debtLow risk

LIC MF Banking & PSU Debt Fund - Direct Plan - Daily IDCW

Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals. From LIC Mutual Fund. It's been running since 10 Jan 2013.

Latest price per unit

₹14.2902

▲ 0.03% today

As of 1 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns

Invested 1 year ago

₹1.00 L

▲ ₹142 gain · 0.1% / year

Invested 3 years ago

₹1.09 L

▲ ₹9.1k gain · 3.0% / year

Invested 5 years ago

₹1.20 L

▲ ₹19.6k gain · 3.6% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness

0.9%

The value swings roughly 1% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever

-3.30%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Technical details (for the pros)

CAGR — 1 year0.14%

CAGR — 3 years2.96%

CAGR — 5 years3.64%

CAGR — since launch2.61%

Volatility — 1 year (annualised)0.98%

Volatility — 3 years (annualised)0.88%

Max drawdown — 1 year-0.55%

Max drawdown — 3 years-0.59%

Sharpe ratio — 1 year (rf=6%)-6.00

Sharpe ratio — 3 years (rf=6%)-3.37

Fund info

Fund house: LIC Mutual Fund
Category: Income/Debt Oriented Schemes - Banking and PSU Debt Fund
Plan: Direct
Option: IDCW
ISIN (Growth): INF767K01GJ2
ISIN (Div re-invest): INF767K01GM6
Fund code: 120337
First price on record: 10 Jan 2013 · 3,293 daily prices

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.