SBI Tax Advantage Fund-Series- III - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)
An equity fund that also saves you tax under Section 80C. Money is locked in for 3 years. From SBI Mutual Fund. It's been running since 26 Dec 2017.
What ₹1 lakh would have become
Based on past returnsThese are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.
Play with a monthly investment
Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.
Vs 29 other funds in ELSS
Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.
Year by year
Calendar-year returns. 7 of last 7 years were positive.
Price over time
How the per-unit price has moved. Tap a range to zoom in.
Bumpiness & worst drops
The value swings roughly 12% up or down in a typical year. Finance-speak calls this volatility.
A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.
Similar funds you might want to look at
Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.
Head-to-head comparisons
Side-by-side comparisons of SBI Tax Advantage Fund-Series- III - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) against other elss funds.
Technical details (for the pros)
Fund info
- Fund house
- SBI Mutual Fund
- Category
- ELSS
- Plan
- Direct
- Option
- IDCW
- ISIN (Growth)
- —
- ISIN (Div re-invest)
- —
- Fund code
- 126278
- First price on record
- 26 Dec 2017 · 1,412 daily prices
About SBI Tax Advantage Fund-Series- III - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)
SBI Tax Advantage Fund-Series- III - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) is a ELSS offered by SBI Mutual Fund under the Direct plan with the IDCW option. It has approximately 9 years of NAV track record. The fund falls in the elss category — An equity fund that also saves you tax under Section 80C. Money is locked in for 3 years.
The current NAV of SBI Tax Advantage Fund-Series- III - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) is ₹63.5807 (as of 27 Mar 2024). Historically, it has delivered 32.02% over the last year, 22.27% CAGR over 3 years, 27.37% CAGR over 5 years. Returns are historical and don't predict future performance.
Over the last three years, the fund's prices have moved with 12.2% annualised volatility — a "high" level of bumpiness; its deepest peak-to-trough fall on record was 33.8%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.
Frequently asked
What is the latest NAV of SBI Tax Advantage Fund-Series- III - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)?+
The latest NAV of SBI Tax Advantage Fund-Series- III - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) is ₹63.5807 as of 27 Mar 2024, up 0.02% from the previous day. NAV is updated once a business day after the market close.
What are the returns of SBI Tax Advantage Fund-Series- III - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)?+
SBI Tax Advantage Fund-Series- III - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) has delivered 1-year return 32.02%, 3-year CAGR 22.27%, 5-year CAGR 27.37%, since-inception CAGR 15.68%. Returns are historical and don't predict future performance — markets move in cycles.
What category does SBI Tax Advantage Fund-Series- III - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) belong to?+
SBI Tax Advantage Fund-Series- III - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) is categorised as ELSS. An equity fund that also saves you tax under Section 80C. Money is locked in for 3 years.
How risky is SBI Tax Advantage Fund-Series- III - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)?+
Based on its 3-year annualised volatility of 12.2%, SBI Tax Advantage Fund-Series- III - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) sits in the "high" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.
What is the lock-in period for SBI Tax Advantage Fund-Series- III - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)?+
SBI Tax Advantage Fund-Series- III - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) is an ELSS (Equity Linked Savings Scheme) with a 3-year lock-in on each individual investment. Every SIP installment is locked separately for 3 years from its purchase date — the January 2024 units unlock in January 2027, February 2024 units in February 2027, and so on.
Is SBI Tax Advantage Fund-Series- III - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) a direct plan?+
SBI Tax Advantage Fund-Series- III - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).
How old is SBI Tax Advantage Fund-Series- III - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)?+
SBI Tax Advantage Fund-Series- III - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) has NAV history available from 26 Dec 2017 — approximately 9 years of track record and 1,412 daily NAV observations.
Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.