Bank of India Banking & Financial Services Fund - Direct Plan - IDCW
Invests only in one industry or theme (like banking, pharma, tech). Highly concentrated — bigger swings. From Bank of India Mutual Fund. It's been running since 2 Feb 2026.
Vs 363 other funds in Equity Scheme - Sectoral/ Thematic
Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.
Price over time
How the per-unit price has moved. Tap a range to zoom in.
Bumpiness & worst drops
The value swings roughly 18% up or down in a typical year. Finance-speak calls this volatility.
A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.
Similar funds you might want to look at
Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.
Head-to-head comparisons
Side-by-side comparisons of Bank of India Banking & Financial Services Fund - Direct Plan - IDCW against other sector funds.
Technical details (for the pros)
Fund info
- Fund house
- Bank of India Mutual Fund
- Category
- Equity Scheme - Sectoral/ Thematic
- Plan
- Direct
- Option
- IDCW
- ISIN (Growth)
- INF761K01HF1
- ISIN (Div re-invest)
- INF761K01HG9
- Fund code
- 154094
- First price on record
- 2 Feb 2026 · 148 daily prices
About Bank of India Banking & Financial Services Fund - Direct Plan - IDCW
Bank of India Banking & Financial Services Fund - Direct Plan - IDCW is a Equity Scheme - Sectoral/ Thematic offered by Bank of India Mutual Fund under the Direct plan with the IDCW option. It has approximately 1 year of NAV track record. The fund falls in the sector category — Invests only in one industry or theme (like banking, pharma, tech). Highly concentrated — bigger swings.
The current NAV of Bank of India Banking & Financial Services Fund - Direct Plan - IDCW is ₹9.8200 (as of 4 Sep 2026). Returns are historical and don't predict future performance.
Over the last three years, the fund's prices have moved with 18.3% annualised volatility — a "high" level of bumpiness; its deepest peak-to-trough fall on record was 14.3%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.
Frequently asked
What is the latest NAV of Bank of India Banking & Financial Services Fund - Direct Plan - IDCW?+
The latest NAV of Bank of India Banking & Financial Services Fund - Direct Plan - IDCW is ₹9.8200 as of 4 Sep 2026, up 0.20% from the previous day. NAV is updated once a business day after the market close.
What category does Bank of India Banking & Financial Services Fund - Direct Plan - IDCW belong to?+
Bank of India Banking & Financial Services Fund - Direct Plan - IDCW is categorised as Equity Scheme - Sectoral/ Thematic. Invests only in one industry or theme (like banking, pharma, tech). Highly concentrated — bigger swings.
How risky is Bank of India Banking & Financial Services Fund - Direct Plan - IDCW?+
Based on its 3-year annualised volatility of 18.3%, Bank of India Banking & Financial Services Fund - Direct Plan - IDCW sits in the "high" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.
Is Bank of India Banking & Financial Services Fund - Direct Plan - IDCW a direct plan?+
Bank of India Banking & Financial Services Fund - Direct Plan - IDCW is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).
How old is Bank of India Banking & Financial Services Fund - Direct Plan - IDCW?+
Bank of India Banking & Financial Services Fund - Direct Plan - IDCW has NAV history available from 2 Feb 2026 — approximately 1 year of track record and 148 daily NAV observations.
Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.