MF Gyan
indexHigh risk2 year old

DSP Nifty Private Bank Index Fund - Direct Plan - Growth

Copies an index like the Nifty 50 or Sensex. Low fees, no active fund manager, returns match the market. From DSP Mutual Fund. It's been running since 6 Mar 2025.

This fund is under 3 years old — its short track record makes comparing to peers or judging consistency less reliable.
Latest price per unit
₹11.4671
▲ 0.28% today
As of 4 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.06 L
▲ ₹5.9k gain · 5.9% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹60.0k
Value today₹61.0k
Gain / loss+₹976
XIRR (annualised)3.52%
Looking forward · hypothetical
You would invest₹60.0k
Would become*₹61.2k
Projected gain*+₹1.2k
*at this fund's historical rate of 3.52% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 500 other funds in Other Scheme - Index Funds

Same plan
1-year return
5.90%median 5.83% (+0.07%)
Rank #228 of 501Beats 54% of peers
Bumpiness (3Y)
15.95%median 13.31% (+2.64%)
Rank #336 of 501Less risky than 33% of peers
Worst-ever drop
-17.31%median -17.34% (+0.03%)
Rank #252 of 501Less risky than 50% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 1 of last 2 years were positive.

+18%
2025
-3%
2026
Best year
2025 · 18.09%
Worst year
2026 · -3.07%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
15.9%

The value swings roughly 16% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-17.31%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of DSP Nifty Private Bank Index Fund - Direct Plan - Growth against other index funds.

Technical details (for the pros)
CAGR — 1 year5.90%
CAGR — 3 years—
CAGR — 5 years—
CAGR — since launch9.61%
Volatility — 1 year (annualised)16.45%
Volatility — 3 years (annualised)15.95%
Max drawdown — 1 year-17.31%
Max drawdown — 3 years-17.31%
Sharpe ratio — 1 year (rf=6%)-0.01
Sharpe ratio — 3 years (rf=6%)0.21

Fund info

Fund house
DSP Mutual Fund
Category
Other Scheme - Index Funds
Plan
Direct
Option
Growth
ISIN (Growth)
INF740KA1VN6
ISIN (Div re-invest)
—
Fund code
153348
First price on record
6 Mar 2025 · 370 daily prices

About DSP Nifty Private Bank Index Fund - Direct Plan - Growth

DSP Nifty Private Bank Index Fund - Direct Plan - Growth is a Other Scheme - Index Funds offered by DSP Mutual Fund under the Direct plan with the Growth option. It has approximately 2 year of NAV track record. The fund falls in the index category — Copies an index like the Nifty 50 or Sensex. Low fees, no active fund manager, returns match the market.

The current NAV of DSP Nifty Private Bank Index Fund - Direct Plan - Growth is ₹11.4671 (as of 4 Sep 2026). Historically, it has delivered 5.89% over the last year. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 15.9% annualised volatility — a "high" level of bumpiness; its deepest peak-to-trough fall on record was 17.3%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of DSP Nifty Private Bank Index Fund - Direct Plan - Growth?+

The latest NAV of DSP Nifty Private Bank Index Fund - Direct Plan - Growth is ₹11.4671 as of 4 Sep 2026, up 0.28% from the previous day. NAV is updated once a business day after the market close.

What are the returns of DSP Nifty Private Bank Index Fund - Direct Plan - Growth?+

DSP Nifty Private Bank Index Fund - Direct Plan - Growth has delivered 1-year return 5.89%, since-inception CAGR 9.61%. Returns are historical and don't predict future performance — markets move in cycles.

What category does DSP Nifty Private Bank Index Fund - Direct Plan - Growth belong to?+

DSP Nifty Private Bank Index Fund - Direct Plan - Growth is categorised as Other Scheme - Index Funds. Copies an index like the Nifty 50 or Sensex. Low fees, no active fund manager, returns match the market.

How risky is DSP Nifty Private Bank Index Fund - Direct Plan - Growth?+

Based on its 3-year annualised volatility of 15.9%, DSP Nifty Private Bank Index Fund - Direct Plan - Growth sits in the "high" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is DSP Nifty Private Bank Index Fund - Direct Plan - Growth a direct plan?+

DSP Nifty Private Bank Index Fund - Direct Plan - Growth is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is DSP Nifty Private Bank Index Fund - Direct Plan - Growth?+

DSP Nifty Private Bank Index Fund - Direct Plan - Growth has NAV history available from 6 Mar 2025 — approximately 2 year of track record and 370 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.