MF Gyan
debtLow risk2 years old

Franklin India Medium to Long Term Fund - Direct Plan - IDCW

Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals. From Franklin Templeton Mutual Fund. It's been running since 24 Sep 2024.

This fund is under 3 years old — its short track record makes comparing to peers or judging consistency less reliable.
Latest price per unit
₹10.7072
▲ 0.02% today
As of 4 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.01 L
▲ ₹1.1k gain · 1.1% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹60.0k
Value today₹60.7k
Gain / loss+₹723
XIRR (annualised)2.60%
Looking forward · hypothetical
You would invest₹60.0k
Would become*₹60.9k
Projected gain*+₹852
*at this fund's historical rate of 2.60% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 43 other funds in Income/Debt Oriented Schemes - Medium to Long Term Fund

Same plan
1-year return
1.09%median 4.54% (-3.45%)
Rank #37 of 44Beats 16% of peers
Bumpiness (3Y)
2.74%median 2.23% (+0.51%)
Rank #28 of 44Less risky than 37% of peers
Worst-ever drop
-3.75%median -10.57% (+6.82%)
Rank #41 of 44Less risky than 7% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 3 of last 3 years were positive.

+2%
2024
+4%
2025
+1%
2026
Best year
2025 · 3.73%
Worst year
2026 · 1.50%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
2.7%

The value swings roughly 3% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-3.75%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of Franklin India Medium to Long Term Fund - Direct Plan - IDCW against other debt funds.

Technical details (for the pros)
CAGR — 1 year1.09%
CAGR — 3 years—
CAGR — 5 years—
CAGR — since launch3.58%
Volatility — 1 year (annualised)3.20%
Volatility — 3 years (annualised)2.74%
Max drawdown — 1 year-3.17%
Max drawdown — 3 years-3.75%
Sharpe ratio — 1 year (rf=6%)-1.52
Sharpe ratio — 3 years (rf=6%)-0.86

Fund info

Fund house
Franklin Templeton Mutual Fund
Category
Income/Debt Oriented Schemes - Medium to Long Term Fund
Plan
Direct
Option
IDCW
ISIN (Growth)
INF090I01XH2
ISIN (Div re-invest)
INF090I01XI0
Fund code
152852
First price on record
24 Sep 2024 · 472 daily prices

About Franklin India Medium to Long Term Fund - Direct Plan - IDCW

Franklin India Medium to Long Term Fund - Direct Plan - IDCW is a Income/Debt Oriented Schemes - Medium to Long Term Fund offered by Franklin Templeton Mutual Fund under the Direct plan with the IDCW option. It has approximately 2 years of NAV track record. The fund falls in the debt category — Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals.

The current NAV of Franklin India Medium to Long Term Fund - Direct Plan - IDCW is ₹10.7072 (as of 4 Sep 2026). Historically, it has delivered 1.09% over the last year. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 2.7% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 3.8%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of Franklin India Medium to Long Term Fund - Direct Plan - IDCW?+

The latest NAV of Franklin India Medium to Long Term Fund - Direct Plan - IDCW is ₹10.7072 as of 4 Sep 2026, up 0.02% from the previous day. NAV is updated once a business day after the market close.

What are the returns of Franklin India Medium to Long Term Fund - Direct Plan - IDCW?+

Franklin India Medium to Long Term Fund - Direct Plan - IDCW has delivered 1-year return 1.09%, since-inception CAGR 3.58%. Returns are historical and don't predict future performance — markets move in cycles.

What category does Franklin India Medium to Long Term Fund - Direct Plan - IDCW belong to?+

Franklin India Medium to Long Term Fund - Direct Plan - IDCW is categorised as Income/Debt Oriented Schemes - Medium to Long Term Fund. Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals.

How risky is Franklin India Medium to Long Term Fund - Direct Plan - IDCW?+

Based on its 3-year annualised volatility of 2.7%, Franklin India Medium to Long Term Fund - Direct Plan - IDCW sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is Franklin India Medium to Long Term Fund - Direct Plan - IDCW a direct plan?+

Franklin India Medium to Long Term Fund - Direct Plan - IDCW is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).

How old is Franklin India Medium to Long Term Fund - Direct Plan - IDCW?+

Franklin India Medium to Long Term Fund - Direct Plan - IDCW has NAV history available from 24 Sep 2024 — approximately 2 years of track record and 472 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.