MF Gyan
liquidLow risk14 years oldSteady vs its 3-year pace

BARODA BNP PARIBAS LIQUID FUND - Direct Plan - Growth Option

Invests in very short-duration debt. Used to park money for a few days to months, safer than most fund types. From Baroda BNP Paribas Mutual Fund. It's been running since 1 Jan 2013.

Latest price per unit
₹3,267.8095
▲ 0.03% today
As of 1 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.06 L
▲ ₹6.4k gain · 6.4% / year
Invested 3 years ago
₹1.22 L
▲ ₹22.3k gain · 6.9% / year
Invested 5 years ago
₹1.36 L
▲ ₹36.0k gain · 6.3% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.98 L
Gain / loss+₹18.3k
XIRR (annualised)6.73%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹2.00 L
Projected gain*+₹20.0k
*at this fund's historical rate of 6.73% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 143 other funds in Debt Scheme - Liquid Fund

Same plan
1-year return
6.45%median 0.17% (+6.28%)
Rank #28 of 144Beats 80% of peers
3-year return
6.94%median 0.67% (+6.27%)
Rank #22 of 144Beats 83% of peers
5-year return
6.34%median 0.03% (+6.31%)
Rank #11 of 144Beats 91% of peers
Bumpiness (3Y)
0.20%median 0.21% (-0.01%)
Rank #70 of 144Less risky than 52% of peers
Worst-ever drop
-0.21%median -0.35% (+0.14%)
Rank #95 of 144Less risky than 34% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 7 of last 7 years were positive.

+4%
2020
+3%
2021
+5%
2022
+7%
2023
+7%
2024
+7%
2025
+4%
2026
Best year
2024 · 7.40%
Worst year
2021 · 3.40%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
0.2%

The value swings roughly 0% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-0.21%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of BARODA BNP PARIBAS LIQUID FUND - Direct Plan - Growth Option against other liquid funds.

Technical details (for the pros)
CAGR — 1 year6.45%
CAGR — 3 years6.94%
CAGR — 5 years6.34%
CAGR — since launch6.88%
Volatility — 1 year (annualised)0.20%
Volatility — 3 years (annualised)0.20%
Max drawdown — 1 year-0.00%
Max drawdown — 3 years-0.00%
Sharpe ratio — 1 year (rf=6%)-3.32
Sharpe ratio — 3 years (rf=6%)-1.07

Fund info

Fund house
Baroda BNP Paribas Mutual Fund
Category
Debt Scheme - Liquid Fund
Plan
Direct
Option
Growth
ISIN (Growth)
INF955L01AL0
ISIN (Div re-invest)
—
Fund code
119415
First price on record
1 Jan 2013 · 4,067 daily prices

About BARODA BNP PARIBAS LIQUID FUND - Direct Plan - Growth Option

BARODA BNP PARIBAS LIQUID FUND - Direct Plan - Growth Option is a Debt Scheme - Liquid Fund offered by Baroda BNP Paribas Mutual Fund under the Direct plan with the Growth option. It has approximately 14 years of NAV track record. The fund falls in the liquid category — Invests in very short-duration debt. Used to park money for a few days to months, safer than most fund types.

The current NAV of BARODA BNP PARIBAS LIQUID FUND - Direct Plan - Growth Option is ₹3267.8095 (as of 1 Sep 2026). Historically, it has delivered 6.44% over the last year, 6.94% CAGR over 3 years, 6.34% CAGR over 5 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 0.2% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 0.2%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of BARODA BNP PARIBAS LIQUID FUND - Direct Plan - Growth Option?+

The latest NAV of BARODA BNP PARIBAS LIQUID FUND - Direct Plan - Growth Option is ₹3267.8095 as of 1 Sep 2026, up 0.03% from the previous day. NAV is updated once a business day after the market close.

What are the returns of BARODA BNP PARIBAS LIQUID FUND - Direct Plan - Growth Option?+

BARODA BNP PARIBAS LIQUID FUND - Direct Plan - Growth Option has delivered 1-year return 6.44%, 3-year CAGR 6.94%, 5-year CAGR 6.34%, since-inception CAGR 6.88%. Returns are historical and don't predict future performance — markets move in cycles.

What category does BARODA BNP PARIBAS LIQUID FUND - Direct Plan - Growth Option belong to?+

BARODA BNP PARIBAS LIQUID FUND - Direct Plan - Growth Option is categorised as Debt Scheme - Liquid Fund. Invests in very short-duration debt. Used to park money for a few days to months, safer than most fund types.

How risky is BARODA BNP PARIBAS LIQUID FUND - Direct Plan - Growth Option?+

Based on its 3-year annualised volatility of 0.2%, BARODA BNP PARIBAS LIQUID FUND - Direct Plan - Growth Option sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is BARODA BNP PARIBAS LIQUID FUND - Direct Plan - Growth Option a direct plan?+

BARODA BNP PARIBAS LIQUID FUND - Direct Plan - Growth Option is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is BARODA BNP PARIBAS LIQUID FUND - Direct Plan - Growth Option?+

BARODA BNP PARIBAS LIQUID FUND - Direct Plan - Growth Option has NAV history available from 1 Jan 2013 — approximately 14 years of track record and 4,067 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.