MF Gyan
debtLow risk12 years oldSteady vs its 3-year pace

Motilal Oswal Ultra Short Term Fund - Direct Plan - Reinvestment

Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals. From Motilal Oswal Mutual Fund. It's been running since 18 Feb 2015.

Latest price per unit
₹11.7394
▲ 0.06% today
As of 2 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.00 L
▲ ₹92 gain · 0.1% / year
Invested 3 years ago
₹1.07 L
▲ ₹7.3k gain · 2.4% / year
Invested 5 years ago
₹1.17 L
▲ ₹17.4k gain · 3.3% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.82 L
Gain / loss+₹2.2k
XIRR (annualised)0.83%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹1.82 L
Projected gain*+₹2.3k
*at this fund's historical rate of 0.83% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 80 other funds in Debt Scheme - Ultra Short Duration Fund

Same plan
1-year return
0.09%median 1.97% (-1.88%)
Rank #58 of 81Beats 25% of peers
3-year return
2.37%median 1.30% (+1.07%)
Rank #28 of 81Beats 53% of peers
5-year return
3.26%median 0.80% (+2.46%)
Rank #24 of 81Beats 56% of peers
Bumpiness (3Y)
0.80%median 1.14% (-0.34%)
Rank #29 of 81Less risky than 64% of peers
Worst-ever drop
-12.18%median -1.31% (-10.87%)
Rank #12 of 81Less risky than 86% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 7 of last 7 years were positive.

+4%
2020
+3%
2021
+4%
2022
+6%
2023
+5%
2024
+0%
2025
+0%
2026
Best year
2023 · 6.41%
Worst year
2025 · 0.00%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
0.8%

The value swings roughly 1% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-12.18%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of Motilal Oswal Ultra Short Term Fund - Direct Plan - Reinvestment against other debt funds.

Technical details (for the pros)
CAGR — 1 year0.09%
CAGR — 3 years2.37%
CAGR — 5 years3.26%
CAGR — since launch1.40%
Volatility — 1 year (annualised)0.90%
Volatility — 3 years (annualised)0.80%
Max drawdown — 1 year-0.23%
Max drawdown — 3 years-0.33%
Sharpe ratio — 1 year (rf=6%)-6.57
Sharpe ratio — 3 years (rf=6%)-4.54

Fund info

Fund house
Motilal Oswal Mutual Fund
Category
Debt Scheme - Ultra Short Duration Fund
Plan
Direct
Option
—
ISIN (Growth)
—
ISIN (Div re-invest)
INF247L01353
Fund code
124306
First price on record
18 Feb 2015 · 2,790 daily prices

About Motilal Oswal Ultra Short Term Fund - Direct Plan - Reinvestment

Motilal Oswal Ultra Short Term Fund - Direct Plan - Reinvestment is a Debt Scheme - Ultra Short Duration Fund offered by Motilal Oswal Mutual Fund under the Direct. It has approximately 12 years of NAV track record. The fund falls in the debt category — Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals.

The current NAV of Motilal Oswal Ultra Short Term Fund - Direct Plan - Reinvestment is ₹11.7394 (as of 2 Sep 2026). Historically, it has delivered 0.09% over the last year, 2.37% CAGR over 3 years, 3.26% CAGR over 5 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 0.8% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 12.2%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of Motilal Oswal Ultra Short Term Fund - Direct Plan - Reinvestment?+

The latest NAV of Motilal Oswal Ultra Short Term Fund - Direct Plan - Reinvestment is ₹11.7394 as of 2 Sep 2026, up 0.06% from the previous day. NAV is updated once a business day after the market close.

What are the returns of Motilal Oswal Ultra Short Term Fund - Direct Plan - Reinvestment?+

Motilal Oswal Ultra Short Term Fund - Direct Plan - Reinvestment has delivered 1-year return 0.09%, 3-year CAGR 2.37%, 5-year CAGR 3.26%, since-inception CAGR 1.40%. Returns are historical and don't predict future performance — markets move in cycles.

What category does Motilal Oswal Ultra Short Term Fund - Direct Plan - Reinvestment belong to?+

Motilal Oswal Ultra Short Term Fund - Direct Plan - Reinvestment is categorised as Debt Scheme - Ultra Short Duration Fund. Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals.

How risky is Motilal Oswal Ultra Short Term Fund - Direct Plan - Reinvestment?+

Based on its 3-year annualised volatility of 0.8%, Motilal Oswal Ultra Short Term Fund - Direct Plan - Reinvestment sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is Motilal Oswal Ultra Short Term Fund - Direct Plan - Reinvestment a direct plan?+

Motilal Oswal Ultra Short Term Fund - Direct Plan - Reinvestment is a Direct plan (no distributor commission — lower expense ratio).

How old is Motilal Oswal Ultra Short Term Fund - Direct Plan - Reinvestment?+

Motilal Oswal Ultra Short Term Fund - Direct Plan - Reinvestment has NAV history available from 18 Feb 2015 — approximately 12 years of track record and 2,790 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.