MF Gyan
debtLow risk1 year old

Groww Gilt Fund - Direct Plan - Growth

Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals. From Groww Mutual Fund. It's been running since 13 May 2025.

This fund is under 3 years old — its short track record makes comparing to peers or judging consistency less reliable.
Latest price per unit
₹10.0287
▲ 0.02% today
As of 4 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.02 L
▲ ₹2.0k gain · 2.0% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹60.0k
Value today₹60.7k
Gain / loss+₹665
XIRR (annualised)2.39%
Looking forward · hypothetical
You would invest₹60.0k
Would become*₹60.8k
Projected gain*+₹784
*at this fund's historical rate of 2.39% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 26 other funds in Income/Debt Oriented Schemes - Gilt Fund

Same plan
1-year return
2.03%median 2.97% (-0.94%)
Rank #15 of 27Beats 46% of peers
Bumpiness (3Y)
3.46%median 3.62% (-0.17%)
Rank #10 of 27Less risky than 65% of peers
Worst-ever drop
-3.90%median -10.81% (+6.90%)
Rank #25 of 27Less risky than 8% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 1 of last 2 years were positive.

-1%
2025
+1%
2026
Best year
2026 · 0.95%
Worst year
2025 · -1.15%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
3.5%

The value swings roughly 3% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-3.90%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of Groww Gilt Fund - Direct Plan - Growth against other debt funds.

Technical details (for the pros)
CAGR — 1 year2.03%
CAGR — 3 years—
CAGR — 5 years—
CAGR — since launch-0.11%
Volatility — 1 year (annualised)3.16%
Volatility — 3 years (annualised)3.46%
Max drawdown — 1 year-2.25%
Max drawdown — 3 years-3.90%
Sharpe ratio — 1 year (rf=6%)-1.23
Sharpe ratio — 3 years (rf=6%)-1.77

Fund info

Fund house
Groww Mutual Fund
Category
Income/Debt Oriented Schemes - Gilt Fund
Plan
Direct
Option
Growth
ISIN (Growth)
INF666M01KK2
ISIN (Div re-invest)
—
Fund code
153477
First price on record
13 May 2025 · 322 daily prices

About Groww Gilt Fund - Direct Plan - Growth

Groww Gilt Fund - Direct Plan - Growth is a Income/Debt Oriented Schemes - Gilt Fund offered by Groww Mutual Fund under the Direct plan with the Growth option. It has approximately 1 year of NAV track record. The fund falls in the debt category — Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals.

The current NAV of Groww Gilt Fund - Direct Plan - Growth is ₹10.0287 (as of 4 Sep 2026). Historically, it has delivered 2.03% over the last year. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 3.5% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 3.9%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of Groww Gilt Fund - Direct Plan - Growth?+

The latest NAV of Groww Gilt Fund - Direct Plan - Growth is ₹10.0287 as of 4 Sep 2026, up 0.02% from the previous day. NAV is updated once a business day after the market close.

What are the returns of Groww Gilt Fund - Direct Plan - Growth?+

Groww Gilt Fund - Direct Plan - Growth has delivered 1-year return 2.03%, since-inception CAGR -0.11%. Returns are historical and don't predict future performance — markets move in cycles.

What category does Groww Gilt Fund - Direct Plan - Growth belong to?+

Groww Gilt Fund - Direct Plan - Growth is categorised as Income/Debt Oriented Schemes - Gilt Fund. Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals.

How risky is Groww Gilt Fund - Direct Plan - Growth?+

Based on its 3-year annualised volatility of 3.5%, Groww Gilt Fund - Direct Plan - Growth sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is Groww Gilt Fund - Direct Plan - Growth a direct plan?+

Groww Gilt Fund - Direct Plan - Growth is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is Groww Gilt Fund - Direct Plan - Growth?+

Groww Gilt Fund - Direct Plan - Growth has NAV history available from 13 May 2025 — approximately 1 year of track record and 322 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.