MF Gyan
elssHigh risk18 years oldCooling recently (last 6m ≈ -4% p.a.)

Quantum ELSS Tax Saver Fund - Direct Plan - IDCW

An equity fund that also saves you tax under Section 80C. Money is locked in for 3 years. From Quantum Mutual Fund. It's been running since 31 Dec 2008.

Latest price per unit
₹125.16
▲ 0.55% today
As of 28 Aug 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹97.6k
▼ ₹2.4k loss · -2.4% / year
Invested 3 years ago
₹1.38 L
▲ ₹38.4k gain · 11.5% / year
Invested 5 years ago
₹1.67 L
▲ ₹66.9k gain · 10.8% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.89 L
Gain / loss+₹9.2k
XIRR (annualised)3.27%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹1.89 L
Projected gain*+₹9.4k
*at this fund's historical rate of 3.27% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 76 other funds in Equity Scheme - ELSS

Same plan
1-year return
-2.37%median 2.11% (-4.48%)
Rank #64 of 77Beats 17% of peers
3-year return
11.45%median 9.69% (+1.76%)
Rank #32 of 77Beats 59% of peers
5-year return
10.79%median 8.43% (+2.36%)
Rank #28 of 77Beats 57% of peers
Bumpiness (3Y)
12.26%median 13.76% (-1.50%)
Rank #23 of 77Less risky than 71% of peers
Worst-ever drop
-39.62%median -35.12% (-4.50%)
Rank #14 of 77Less risky than 82% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 6 of last 7 years were positive.

+14%
2020
+24%
2021
+6%
2022
+27%
2023
+22%
2024
+4%
2025
-6%
2026
Best year
2023 · 26.85%
Worst year
2026 · -6.19%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
12.3%

The value swings roughly 12% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-39.62%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of Quantum ELSS Tax Saver Fund - Direct Plan - IDCW against other elss funds.

Technical details (for the pros)
CAGR — 1 year-2.37%
CAGR — 3 years11.45%
CAGR — 5 years10.79%
CAGR — since launch15.40%
Volatility — 1 year (annualised)12.64%
Volatility — 3 years (annualised)12.26%
Max drawdown — 1 year-15.66%
Max drawdown — 3 years-16.12%
Sharpe ratio — 1 year (rf=6%)-0.67
Sharpe ratio — 3 years (rf=6%)0.42

Fund info

Fund house
Quantum Mutual Fund
Category
Equity Scheme - ELSS
Plan
Direct
Option
IDCW
ISIN (Growth)
INF082J01077
ISIN (Div re-invest)
INF082J01085
Fund code
111550
First price on record
31 Dec 2008 · 4,349 daily prices

About Quantum ELSS Tax Saver Fund - Direct Plan - IDCW

Quantum ELSS Tax Saver Fund - Direct Plan - IDCW is a Equity Scheme - ELSS offered by Quantum Mutual Fund under the Direct plan with the IDCW option. It has approximately 18 years of NAV track record. The fund falls in the elss category — An equity fund that also saves you tax under Section 80C. Money is locked in for 3 years.

The current NAV of Quantum ELSS Tax Saver Fund - Direct Plan - IDCW is ₹125.1600 (as of 28 Aug 2026). Historically, it has delivered -2.37% over the last year, 11.45% CAGR over 3 years, 10.79% CAGR over 5 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 12.3% annualised volatility — a "high" level of bumpiness; its deepest peak-to-trough fall on record was 39.6%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of Quantum ELSS Tax Saver Fund - Direct Plan - IDCW?+

The latest NAV of Quantum ELSS Tax Saver Fund - Direct Plan - IDCW is ₹125.1600 as of 28 Aug 2026, up 0.55% from the previous day. NAV is updated once a business day after the market close.

What are the returns of Quantum ELSS Tax Saver Fund - Direct Plan - IDCW?+

Quantum ELSS Tax Saver Fund - Direct Plan - IDCW has delivered 1-year return -2.37%, 3-year CAGR 11.45%, 5-year CAGR 10.79%, since-inception CAGR 15.40%. Returns are historical and don't predict future performance — markets move in cycles.

What category does Quantum ELSS Tax Saver Fund - Direct Plan - IDCW belong to?+

Quantum ELSS Tax Saver Fund - Direct Plan - IDCW is categorised as Equity Scheme - ELSS. An equity fund that also saves you tax under Section 80C. Money is locked in for 3 years.

How risky is Quantum ELSS Tax Saver Fund - Direct Plan - IDCW?+

Based on its 3-year annualised volatility of 12.3%, Quantum ELSS Tax Saver Fund - Direct Plan - IDCW sits in the "high" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

What is the lock-in period for Quantum ELSS Tax Saver Fund - Direct Plan - IDCW?+

Quantum ELSS Tax Saver Fund - Direct Plan - IDCW is an ELSS (Equity Linked Savings Scheme) with a 3-year lock-in on each individual investment. Every SIP installment is locked separately for 3 years from its purchase date — the January 2024 units unlock in January 2027, February 2024 units in February 2027, and so on.

Is Quantum ELSS Tax Saver Fund - Direct Plan - IDCW a direct plan?+

Quantum ELSS Tax Saver Fund - Direct Plan - IDCW is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).

How old is Quantum ELSS Tax Saver Fund - Direct Plan - IDCW?+

Quantum ELSS Tax Saver Fund - Direct Plan - IDCW has NAV history available from 31 Dec 2008 — approximately 18 years of track record and 4,349 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.