MF Gyan
otherHigh risk14 years oldCooling recently (last 6m ≈ -1% p.a.)

UTI Children's Equity Fund - Direct Plan - IDCW

A specialised fund. Check the scheme details for what it invests in. From UTI Mutual Fund. It's been running since 9 Jan 2013.

Latest price per unit
₹90.8995
▼ 0.54% today
As of 2 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹97.3k
▼ ₹2.7k loss · -2.7% / year
Invested 3 years ago
₹1.27 L
▲ ₹27.3k gain · 8.4% / year
Invested 5 years ago
₹1.42 L
▲ ₹42.3k gain · 7.3% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.86 L
Gain / loss+₹5.9k
XIRR (annualised)2.21%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹1.86 L
Projected gain*+₹6.3k
*at this fund's historical rate of 2.21% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 13 other funds in Solution Oriented Scheme - Children’s Fund

Same plan
1-year return
-2.74%median 5.28% (-8.02%)
Rank #13 of 14Beats 8% of peers
3-year return
8.36%median 10.14% (-1.78%)
Rank #8 of 14Beats 30% of peers
5-year return
7.31%median 10.37% (-3.06%)
Rank #7 of 14Beats 40% of peers
Bumpiness (3Y)
12.75%median 13.25% (-0.50%)
Rank #6 of 14Less risky than 62% of peers
Worst-ever drop
-35.22%median -28.86% (-6.37%)
Rank #2 of 14Less risky than 92% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 5 of last 7 years were positive.

+20%
2020
+34%
2021
-4%
2022
+24%
2023
+15%
2024
+4%
2025
-6%
2026
Best year
2021 · 33.66%
Worst year
2026 · -5.52%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
12.7%

The value swings roughly 13% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-35.22%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of UTI Children's Equity Fund - Direct Plan - IDCW against other other funds.

Technical details (for the pros)
CAGR — 1 year-2.74%
CAGR — 3 years8.36%
CAGR — 5 years7.31%
CAGR — since launch12.64%
Volatility — 1 year (annualised)12.50%
Volatility — 3 years (annualised)12.75%
Max drawdown — 1 year-15.31%
Max drawdown — 3 years-18.67%
Sharpe ratio — 1 year (rf=6%)-0.71
Sharpe ratio — 3 years (rf=6%)0.17

Fund info

Fund house
UTI Mutual Fund
Category
Solution Oriented Scheme - Children’s Fund
Plan
Direct
Option
IDCW
ISIN (Growth)
INF789F1AZZ1
ISIN (Div re-invest)
—
Fund code
120725
First price on record
9 Jan 2013 · 3,359 daily prices

About UTI Children's Equity Fund - Direct Plan - IDCW

UTI Children's Equity Fund - Direct Plan - IDCW is a Solution Oriented Scheme - Children’s Fund offered by UTI Mutual Fund under the Direct plan with the IDCW option. It has approximately 14 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of UTI Children's Equity Fund - Direct Plan - IDCW is ₹90.8995 (as of 2 Sep 2026). Historically, it has delivered -2.74% over the last year, 8.36% CAGR over 3 years, 7.31% CAGR over 5 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 12.7% annualised volatility — a "high" level of bumpiness; its deepest peak-to-trough fall on record was 35.2%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of UTI Children's Equity Fund - Direct Plan - IDCW?+

The latest NAV of UTI Children's Equity Fund - Direct Plan - IDCW is ₹90.8995 as of 2 Sep 2026, down 0.54% from the previous day. NAV is updated once a business day after the market close.

What are the returns of UTI Children's Equity Fund - Direct Plan - IDCW?+

UTI Children's Equity Fund - Direct Plan - IDCW has delivered 1-year return -2.74%, 3-year CAGR 8.36%, 5-year CAGR 7.31%, since-inception CAGR 12.64%. Returns are historical and don't predict future performance — markets move in cycles.

What category does UTI Children's Equity Fund - Direct Plan - IDCW belong to?+

UTI Children's Equity Fund - Direct Plan - IDCW is categorised as Solution Oriented Scheme - Children’s Fund. A specialised fund. Check the scheme details for what it invests in.

How risky is UTI Children's Equity Fund - Direct Plan - IDCW?+

Based on its 3-year annualised volatility of 12.7%, UTI Children's Equity Fund - Direct Plan - IDCW sits in the "high" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is UTI Children's Equity Fund - Direct Plan - IDCW a direct plan?+

UTI Children's Equity Fund - Direct Plan - IDCW is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).

How old is UTI Children's Equity Fund - Direct Plan - IDCW?+

UTI Children's Equity Fund - Direct Plan - IDCW has NAV history available from 9 Jan 2013 — approximately 14 years of track record and 3,359 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.