debtModerate risk

Bandhan Banking and PSU Debt Fund - Direct Plan - Annual IDCW

Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals. From Bandhan Mutual Fund. It's been running since 5 Feb 2020.

Latest price per unit

₹12.405

▲ 0.05% today

As of 2 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns

Invested 1 year ago

₹99.8k

▼ ₹160 loss · -0.2% / year

Invested 3 years ago

₹1.01 L

▲ ₹948 gain · 0.3% / year

Invested 5 years ago

₹1.02 L

▲ ₹1.8k gain · 0.4% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness

7.1%

The value swings roughly 7% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever

-7.27%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Technical details (for the pros)

CAGR — 1 year-0.16%

CAGR — 3 years0.31%

CAGR — 5 years0.36%

CAGR — since launch1.60%

Volatility — 1 year (annualised)6.61%

Volatility — 3 years (annualised)7.09%

Max drawdown — 1 year-6.37%

Max drawdown — 3 years-7.27%

Sharpe ratio — 1 year (rf=6%)-0.93

Sharpe ratio — 3 years (rf=6%)-0.80

Fund info

Fund house: Bandhan Mutual Fund
Category: Income/Debt Oriented Schemes - Banking and PSU Debt Fund
Plan: Direct
Option: IDCW
ISIN (Growth): INF194K019M8
ISIN (Div re-invest): —
Fund code: 121936
First price on record: 5 Feb 2020 · 1,565 daily prices

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.