debtLow risk

Bandhan Banking and PSU Debt Fund - Direct Plan - IDCW

Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals. From Bandhan Mutual Fund. It's been running since 8 Mar 2013.

Latest price per unit

₹14.2541

▲ 0.05% today

As of 2 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns

Invested 1 year ago

₹1.06 L

▲ ₹6.1k gain · 6.1% / year

Invested 3 years ago

₹1.23 L

▲ ₹23.1k gain · 7.2% / year

Invested 5 years ago

₹1.35 L

▲ ₹35.2k gain · 6.2% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness

0.9%

The value swings roughly 1% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever

-22.67%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Technical details (for the pros)

CAGR — 1 year6.10%

CAGR — 3 years7.17%

CAGR — 5 years6.21%

CAGR — since launch2.66%

Volatility — 1 year (annualised)1.19%

Volatility — 3 years (annualised)0.93%

Max drawdown — 1 year-0.55%

Max drawdown — 3 years-0.55%

Sharpe ratio — 1 year (rf=6%)0.07

Sharpe ratio — 3 years (rf=6%)1.23

Fund info

Fund house: Bandhan Mutual Fund
Category: Income/Debt Oriented Schemes - Banking and PSU Debt Fund
Plan: Direct
Option: IDCW
ISIN (Growth): INF194K016G6
ISIN (Div re-invest): INF194K017G4
Fund code: 121281
First price on record: 8 Mar 2013 · 3,263 daily prices

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.