MF Gyan
sectorHigh risk1 year old

Sundaram Multi-Factor Fund - Direct Plan - IDCW (Income Distribution CUM Capital Withdrawal)

Invests only in one industry or theme (like banking, pharma, tech). Highly concentrated — bigger swings. From Sundaram Mutual Fund. It's been running since 23 Jul 2025.

This fund is under 3 years old — its short track record makes comparing to peers or judging consistency less reliable.
Latest price per unit
₹9.9126
▼ 0.03% today
As of 4 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.00 L
▲ ₹206 gain · 0.2% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹60.0k
Value today₹58.9k
Gain / loss-₹1.1k
XIRR (annualised)-3.99%
Looking forward · hypothetical
You would invest₹60.0k
Would become*₹58.7k
Projected gain*+-₹1.3k
*at this fund's historical rate of -3.99% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 363 other funds in Equity Scheme - Sectoral/ Thematic

Same plan
1-year return
0.21%median 6.52% (-6.32%)
Rank #252 of 364Beats 23% of peers
Bumpiness (3Y)
13.53%median 15.58% (-2.05%)
Rank #73 of 364Less risky than 80% of peers
Worst-ever drop
-14.90%median -25.21% (+10.30%)
Rank #314 of 364Less risky than 13% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 1 of last 2 years were positive.

+6%
2025
-7%
2026
Best year
2025 · 5.95%
Worst year
2026 · -6.92%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
13.5%

The value swings roughly 14% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-14.90%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of Sundaram Multi-Factor Fund - Direct Plan - IDCW (Income Distribution CUM Capital Withdrawal) against other sector funds.

Technical details (for the pros)
CAGR — 1 year0.21%
CAGR — 3 years—
CAGR — 5 years—
CAGR — since launch-0.89%
Volatility — 1 year (annualised)14.05%
Volatility — 3 years (annualised)13.53%
Max drawdown — 1 year-14.90%
Max drawdown — 3 years-14.90%
Sharpe ratio — 1 year (rf=6%)-0.41
Sharpe ratio — 3 years (rf=6%)-0.51

Fund info

Fund house
Sundaram Mutual Fund
Category
Equity Scheme - Sectoral/ Thematic
Plan
Direct
Option
IDCW
ISIN (Growth)
INF903JA1LU8
ISIN (Div re-invest)
—
Fund code
153670
First price on record
23 Jul 2025 · 276 daily prices

About Sundaram Multi-Factor Fund - Direct Plan - IDCW (Income Distribution CUM Capital Withdrawal)

Sundaram Multi-Factor Fund - Direct Plan - IDCW (Income Distribution CUM Capital Withdrawal) is a Equity Scheme - Sectoral/ Thematic offered by Sundaram Mutual Fund under the Direct plan with the IDCW option. It has approximately 1 year of NAV track record. The fund falls in the sector category — Invests only in one industry or theme (like banking, pharma, tech). Highly concentrated — bigger swings.

The current NAV of Sundaram Multi-Factor Fund - Direct Plan - IDCW (Income Distribution CUM Capital Withdrawal) is ₹9.9126 (as of 4 Sep 2026). Historically, it has delivered 0.21% over the last year. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 13.5% annualised volatility — a "high" level of bumpiness; its deepest peak-to-trough fall on record was 14.9%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of Sundaram Multi-Factor Fund - Direct Plan - IDCW (Income Distribution CUM Capital Withdrawal)?+

The latest NAV of Sundaram Multi-Factor Fund - Direct Plan - IDCW (Income Distribution CUM Capital Withdrawal) is ₹9.9126 as of 4 Sep 2026, down 0.03% from the previous day. NAV is updated once a business day after the market close.

What are the returns of Sundaram Multi-Factor Fund - Direct Plan - IDCW (Income Distribution CUM Capital Withdrawal)?+

Sundaram Multi-Factor Fund - Direct Plan - IDCW (Income Distribution CUM Capital Withdrawal) has delivered 1-year return 0.21%, since-inception CAGR -0.89%. Returns are historical and don't predict future performance — markets move in cycles.

What category does Sundaram Multi-Factor Fund - Direct Plan - IDCW (Income Distribution CUM Capital Withdrawal) belong to?+

Sundaram Multi-Factor Fund - Direct Plan - IDCW (Income Distribution CUM Capital Withdrawal) is categorised as Equity Scheme - Sectoral/ Thematic. Invests only in one industry or theme (like banking, pharma, tech). Highly concentrated — bigger swings.

How risky is Sundaram Multi-Factor Fund - Direct Plan - IDCW (Income Distribution CUM Capital Withdrawal)?+

Based on its 3-year annualised volatility of 13.5%, Sundaram Multi-Factor Fund - Direct Plan - IDCW (Income Distribution CUM Capital Withdrawal) sits in the "high" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is Sundaram Multi-Factor Fund - Direct Plan - IDCW (Income Distribution CUM Capital Withdrawal) a direct plan?+

Sundaram Multi-Factor Fund - Direct Plan - IDCW (Income Distribution CUM Capital Withdrawal) is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).

How old is Sundaram Multi-Factor Fund - Direct Plan - IDCW (Income Distribution CUM Capital Withdrawal)?+

Sundaram Multi-Factor Fund - Direct Plan - IDCW (Income Distribution CUM Capital Withdrawal) has NAV history available from 23 Jul 2025 — approximately 1 year of track record and 276 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.