MF Gyan
debtLow risk14 years oldSteady vs its 3-year pace

Axis Banking and PSU Debt Fund - Direct Plan - Weekly IDCW

Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals. From Axis Mutual Fund. It's been running since 11 Jan 2013.

Latest price per unit
₹1,034.8731
▲ 0.01% today
As of 1 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹99.8k
▼ ₹169 loss · -0.2% / year
Invested 3 years ago
₹99.6k
▼ ₹426 loss · -0.1% / year
Invested 5 years ago
₹99.6k
▼ ₹370 loss · -0.1% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.79 L
Gain / loss-₹566
XIRR (annualised)-0.22%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹1.79 L
Projected gain*+-₹598
*at this fund's historical rate of -0.22% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 59 other funds in Income/Debt Oriented Schemes - Banking and PSU Debt Fund

Same plan
1-year return
-0.17%median 0.99% (-1.16%)
Rank #54 of 60Beats 10% of peers
3-year return
-0.14%median 2.43% (-2.58%)
Rank #55 of 60Beats 4% of peers
5-year return
-0.07%median 2.79% (-2.86%)
Rank #46 of 60Beats 10% of peers
Bumpiness (3Y)
1.27%median 1.29% (-0.03%)
Rank #30 of 60Less risky than 51% of peers
Worst-ever drop
-3.34%median -3.89% (+0.55%)
Rank #35 of 60Less risky than 42% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 4 of last 7 years were positive.

+2%
2020
-0%
2021
+0%
2022
+0%
2023
+0%
2024
-0%
2025
-0%
2026
Best year
2020 · 1.56%
Worst year
2026 · -0.39%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
1.3%

The value swings roughly 1% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-3.34%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of Axis Banking and PSU Debt Fund - Direct Plan - Weekly IDCW against other debt funds.

Technical details (for the pros)
CAGR — 1 year-0.17%
CAGR — 3 years-0.14%
CAGR — 5 years-0.07%
CAGR — since launch0.24%
Volatility — 1 year (annualised)1.42%
Volatility — 3 years (annualised)1.27%
Max drawdown — 1 year-0.78%
Max drawdown — 3 years-1.01%
Sharpe ratio — 1 year (rf=6%)-4.34
Sharpe ratio — 3 years (rf=6%)-4.85

Fund info

Fund house
Axis Mutual Fund
Category
Income/Debt Oriented Schemes - Banking and PSU Debt Fund
Plan
Direct
Option
IDCW
ISIN (Growth)
INF846K01CV8
ISIN (Div re-invest)
INF846K01CW6
Fund code
120436
First price on record
11 Jan 2013 · 3,094 daily prices

About Axis Banking and PSU Debt Fund - Direct Plan - Weekly IDCW

Axis Banking and PSU Debt Fund - Direct Plan - Weekly IDCW is a Income/Debt Oriented Schemes - Banking and PSU Debt Fund offered by Axis Mutual Fund under the Direct plan with the IDCW option. It has approximately 14 years of NAV track record. The fund falls in the debt category — Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals.

The current NAV of Axis Banking and PSU Debt Fund - Direct Plan - Weekly IDCW is ₹1034.8731 (as of 1 Sep 2026). Historically, it has delivered -0.17% over the last year, -0.14% CAGR over 3 years, -0.07% CAGR over 5 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 1.3% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 3.3%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of Axis Banking and PSU Debt Fund - Direct Plan - Weekly IDCW?+

The latest NAV of Axis Banking and PSU Debt Fund - Direct Plan - Weekly IDCW is ₹1034.8731 as of 1 Sep 2026, up 0.01% from the previous day. NAV is updated once a business day after the market close.

What are the returns of Axis Banking and PSU Debt Fund - Direct Plan - Weekly IDCW?+

Axis Banking and PSU Debt Fund - Direct Plan - Weekly IDCW has delivered 1-year return -0.17%, 3-year CAGR -0.14%, 5-year CAGR -0.07%, since-inception CAGR 0.24%. Returns are historical and don't predict future performance — markets move in cycles.

What category does Axis Banking and PSU Debt Fund - Direct Plan - Weekly IDCW belong to?+

Axis Banking and PSU Debt Fund - Direct Plan - Weekly IDCW is categorised as Income/Debt Oriented Schemes - Banking and PSU Debt Fund. Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals.

How risky is Axis Banking and PSU Debt Fund - Direct Plan - Weekly IDCW?+

Based on its 3-year annualised volatility of 1.3%, Axis Banking and PSU Debt Fund - Direct Plan - Weekly IDCW sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is Axis Banking and PSU Debt Fund - Direct Plan - Weekly IDCW a direct plan?+

Axis Banking and PSU Debt Fund - Direct Plan - Weekly IDCW is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).

How old is Axis Banking and PSU Debt Fund - Direct Plan - Weekly IDCW?+

Axis Banking and PSU Debt Fund - Direct Plan - Weekly IDCW has NAV history available from 11 Jan 2013 — approximately 14 years of track record and 3,094 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.