short Duration Fund offered by Motilal Oswal Mutual Fund under the Direct. It has approximately 13 years of NAV track record. The fund falls in the debt category — Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals.
The current NAV of Motilal Oswal Ultra Short Term Fund - Direct Plan - Payout/Reinvestment is ₹11.7541 (as of 2 Sep 2026). Historically, it has delivered 0.09% over the last year, 2.43% CAGR over 3 years, 3.30% CAGR over 5 years. Returns are historical and don't predict future performance.
Over the last three years, the fund's prices have moved with 1.7% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 12.6%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.
Frequently asked
What is the latest NAV of Motilal Oswal Ultra Short Term Fund - Direct Plan - Payout/Reinvestment?+
The latest NAV of Motilal Oswal Ultra Short Term Fund - Direct Plan - Payout/Reinvestment is ₹11.7541 as of 2 Sep 2026, up 0.06% from the previous day. NAV is updated once a business day after the market close.
What are the returns of Motilal Oswal Ultra Short Term Fund - Direct Plan - Payout/Reinvestment?+
Motilal Oswal Ultra Short Term Fund - Direct Plan - Payout/Reinvestment has delivered 1-year return 0.09%, 3-year CAGR 2.43%, 5-year CAGR 3.30%, since-inception CAGR 1.25%. Returns are historical and don't predict future performance — markets move in cycles.
What category does Motilal Oswal Ultra Short Term Fund - Direct Plan - Payout/Reinvestment belong to?+
Motilal Oswal Ultra Short Term Fund - Direct Plan - Payout/Reinvestment is categorised as Debt Scheme - Ultra Short Duration Fund. Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals.
How risky is Motilal Oswal Ultra Short Term Fund - Direct Plan - Payout/Reinvestment?+
Based on its 3-year annualised volatility of 1.7%, Motilal Oswal Ultra Short Term Fund - Direct Plan - Payout/Reinvestment sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.
Is Motilal Oswal Ultra Short Term Fund - Direct Plan - Payout/Reinvestment a direct plan?+
Motilal Oswal Ultra Short Term Fund - Direct Plan - Payout/Reinvestment is a Direct plan (no distributor commission — lower expense ratio).
How old is Motilal Oswal Ultra Short Term Fund - Direct Plan - Payout/Reinvestment?+
Motilal Oswal Ultra Short Term Fund - Direct Plan - Payout/Reinvestment has NAV history available from 12 Sep 2013 — approximately 13 years of track record and 2,736 daily NAV observations.
Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.