MF Gyan
debtLow risk2 year old

Franklin India Long Term Fund - Direct Plan - IDCW

Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals. From Franklin Templeton Mutual Fund. It's been running since 11 Dec 2024.

This fund is under 3 years old — its short track record makes comparing to peers or judging consistency less reliable.
Latest price per unit
₹10.5225
▲ 0.03% today
As of 4 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.03 L
▲ ₹2.9k gain · 2.9% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹60.0k
Value today₹60.6k
Gain / loss+₹646
XIRR (annualised)2.32%
Looking forward · hypothetical
You would invest₹60.0k
Would become*₹60.8k
Projected gain*+₹760
*at this fund's historical rate of 2.32% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 31 other funds in Income/Debt Oriented Schemes - Long Term Fund

Same plan
1-year return
2.95%median 2.58% (+0.37%)
Rank #12 of 32Beats 65% of peers
Bumpiness (3Y)
3.84%median 4.19% (-0.36%)
Rank #6 of 32Less risky than 84% of peers
Worst-ever drop
-5.21%median -5.99% (+0.78%)
Rank #27 of 32Less risky than 16% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 3 of last 3 years were positive.

+0%
2024
+4%
2025
+1%
2026
Best year
2025 · 3.95%
Worst year
2024 · 0.14%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
3.8%

The value swings roughly 4% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-5.21%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of Franklin India Long Term Fund - Direct Plan - IDCW against other debt funds.

Technical details (for the pros)
CAGR — 1 year2.95%
CAGR — 3 years—
CAGR — 5 years—
CAGR — since launch2.99%
Volatility — 1 year (annualised)3.76%
Volatility — 3 years (annualised)3.84%
Max drawdown — 1 year-3.75%
Max drawdown — 3 years-5.21%
Sharpe ratio — 1 year (rf=6%)-0.79
Sharpe ratio — 3 years (rf=6%)-0.77

Fund info

Fund house
Franklin Templeton Mutual Fund
Category
Income/Debt Oriented Schemes - Long Term Fund
Plan
Direct
Option
IDCW
ISIN (Growth)
INF090I01YA5
ISIN (Div re-invest)
INF090I01XZ4
Fund code
153103
First price on record
11 Dec 2024 · 420 daily prices

About Franklin India Long Term Fund - Direct Plan - IDCW

Franklin India Long Term Fund - Direct Plan - IDCW is a Income/Debt Oriented Schemes - Long Term Fund offered by Franklin Templeton Mutual Fund under the Direct plan with the IDCW option. It has approximately 2 year of NAV track record. The fund falls in the debt category — Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals.

The current NAV of Franklin India Long Term Fund - Direct Plan - IDCW is ₹10.5225 (as of 4 Sep 2026). Historically, it has delivered 2.95% over the last year. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 3.8% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 5.2%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of Franklin India Long Term Fund - Direct Plan - IDCW?+

The latest NAV of Franklin India Long Term Fund - Direct Plan - IDCW is ₹10.5225 as of 4 Sep 2026, up 0.03% from the previous day. NAV is updated once a business day after the market close.

What are the returns of Franklin India Long Term Fund - Direct Plan - IDCW?+

Franklin India Long Term Fund - Direct Plan - IDCW has delivered 1-year return 2.95%, since-inception CAGR 2.99%. Returns are historical and don't predict future performance — markets move in cycles.

What category does Franklin India Long Term Fund - Direct Plan - IDCW belong to?+

Franklin India Long Term Fund - Direct Plan - IDCW is categorised as Income/Debt Oriented Schemes - Long Term Fund. Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals.

How risky is Franklin India Long Term Fund - Direct Plan - IDCW?+

Based on its 3-year annualised volatility of 3.8%, Franklin India Long Term Fund - Direct Plan - IDCW sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is Franklin India Long Term Fund - Direct Plan - IDCW a direct plan?+

Franklin India Long Term Fund - Direct Plan - IDCW is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).

How old is Franklin India Long Term Fund - Direct Plan - IDCW?+

Franklin India Long Term Fund - Direct Plan - IDCW has NAV history available from 11 Dec 2024 — approximately 2 year of track record and 420 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.