MF Gyan
multi capModerate risk1 year old

UTI Multi Cap Fund - Direct Plan - Growth

Legally required to hold at least 25% each in large, mid and small cap. Diversified but with a fixed structure. From UTI Mutual Fund. It's been running since 20 May 2025.

This fund is under 3 years old — its short track record makes comparing to peers or judging consistency less reliable.
Latest price per unit
₹10.985
▲ 0.43% today
As of 4 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.07 L
▲ ₹7.0k gain · 7.0% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹60.0k
Value today₹63.2k
Gain / loss+₹3.2k
XIRR (annualised)11.76%
Looking forward · hypothetical
You would invest₹60.0k
Would become*₹64.0k
Projected gain*+₹4.0k
*at this fund's historical rate of 11.76% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 21 other funds in Equity Schemes - Multi Cap Fund

Same plan
1-year return
7.04%median 7.34% (-0.30%)
Rank #12 of 22Beats 48% of peers
Bumpiness (3Y)
11.79%median 15.50% (-3.71%)
Rank #1 of 22Less risky than 100% of peers
Worst-ever drop
-14.06%median -20.07% (+6.02%)
Rank #22 of 22Less risky than 0% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 2 of last 2 years were positive.

+8%
2025
+2%
2026
Best year
2025 · 7.94%
Worst year
2026 · 1.94%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
11.8%

The value swings roughly 12% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-14.06%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of UTI Multi Cap Fund - Direct Plan - Growth against other multi cap funds.

Technical details (for the pros)
CAGR — 1 year7.04%
CAGR — 3 years—
CAGR — 5 years—
CAGR — since launch7.81%
Volatility — 1 year (annualised)12.61%
Volatility — 3 years (annualised)11.79%
Max drawdown — 1 year-14.06%
Max drawdown — 3 years-14.06%
Sharpe ratio — 1 year (rf=6%)0.08
Sharpe ratio — 3 years (rf=6%)0.14

Fund info

Fund house
UTI Mutual Fund
Category
Equity Schemes - Multi Cap Fund
Plan
Direct
Option
Growth
ISIN (Growth)
INF789F1AB89
ISIN (Div re-invest)
—
Fund code
153515
First price on record
20 May 2025 · 322 daily prices

About UTI Multi Cap Fund - Direct Plan - Growth

UTI Multi Cap Fund - Direct Plan - Growth is a Equity Schemes - Multi Cap Fund offered by UTI Mutual Fund under the Direct plan with the Growth option. It has approximately 1 year of NAV track record. The fund falls in the multi cap category — Legally required to hold at least 25% each in large, mid and small cap. Diversified but with a fixed structure.

The current NAV of UTI Multi Cap Fund - Direct Plan - Growth is ₹10.9850 (as of 4 Sep 2026). Historically, it has delivered 7.04% over the last year. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 11.8% annualised volatility — a "moderate" level of bumpiness; its deepest peak-to-trough fall on record was 14.1%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of UTI Multi Cap Fund - Direct Plan - Growth?+

The latest NAV of UTI Multi Cap Fund - Direct Plan - Growth is ₹10.9850 as of 4 Sep 2026, up 0.43% from the previous day. NAV is updated once a business day after the market close.

What are the returns of UTI Multi Cap Fund - Direct Plan - Growth?+

UTI Multi Cap Fund - Direct Plan - Growth has delivered 1-year return 7.04%, since-inception CAGR 7.81%. Returns are historical and don't predict future performance — markets move in cycles.

What category does UTI Multi Cap Fund - Direct Plan - Growth belong to?+

UTI Multi Cap Fund - Direct Plan - Growth is categorised as Equity Schemes - Multi Cap Fund. Legally required to hold at least 25% each in large, mid and small cap. Diversified but with a fixed structure.

How risky is UTI Multi Cap Fund - Direct Plan - Growth?+

Based on its 3-year annualised volatility of 11.8%, UTI Multi Cap Fund - Direct Plan - Growth sits in the "moderate" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is UTI Multi Cap Fund - Direct Plan - Growth a direct plan?+

UTI Multi Cap Fund - Direct Plan - Growth is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is UTI Multi Cap Fund - Direct Plan - Growth?+

UTI Multi Cap Fund - Direct Plan - Growth has NAV history available from 20 May 2025 — approximately 1 year of track record and 322 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.