MF Gyan
hybridHigh risk2 year old

LIC MF Multi Asset Allocation Fund - Direct Plan - Growth

Combines equity and debt in one fund. Aims for a smoother ride than pure equity funds. From LIC Mutual Fund. It's been running since 18 Feb 2025.

This fund is under 3 years old — its short track record makes comparing to peers or judging consistency less reliable.
Latest price per unit
₹12.6809
▲ 0.50% today
As of 4 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.12 L
▲ ₹11.5k gain · 11.5% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹60.0k
Value today₹62.6k
Gain / loss+₹2.6k
XIRR (annualised)9.58%
Looking forward · hypothetical
You would invest₹60.0k
Would become*₹63.2k
Projected gain*+₹3.2k
*at this fund's historical rate of 9.58% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 51 other funds in Hybrid Scheme - Multi Asset Allocation

Same plan
1-year return
11.53%median 11.53% (0.00%)
Rank #23 of 52Beats 49% of peers
Bumpiness (3Y)
12.82%median 10.68% (+2.14%)
Rank #43 of 52Less risky than 18% of peers
Worst-ever drop
-13.51%median -13.10% (-0.40%)
Rank #22 of 52Less risky than 57% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 2 of last 2 years were positive.

+24%
2025
+3%
2026
Best year
2025 · 24.26%
Worst year
2026 · 2.95%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
12.8%

The value swings roughly 13% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-13.51%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of LIC MF Multi Asset Allocation Fund - Direct Plan - Growth against other hybrid funds.

Technical details (for the pros)
CAGR — 1 year11.53%
CAGR — 3 years—
CAGR — 5 years—
CAGR — since launch16.65%
Volatility — 1 year (annualised)13.97%
Volatility — 3 years (annualised)12.82%
Max drawdown — 1 year-13.51%
Max drawdown — 3 years-13.51%
Sharpe ratio — 1 year (rf=6%)0.37
Sharpe ratio — 3 years (rf=6%)0.76

Fund info

Fund house
LIC Mutual Fund
Category
Hybrid Scheme - Multi Asset Allocation
Plan
Direct
Option
Growth
ISIN (Growth)
INF767K01RZ5
ISIN (Div re-invest)
—
Fund code
153246
First price on record
18 Feb 2025 · 381 daily prices

About LIC MF Multi Asset Allocation Fund - Direct Plan - Growth

LIC MF Multi Asset Allocation Fund - Direct Plan - Growth is a Hybrid Scheme - Multi Asset Allocation offered by LIC Mutual Fund under the Direct plan with the Growth option. It has approximately 2 year of NAV track record. The fund falls in the hybrid category — Combines equity and debt in one fund. Aims for a smoother ride than pure equity funds.

The current NAV of LIC MF Multi Asset Allocation Fund - Direct Plan - Growth is ₹12.6809 (as of 4 Sep 2026). Historically, it has delivered 11.52% over the last year. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 12.8% annualised volatility — a "high" level of bumpiness; its deepest peak-to-trough fall on record was 13.5%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of LIC MF Multi Asset Allocation Fund - Direct Plan - Growth?+

The latest NAV of LIC MF Multi Asset Allocation Fund - Direct Plan - Growth is ₹12.6809 as of 4 Sep 2026, up 0.50% from the previous day. NAV is updated once a business day after the market close.

What are the returns of LIC MF Multi Asset Allocation Fund - Direct Plan - Growth?+

LIC MF Multi Asset Allocation Fund - Direct Plan - Growth has delivered 1-year return 11.52%, since-inception CAGR 16.65%. Returns are historical and don't predict future performance — markets move in cycles.

What category does LIC MF Multi Asset Allocation Fund - Direct Plan - Growth belong to?+

LIC MF Multi Asset Allocation Fund - Direct Plan - Growth is categorised as Hybrid Scheme - Multi Asset Allocation. Combines equity and debt in one fund. Aims for a smoother ride than pure equity funds.

How risky is LIC MF Multi Asset Allocation Fund - Direct Plan - Growth?+

Based on its 3-year annualised volatility of 12.8%, LIC MF Multi Asset Allocation Fund - Direct Plan - Growth sits in the "high" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is LIC MF Multi Asset Allocation Fund - Direct Plan - Growth a direct plan?+

LIC MF Multi Asset Allocation Fund - Direct Plan - Growth is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is LIC MF Multi Asset Allocation Fund - Direct Plan - Growth?+

LIC MF Multi Asset Allocation Fund - Direct Plan - Growth has NAV history available from 18 Feb 2025 — approximately 2 year of track record and 381 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.