MF Gyan
debtLow risk3 years old

BANDHAN LONG TERM FUND - Direct Plan - Growth

Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals. From Bandhan Mutual Fund. It's been running since 21 Mar 2024.

This fund is under 3 years old — its short track record makes comparing to peers or judging consistency less reliable.
Latest price per unit
₹11.4142
▲ 0.12% today
As of 4 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.04 L
▲ ₹4.4k gain · 4.4% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹60.0k
Value today₹61.4k
Gain / loss+₹1.4k
XIRR (annualised)4.95%
Looking forward · hypothetical
You would invest₹60.0k
Would become*₹61.6k
Projected gain*+₹1.6k
*at this fund's historical rate of 4.95% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 31 other funds in Income/Debt Oriented Schemes - Long Term Fund

Same plan
1-year return
4.41%median 2.58% (+1.82%)
Rank #2 of 32Beats 97% of peers
Bumpiness (3Y)
4.00%median 4.19% (-0.19%)
Rank #12 of 32Less risky than 65% of peers
Worst-ever drop
-4.57%median -5.99% (+1.42%)
Rank #28 of 32Less risky than 13% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 3 of last 3 years were positive.

+7%
2024
+4%
2025
+3%
2026
Best year
2024 · 6.86%
Worst year
2026 · 2.55%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
4.0%

The value swings roughly 4% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-4.57%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of BANDHAN LONG TERM FUND - Direct Plan - Growth against other debt funds.

Technical details (for the pros)
CAGR — 1 year4.41%
CAGR — 3 years—
CAGR — 5 years—
CAGR — since launch5.37%
Volatility — 1 year (annualised)4.31%
Volatility — 3 years (annualised)4.00%
Max drawdown — 1 year-3.53%
Max drawdown — 3 years-4.57%
Sharpe ratio — 1 year (rf=6%)-0.36
Sharpe ratio — 3 years (rf=6%)-0.15

Fund info

Fund house
Bandhan Mutual Fund
Category
Income/Debt Oriented Schemes - Long Term Fund
Plan
Direct
Option
Growth
ISIN (Growth)
INF194KB1HY2
ISIN (Div re-invest)
—
Fund code
152520
First price on record
21 Mar 2024 · 603 daily prices

About BANDHAN LONG TERM FUND - Direct Plan - Growth

BANDHAN LONG TERM FUND - Direct Plan - Growth is a Income/Debt Oriented Schemes - Long Term Fund offered by Bandhan Mutual Fund under the Direct plan with the Growth option. It has approximately 3 years of NAV track record. The fund falls in the debt category — Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals.

The current NAV of BANDHAN LONG TERM FUND - Direct Plan - Growth is ₹11.4142 (as of 4 Sep 2026). Historically, it has delivered 4.40% over the last year. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 4.0% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 4.6%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of BANDHAN LONG TERM FUND - Direct Plan - Growth?+

The latest NAV of BANDHAN LONG TERM FUND - Direct Plan - Growth is ₹11.4142 as of 4 Sep 2026, up 0.12% from the previous day. NAV is updated once a business day after the market close.

What are the returns of BANDHAN LONG TERM FUND - Direct Plan - Growth?+

BANDHAN LONG TERM FUND - Direct Plan - Growth has delivered 1-year return 4.40%, since-inception CAGR 5.37%. Returns are historical and don't predict future performance — markets move in cycles.

What category does BANDHAN LONG TERM FUND - Direct Plan - Growth belong to?+

BANDHAN LONG TERM FUND - Direct Plan - Growth is categorised as Income/Debt Oriented Schemes - Long Term Fund. Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals.

How risky is BANDHAN LONG TERM FUND - Direct Plan - Growth?+

Based on its 3-year annualised volatility of 4.0%, BANDHAN LONG TERM FUND - Direct Plan - Growth sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is BANDHAN LONG TERM FUND - Direct Plan - Growth a direct plan?+

BANDHAN LONG TERM FUND - Direct Plan - Growth is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is BANDHAN LONG TERM FUND - Direct Plan - Growth?+

BANDHAN LONG TERM FUND - Direct Plan - Growth has NAV history available from 21 Mar 2024 — approximately 3 years of track record and 603 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.