MF Gyan
elssHigh risk14 years oldCooling recently (last 6m ≈ -45% p.a.)

SaharaTax Gain-Growth- direct

An equity fund that also saves you tax under Section 80C. Money is locked in for 3 years. From Sahara Mutual Fund. It's been running since 1 Jan 2013.

Latest price per unit
₹56.7813
▼ 0.08% today
As of 3 Apr 2020 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹71.6k
▼ ₹28.4k loss · -28.4% / year
Invested 3 years ago
₹79.1k
▼ ₹20.9k loss · -7.5% / year
Invested 5 years ago
₹93.9k
▼ ₹6.1k loss · -1.3% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.33 L
Gain / loss-₹47.5k
XIRR (annualised)-19.90%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹1.34 L
Projected gain*+-₹45.9k
*at this fund's historical rate of -19.90% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 29 other funds in ELSS

Same plan
1-year return
-28.38%median 9.42% (-37.81%)
Rank #29 of 30Beats 3% of peers
3-year return
-7.50%median 15.68% (-23.18%)
Rank #29 of 30Beats 3% of peers
5-year return
-1.25%median 15.69% (-16.94%)
Rank #23 of 30Beats 4% of peers
Bumpiness (3Y)
16.45%median 14.88% (+1.56%)
Rank #18 of 30Less risky than 41% of peers
Worst-ever drop
-35.04%median -35.94% (+0.90%)
Rank #24 of 30Less risky than 21% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 4 of last 7 years were positive.

+41%
2014
-3%
2015
+1%
2016
+32%
2017
-7%
2018
+10%
2019
-32%
2020
Best year
2014 · 41.35%
Worst year
2020 · -31.96%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
16.4%

The value swings roughly 16% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-35.04%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of SaharaTax Gain-Growth- direct against other elss funds.

Technical details (for the pros)
CAGR — 1 year-28.38%
CAGR — 3 years-7.50%
CAGR — 5 years-1.25%
CAGR — since launch4.45%
Volatility — 1 year (annualised)22.44%
Volatility — 3 years (annualised)16.45%
Max drawdown — 1 year-35.04%
Max drawdown — 3 years-35.04%
Sharpe ratio — 1 year (rf=6%)-1.81
Sharpe ratio — 3 years (rf=6%)-0.85

Fund info

Fund house
Sahara Mutual Fund
Category
ELSS
Plan
Direct
Option
Growth
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
120291
First price on record
1 Jan 2013 · 1,783 daily prices

About SaharaTax Gain-Growth- direct

SaharaTax Gain-Growth- direct is a ELSS offered by Sahara Mutual Fund under the Direct plan with the Growth option. It has approximately 14 years of NAV track record. The fund falls in the elss category — An equity fund that also saves you tax under Section 80C. Money is locked in for 3 years.

The current NAV of SaharaTax Gain-Growth- direct is ₹56.7813 (as of 3 Apr 2020). Historically, it has delivered -28.43% over the last year, -7.50% CAGR over 3 years, -1.25% CAGR over 5 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 16.4% annualised volatility — a "high" level of bumpiness; its deepest peak-to-trough fall on record was 35.0%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of SaharaTax Gain-Growth- direct?+

The latest NAV of SaharaTax Gain-Growth- direct is ₹56.7813 as of 3 Apr 2020, down 0.08% from the previous day. NAV is updated once a business day after the market close.

What are the returns of SaharaTax Gain-Growth- direct?+

SaharaTax Gain-Growth- direct has delivered 1-year return -28.43%, 3-year CAGR -7.50%, 5-year CAGR -1.25%, since-inception CAGR 4.45%. Returns are historical and don't predict future performance — markets move in cycles.

What category does SaharaTax Gain-Growth- direct belong to?+

SaharaTax Gain-Growth- direct is categorised as ELSS. An equity fund that also saves you tax under Section 80C. Money is locked in for 3 years.

How risky is SaharaTax Gain-Growth- direct?+

Based on its 3-year annualised volatility of 16.4%, SaharaTax Gain-Growth- direct sits in the "high" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

What is the lock-in period for SaharaTax Gain-Growth- direct?+

SaharaTax Gain-Growth- direct is an ELSS (Equity Linked Savings Scheme) with a 3-year lock-in on each individual investment. Every SIP installment is locked separately for 3 years from its purchase date — the January 2024 units unlock in January 2027, February 2024 units in February 2027, and so on.

Is SaharaTax Gain-Growth- direct a direct plan?+

SaharaTax Gain-Growth- direct is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is SaharaTax Gain-Growth- direct?+

SaharaTax Gain-Growth- direct has NAV history available from 1 Jan 2013 — approximately 14 years of track record and 1,783 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.