MF Gyan
sectorHigh risk1 year old

Bandhan Multi-Factor Fund - Direct Plan - IDCW

Invests only in one industry or theme (like banking, pharma, tech). Highly concentrated — bigger swings. From Bandhan Mutual Fund. It's been running since 1 Aug 2025.

This fund is under 3 years old — its short track record makes comparing to peers or judging consistency less reliable.
Latest price per unit
₹9.831
▼ 0.47% today
As of 4 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.00 L
▲ ₹491 gain · 0.5% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹60.0k
Value today₹58.2k
Gain / loss-₹1.8k
XIRR (annualised)-6.31%
Looking forward · hypothetical
You would invest₹60.0k
Would become*₹58.0k
Projected gain*+-₹2.0k
*at this fund's historical rate of -6.31% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 109 other funds in Equity Schemes - Thematic Fund

Same plan
1-year return
0.49%median 6.58% (-6.09%)
Rank #69 of 110Beats 29% of peers
Bumpiness (3Y)
12.95%median 15.81% (-2.86%)
Rank #7 of 110Less risky than 94% of peers
Worst-ever drop
-12.69%median -22.78% (+10.09%)
Rank #98 of 110Less risky than 10% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 1 of last 2 years were positive.

+8%
2025
-8%
2026
Best year
2025 · 8.14%
Worst year
2026 · -8.38%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
13.0%

The value swings roughly 13% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-12.69%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of Bandhan Multi-Factor Fund - Direct Plan - IDCW against other sector funds.

Technical details (for the pros)
CAGR — 1 year0.49%
CAGR — 3 years—
CAGR — 5 years—
CAGR — since launch-0.20%
Volatility — 1 year (annualised)13.14%
Volatility — 3 years (annualised)12.95%
Max drawdown — 1 year-12.69%
Max drawdown — 3 years-12.69%
Sharpe ratio — 1 year (rf=6%)-0.42
Sharpe ratio — 3 years (rf=6%)-0.48

Fund info

Fund house
Bandhan Mutual Fund
Category
Equity Schemes - Thematic Fund
Plan
Direct
Option
IDCW
ISIN (Growth)
INF194KB1JY8
ISIN (Div re-invest)
INF194KB1JZ5
Fund code
153720
First price on record
1 Aug 2025 · 274 daily prices

About Bandhan Multi-Factor Fund - Direct Plan - IDCW

Bandhan Multi-Factor Fund - Direct Plan - IDCW is a Equity Schemes - Thematic Fund offered by Bandhan Mutual Fund under the Direct plan with the IDCW option. It has approximately 1 year of NAV track record. The fund falls in the sector category — Invests only in one industry or theme (like banking, pharma, tech). Highly concentrated — bigger swings.

The current NAV of Bandhan Multi-Factor Fund - Direct Plan - IDCW is ₹9.8310 (as of 4 Sep 2026). Historically, it has delivered 0.49% over the last year. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 13.0% annualised volatility — a "high" level of bumpiness; its deepest peak-to-trough fall on record was 12.7%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of Bandhan Multi-Factor Fund - Direct Plan - IDCW?+

The latest NAV of Bandhan Multi-Factor Fund - Direct Plan - IDCW is ₹9.8310 as of 4 Sep 2026, down 0.47% from the previous day. NAV is updated once a business day after the market close.

What are the returns of Bandhan Multi-Factor Fund - Direct Plan - IDCW?+

Bandhan Multi-Factor Fund - Direct Plan - IDCW has delivered 1-year return 0.49%, since-inception CAGR -0.20%. Returns are historical and don't predict future performance — markets move in cycles.

What category does Bandhan Multi-Factor Fund - Direct Plan - IDCW belong to?+

Bandhan Multi-Factor Fund - Direct Plan - IDCW is categorised as Equity Schemes - Thematic Fund. Invests only in one industry or theme (like banking, pharma, tech). Highly concentrated — bigger swings.

How risky is Bandhan Multi-Factor Fund - Direct Plan - IDCW?+

Based on its 3-year annualised volatility of 13.0%, Bandhan Multi-Factor Fund - Direct Plan - IDCW sits in the "high" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is Bandhan Multi-Factor Fund - Direct Plan - IDCW a direct plan?+

Bandhan Multi-Factor Fund - Direct Plan - IDCW is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).

How old is Bandhan Multi-Factor Fund - Direct Plan - IDCW?+

Bandhan Multi-Factor Fund - Direct Plan - IDCW has NAV history available from 1 Aug 2025 — approximately 1 year of track record and 274 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.