MF Gyan
elssHigh risk2 year old

Bajaj Finserv ELSS - Tax Saver Fund - Direct Plan - Growth

An equity fund that also saves you tax under Section 80C. Money is locked in for 3 years. From Bajaj Finserv Mutual Fund. It's been running since 3 Feb 2025.

This fund is under 3 years old — its short track record makes comparing to peers or judging consistency less reliable.
Latest price per unit
₹11.985
▲ 0.06% today
As of 4 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.08 L
▲ ₹7.7k gain · 7.7% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹60.0k
Value today₹62.7k
Gain / loss+₹2.7k
XIRR (annualised)9.72%
Looking forward · hypothetical
You would invest₹60.0k
Would become*₹63.3k
Projected gain*+₹3.3k
*at this fund's historical rate of 9.72% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 38 other funds in Equity Schemes - ELSS- Tax Saver Fund

Same plan
1-year return
7.68%median 1.08% (+6.60%)
Rank #6 of 39Beats 84% of peers
Bumpiness (3Y)
13.05%median 14.40% (-1.36%)
Rank #5 of 39Less risky than 87% of peers
Worst-ever drop
-13.51%median -36.80% (+23.28%)
Rank #38 of 39Less risky than 0% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 2 of last 2 years were positive.

+16%
2025
+3%
2026
Best year
2025 · 15.75%
Worst year
2026 · 2.70%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
13.0%

The value swings roughly 13% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-13.51%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of Bajaj Finserv ELSS - Tax Saver Fund - Direct Plan - Growth against other elss funds.

Technical details (for the pros)
CAGR — 1 year7.68%
CAGR — 3 years—
CAGR — 5 years—
CAGR — since launch11.90%
Volatility — 1 year (annualised)14.00%
Volatility — 3 years (annualised)13.05%
Max drawdown — 1 year-13.51%
Max drawdown — 3 years-13.51%
Sharpe ratio — 1 year (rf=6%)0.11
Sharpe ratio — 3 years (rf=6%)0.42

Fund info

Fund house
Bajaj Finserv Mutual Fund
Category
Equity Schemes - ELSS- Tax Saver Fund
Plan
Direct
Option
Growth
ISIN (Growth)
INF0QA701AK0
ISIN (Div re-invest)
—
Fund code
153201
First price on record
3 Feb 2025 · 392 daily prices

About Bajaj Finserv ELSS - Tax Saver Fund - Direct Plan - Growth

Bajaj Finserv ELSS - Tax Saver Fund - Direct Plan - Growth is a Equity Schemes - ELSS- Tax Saver Fund offered by Bajaj Finserv Mutual Fund under the Direct plan with the Growth option. It has approximately 2 year of NAV track record. The fund falls in the elss category — An equity fund that also saves you tax under Section 80C. Money is locked in for 3 years.

The current NAV of Bajaj Finserv ELSS - Tax Saver Fund - Direct Plan - Growth is ₹11.9850 (as of 4 Sep 2026). Historically, it has delivered 7.67% over the last year. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 13.0% annualised volatility — a "high" level of bumpiness; its deepest peak-to-trough fall on record was 13.5%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of Bajaj Finserv ELSS - Tax Saver Fund - Direct Plan - Growth?+

The latest NAV of Bajaj Finserv ELSS - Tax Saver Fund - Direct Plan - Growth is ₹11.9850 as of 4 Sep 2026, up 0.06% from the previous day. NAV is updated once a business day after the market close.

What are the returns of Bajaj Finserv ELSS - Tax Saver Fund - Direct Plan - Growth?+

Bajaj Finserv ELSS - Tax Saver Fund - Direct Plan - Growth has delivered 1-year return 7.67%, since-inception CAGR 11.90%. Returns are historical and don't predict future performance — markets move in cycles.

What category does Bajaj Finserv ELSS - Tax Saver Fund - Direct Plan - Growth belong to?+

Bajaj Finserv ELSS - Tax Saver Fund - Direct Plan - Growth is categorised as Equity Schemes - ELSS- Tax Saver Fund. An equity fund that also saves you tax under Section 80C. Money is locked in for 3 years.

How risky is Bajaj Finserv ELSS - Tax Saver Fund - Direct Plan - Growth?+

Based on its 3-year annualised volatility of 13.0%, Bajaj Finserv ELSS - Tax Saver Fund - Direct Plan - Growth sits in the "high" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

What is the lock-in period for Bajaj Finserv ELSS - Tax Saver Fund - Direct Plan - Growth?+

Bajaj Finserv ELSS - Tax Saver Fund - Direct Plan - Growth is an ELSS (Equity Linked Savings Scheme) with a 3-year lock-in on each individual investment. Every SIP installment is locked separately for 3 years from its purchase date — the January 2024 units unlock in January 2027, February 2024 units in February 2027, and so on.

Is Bajaj Finserv ELSS - Tax Saver Fund - Direct Plan - Growth a direct plan?+

Bajaj Finserv ELSS - Tax Saver Fund - Direct Plan - Growth is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is Bajaj Finserv ELSS - Tax Saver Fund - Direct Plan - Growth?+

Bajaj Finserv ELSS - Tax Saver Fund - Direct Plan - Growth has NAV history available from 3 Feb 2025 — approximately 2 year of track record and 392 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.