MF Gyan
otherModerate risk2 years old

Baroda BNP Paribas Retirement Fund - Direct Plan - Growth Option

A specialised fund. Check the scheme details for what it invests in. From Baroda BNP Paribas Mutual Fund. It's been running since 31 May 2024.

This fund is under 3 years old — its short track record makes comparing to peers or judging consistency less reliable.
Latest price per unit
₹12.0864
▼ 0.07% today
As of 4 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.07 L
▲ ₹6.8k gain · 6.8% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹60.0k
Value today₹62.2k
Gain / loss+₹2.2k
XIRR (annualised)7.86%
Looking forward · hypothetical
You would invest₹60.0k
Would become*₹62.6k
Projected gain*+₹2.6k
*at this fund's historical rate of 7.86% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 51 other funds in Solution Oriented Scheme - Retirement Fund

Same plan
1-year return
6.84%median 4.84% (+2.00%)
Rank #15 of 52Beats 67% of peers
Bumpiness (3Y)
11.35%median 10.69% (+0.66%)
Rank #27 of 52Less risky than 43% of peers
Worst-ever drop
-12.36%median -14.49% (+2.14%)
Rank #27 of 52Less risky than 41% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 3 of last 3 years were positive.

+10%
2024
+7%
2025
+1%
2026
Best year
2024 · 10.49%
Worst year
2026 · 1.40%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
11.3%

The value swings roughly 11% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-12.36%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of Baroda BNP Paribas Retirement Fund - Direct Plan - Growth Option against other other funds.

Technical details (for the pros)
CAGR — 1 year6.84%
CAGR — 3 years—
CAGR — 5 years—
CAGR — since launch8.76%
Volatility — 1 year (annualised)10.87%
Volatility — 3 years (annualised)11.35%
Max drawdown — 1 year-10.97%
Max drawdown — 3 years-12.36%
Sharpe ratio — 1 year (rf=6%)0.07
Sharpe ratio — 3 years (rf=6%)0.23

Fund info

Fund house
Baroda BNP Paribas Mutual Fund
Category
Solution Oriented Scheme - Retirement Fund
Plan
Direct
Option
Growth
ISIN (Growth)
INF251K01TJ0
ISIN (Div re-invest)
—
Fund code
152628
First price on record
31 May 2024 · 560 daily prices

About Baroda BNP Paribas Retirement Fund - Direct Plan - Growth Option

Baroda BNP Paribas Retirement Fund - Direct Plan - Growth Option is a Solution Oriented Scheme - Retirement Fund offered by Baroda BNP Paribas Mutual Fund under the Direct plan with the Growth option. It has approximately 2 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of Baroda BNP Paribas Retirement Fund - Direct Plan - Growth Option is ₹12.0864 (as of 4 Sep 2026). Historically, it has delivered 6.83% over the last year. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 11.3% annualised volatility — a "moderate" level of bumpiness; its deepest peak-to-trough fall on record was 12.4%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of Baroda BNP Paribas Retirement Fund - Direct Plan - Growth Option?+

The latest NAV of Baroda BNP Paribas Retirement Fund - Direct Plan - Growth Option is ₹12.0864 as of 4 Sep 2026, down 0.07% from the previous day. NAV is updated once a business day after the market close.

What are the returns of Baroda BNP Paribas Retirement Fund - Direct Plan - Growth Option?+

Baroda BNP Paribas Retirement Fund - Direct Plan - Growth Option has delivered 1-year return 6.83%, since-inception CAGR 8.76%. Returns are historical and don't predict future performance — markets move in cycles.

What category does Baroda BNP Paribas Retirement Fund - Direct Plan - Growth Option belong to?+

Baroda BNP Paribas Retirement Fund - Direct Plan - Growth Option is categorised as Solution Oriented Scheme - Retirement Fund. A specialised fund. Check the scheme details for what it invests in.

How risky is Baroda BNP Paribas Retirement Fund - Direct Plan - Growth Option?+

Based on its 3-year annualised volatility of 11.3%, Baroda BNP Paribas Retirement Fund - Direct Plan - Growth Option sits in the "moderate" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is Baroda BNP Paribas Retirement Fund - Direct Plan - Growth Option a direct plan?+

Baroda BNP Paribas Retirement Fund - Direct Plan - Growth Option is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is Baroda BNP Paribas Retirement Fund - Direct Plan - Growth Option?+

Baroda BNP Paribas Retirement Fund - Direct Plan - Growth Option has NAV history available from 31 May 2024 — approximately 2 years of track record and 560 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.