MF Gyan
sectorHigh risk3 years old

Kotak Technology Fund - Direct Plan - Growth

Invests only in one industry or theme (like banking, pharma, tech). Highly concentrated — bigger swings. From Kotak Mahindra Mutual Fund. It's been running since 7 Mar 2024.

This fund is under 3 years old — its short track record makes comparing to peers or judging consistency less reliable.
Latest price per unit
₹10.911
▼ 0.47% today
As of 4 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹94.8k
▼ ₹5.2k loss · -5.2% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹60.0k
Value today₹60.5k
Gain / loss+₹493
XIRR (annualised)1.77%
Looking forward · hypothetical
You would invest₹60.0k
Would become*₹60.6k
Projected gain*+₹579
*at this fund's historical rate of 1.77% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 363 other funds in Equity Scheme - Sectoral/ Thematic

Same plan
1-year return
-5.22%median 6.52% (-11.74%)
Rank #299 of 364Beats 10% of peers
Bumpiness (3Y)
17.01%median 15.55% (+1.46%)
Rank #251 of 364Less risky than 31% of peers
Worst-ever drop
-28.59%median -25.20% (-3.39%)
Rank #158 of 364Less risky than 56% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 1 of last 3 years were positive.

+27%
2024
-5%
2025
-11%
2026
Best year
2024 · 26.92%
Worst year
2026 · -10.81%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
17.0%

The value swings roughly 17% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-28.59%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of Kotak Technology Fund - Direct Plan - Growth against other sector funds.

Technical details (for the pros)
CAGR — 1 year-5.22%
CAGR — 3 years—
CAGR — 5 years—
CAGR — since launch3.48%
Volatility — 1 year (annualised)16.91%
Volatility — 3 years (annualised)17.01%
Max drawdown — 1 year-24.14%
Max drawdown — 3 years-28.59%
Sharpe ratio — 1 year (rf=6%)-0.68
Sharpe ratio — 3 years (rf=6%)-0.15

Fund info

Fund house
Kotak Mahindra Mutual Fund
Category
Equity Scheme - Sectoral/ Thematic
Plan
Direct
Option
Growth
ISIN (Growth)
INF174KA1QZ5
ISIN (Div re-invest)
—
Fund code
152462
First price on record
7 Mar 2024 · 615 daily prices

About Kotak Technology Fund - Direct Plan - Growth

Kotak Technology Fund - Direct Plan - Growth is a Equity Scheme - Sectoral/ Thematic offered by Kotak Mahindra Mutual Fund under the Direct plan with the Growth option. It has approximately 3 years of NAV track record. The fund falls in the sector category — Invests only in one industry or theme (like banking, pharma, tech). Highly concentrated — bigger swings.

The current NAV of Kotak Technology Fund - Direct Plan - Growth is ₹10.9110 (as of 4 Sep 2026). Historically, it has delivered -5.21% over the last year. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 17.0% annualised volatility — a "high" level of bumpiness; its deepest peak-to-trough fall on record was 28.6%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of Kotak Technology Fund - Direct Plan - Growth?+

The latest NAV of Kotak Technology Fund - Direct Plan - Growth is ₹10.9110 as of 4 Sep 2026, down 0.47% from the previous day. NAV is updated once a business day after the market close.

What are the returns of Kotak Technology Fund - Direct Plan - Growth?+

Kotak Technology Fund - Direct Plan - Growth has delivered 1-year return -5.21%, since-inception CAGR 3.48%. Returns are historical and don't predict future performance — markets move in cycles.

What category does Kotak Technology Fund - Direct Plan - Growth belong to?+

Kotak Technology Fund - Direct Plan - Growth is categorised as Equity Scheme - Sectoral/ Thematic. Invests only in one industry or theme (like banking, pharma, tech). Highly concentrated — bigger swings.

How risky is Kotak Technology Fund - Direct Plan - Growth?+

Based on its 3-year annualised volatility of 17.0%, Kotak Technology Fund - Direct Plan - Growth sits in the "high" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is Kotak Technology Fund - Direct Plan - Growth a direct plan?+

Kotak Technology Fund - Direct Plan - Growth is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is Kotak Technology Fund - Direct Plan - Growth?+

Kotak Technology Fund - Direct Plan - Growth has NAV history available from 7 Mar 2024 — approximately 3 years of track record and 615 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.