MF Gyan
large capHigh risk14 years oldCooling recently (last 6m ≈ -4% p.a.)

Kotak Large Cap Fund - Direct Plan - Payout of Income Distribution cum capital withdrawal option

Invests in India's largest listed companies (top 100 by size). Generally steadier than mid or small cap funds, but slower growing. From Kotak Mahindra Mutual Fund. It's been running since 7 Jan 2013.

Latest price per unit
₹87.263
▼ 0.47% today
As of 1 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.02 L
▲ ₹1.5k gain · 1.5% / year
Invested 3 years ago
₹1.39 L
▲ ₹38.8k gain · 11.5% / year
Invested 5 years ago
₹1.62 L
▲ ₹62.5k gain · 10.2% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.94 L
Gain / loss+₹14.4k
XIRR (annualised)5.34%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹1.96 L
Projected gain*+₹15.6k
*at this fund's historical rate of 5.34% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 65 other funds in Equity Scheme - Large Cap Fund

Same plan
1-year return
1.54%median 0.21% (+1.33%)
Rank #28 of 66Beats 57% of peers
3-year return
11.54%median 10.90% (+0.64%)
Rank #26 of 66Beats 55% of peers
5-year return
10.19%median 8.73% (+1.46%)
Rank #15 of 66Beats 73% of peers
Bumpiness (3Y)
13.14%median 13.86% (-0.73%)
Rank #18 of 66Less risky than 74% of peers
Worst-ever drop
-50.36%median -36.39% (-13.97%)
Rank #4 of 66Less risky than 95% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 6 of last 7 years were positive.

+13%
2020
+29%
2021
+2%
2022
+24%
2023
+18%
2024
+9%
2025
-4%
2026
Best year
2021 · 28.97%
Worst year
2026 · -4.14%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
13.1%

The value swings roughly 13% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-50.36%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of Kotak Large Cap Fund - Direct Plan - Payout of Income Distribution cum capital withdrawal option against other large cap funds.

Technical details (for the pros)
CAGR — 1 year1.54%
CAGR — 3 years11.54%
CAGR — 5 years10.19%
CAGR — since launch7.60%
Volatility — 1 year (annualised)13.13%
Volatility — 3 years (annualised)13.14%
Max drawdown — 1 year-13.91%
Max drawdown — 3 years-16.52%
Sharpe ratio — 1 year (rf=6%)-0.34
Sharpe ratio — 3 years (rf=6%)0.40

Fund info

Fund house
Kotak Mahindra Mutual Fund
Category
Equity Scheme - Large Cap Fund
Plan
Direct
Option
IDCW
ISIN (Growth)
INF174K01KY2
ISIN (Div re-invest)
INF174K01KX4
Fund code
120153
First price on record
7 Jan 2013 · 3,359 daily prices

About Kotak Large Cap Fund - Direct Plan - Payout of Income Distribution cum capital withdrawal option

Kotak Large Cap Fund - Direct Plan - Payout of Income Distribution cum capital withdrawal option is a Equity Scheme - Large Cap Fund offered by Kotak Mahindra Mutual Fund under the Direct plan with the IDCW option. It has approximately 14 years of NAV track record. The fund falls in the large cap category — Invests in India's largest listed companies (top 100 by size). Generally steadier than mid or small cap funds, but slower growing.

The current NAV of Kotak Large Cap Fund - Direct Plan - Payout of Income Distribution cum capital withdrawal option is ₹87.2630 (as of 1 Sep 2026). Historically, it has delivered 1.54% over the last year, 11.54% CAGR over 3 years, 10.19% CAGR over 5 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 13.1% annualised volatility — a "high" level of bumpiness; its deepest peak-to-trough fall on record was 50.4%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of Kotak Large Cap Fund - Direct Plan - Payout of Income Distribution cum capital withdrawal option?+

The latest NAV of Kotak Large Cap Fund - Direct Plan - Payout of Income Distribution cum capital withdrawal option is ₹87.2630 as of 1 Sep 2026, down 0.47% from the previous day. NAV is updated once a business day after the market close.

What are the returns of Kotak Large Cap Fund - Direct Plan - Payout of Income Distribution cum capital withdrawal option?+

Kotak Large Cap Fund - Direct Plan - Payout of Income Distribution cum capital withdrawal option has delivered 1-year return 1.54%, 3-year CAGR 11.54%, 5-year CAGR 10.19%, since-inception CAGR 7.60%. Returns are historical and don't predict future performance — markets move in cycles.

What category does Kotak Large Cap Fund - Direct Plan - Payout of Income Distribution cum capital withdrawal option belong to?+

Kotak Large Cap Fund - Direct Plan - Payout of Income Distribution cum capital withdrawal option is categorised as Equity Scheme - Large Cap Fund. Invests in India's largest listed companies (top 100 by size). Generally steadier than mid or small cap funds, but slower growing.

How risky is Kotak Large Cap Fund - Direct Plan - Payout of Income Distribution cum capital withdrawal option?+

Based on its 3-year annualised volatility of 13.1%, Kotak Large Cap Fund - Direct Plan - Payout of Income Distribution cum capital withdrawal option sits in the "high" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is Kotak Large Cap Fund - Direct Plan - Payout of Income Distribution cum capital withdrawal option a direct plan?+

Kotak Large Cap Fund - Direct Plan - Payout of Income Distribution cum capital withdrawal option is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).

How old is Kotak Large Cap Fund - Direct Plan - Payout of Income Distribution cum capital withdrawal option?+

Kotak Large Cap Fund - Direct Plan - Payout of Income Distribution cum capital withdrawal option has NAV history available from 7 Jan 2013 — approximately 14 years of track record and 3,359 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.