MF Gyan
debtLow risk2 years old

Franklin India Medium to Long Term Fund - Direct Plan - Growth

Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals. From Franklin Templeton Mutual Fund. It's been running since 24 Sep 2024.

This fund is under 3 years old — its short track record makes comparing to peers or judging consistency less reliable.
Latest price per unit
₹11.3208
▲ 0.02% today
As of 4 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.06 L
▲ ₹5.7k gain · 5.7% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹60.0k
Value today₹61.7k
Gain / loss+₹1.7k
XIRR (annualised)6.12%
Looking forward · hypothetical
You would invest₹60.0k
Would become*₹62.0k
Projected gain*+₹2.0k
*at this fund's historical rate of 6.12% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 43 other funds in Income/Debt Oriented Schemes - Medium to Long Term Fund

Same plan
1-year return
5.69%median 4.45% (+1.24%)
Rank #10 of 44Beats 79% of peers
Bumpiness (3Y)
1.86%median 2.25% (-0.39%)
Rank #1 of 44Less risky than 100% of peers
Worst-ever drop
-1.71%median -10.57% (+8.85%)
Rank #42 of 44Less risky than 5% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 3 of last 3 years were positive.

+2%
2024
+7%
2025
+4%
2026
Best year
2025 · 7.41%
Worst year
2024 · 1.66%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
1.9%

The value swings roughly 2% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-1.71%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of Franklin India Medium to Long Term Fund - Direct Plan - Growth against other debt funds.

Technical details (for the pros)
CAGR — 1 year5.69%
CAGR — 3 years—
CAGR — 5 years—
CAGR — since launch6.59%
Volatility — 1 year (annualised)1.93%
Volatility — 3 years (annualised)1.86%
Max drawdown — 1 year-1.71%
Max drawdown — 3 years-1.71%
Sharpe ratio — 1 year (rf=6%)-0.11
Sharpe ratio — 3 years (rf=6%)0.34

Fund info

Fund house
Franklin Templeton Mutual Fund
Category
Income/Debt Oriented Schemes - Medium to Long Term Fund
Plan
Direct
Option
Growth
ISIN (Growth)
INF090I01XG4
ISIN (Div re-invest)
—
Fund code
152851
First price on record
24 Sep 2024 · 472 daily prices

About Franklin India Medium to Long Term Fund - Direct Plan - Growth

Franklin India Medium to Long Term Fund - Direct Plan - Growth is a Income/Debt Oriented Schemes - Medium to Long Term Fund offered by Franklin Templeton Mutual Fund under the Direct plan with the Growth option. It has approximately 2 years of NAV track record. The fund falls in the debt category — Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals.

The current NAV of Franklin India Medium to Long Term Fund - Direct Plan - Growth is ₹11.3208 (as of 4 Sep 2026). Historically, it has delivered 5.69% over the last year. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 1.9% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 1.7%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of Franklin India Medium to Long Term Fund - Direct Plan - Growth?+

The latest NAV of Franklin India Medium to Long Term Fund - Direct Plan - Growth is ₹11.3208 as of 4 Sep 2026, up 0.02% from the previous day. NAV is updated once a business day after the market close.

What are the returns of Franklin India Medium to Long Term Fund - Direct Plan - Growth?+

Franklin India Medium to Long Term Fund - Direct Plan - Growth has delivered 1-year return 5.69%, since-inception CAGR 6.59%. Returns are historical and don't predict future performance — markets move in cycles.

What category does Franklin India Medium to Long Term Fund - Direct Plan - Growth belong to?+

Franklin India Medium to Long Term Fund - Direct Plan - Growth is categorised as Income/Debt Oriented Schemes - Medium to Long Term Fund. Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals.

How risky is Franklin India Medium to Long Term Fund - Direct Plan - Growth?+

Based on its 3-year annualised volatility of 1.9%, Franklin India Medium to Long Term Fund - Direct Plan - Growth sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is Franklin India Medium to Long Term Fund - Direct Plan - Growth a direct plan?+

Franklin India Medium to Long Term Fund - Direct Plan - Growth is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is Franklin India Medium to Long Term Fund - Direct Plan - Growth?+

Franklin India Medium to Long Term Fund - Direct Plan - Growth has NAV history available from 24 Sep 2024 — approximately 2 years of track record and 472 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.