MF Gyan
indexLow risk3 years old

UTI Nifty 10 yr Benchmark G-Sec ETF - Direct Plan - Growth

Copies an index like the Nifty 50 or Sensex. Low fees, no active fund manager, returns match the market. From UTI Mutual Fund. It's been running since 1 Feb 2024.

This fund is under 3 years old — its short track record makes comparing to peers or judging consistency less reliable.
Latest price per unit
₹26.4928
▲ 0.04% today
As of 4 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.02 L
▲ ₹2.3k gain · 2.3% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹60.0k
Value today₹60.8k
Gain / loss+₹830
XIRR (annualised)2.99%
Looking forward · hypothetical
You would invest₹60.0k
Would become*₹61.0k
Projected gain*+₹981
*at this fund's historical rate of 2.99% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.

Year by year

Calendar-year returns. 3 of last 3 years were positive.

+8%
2024
+7%
2025
+1%
2026
Best year
2024 · 8.33%
Worst year
2026 · 1.41%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
2.9%

The value swings roughly 3% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-2.78%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Technical details (for the pros)
CAGR — 1 year2.28%
CAGR — 3 years—
CAGR — 5 years—
CAGR — since launch6.26%
Volatility — 1 year (annualised)3.42%
Volatility — 3 years (annualised)2.93%
Max drawdown — 1 year-2.78%
Max drawdown — 3 years-2.78%
Sharpe ratio — 1 year (rf=6%)-1.07
Sharpe ratio — 3 years (rf=6%)0.11

Fund info

Fund house
UTI Mutual Fund
Category
Exchange Traded Funds (ETFs) - Debt ETF
Plan
Direct
Option
Growth
ISIN (Growth)
INF789F1AZF3
ISIN (Div re-invest)
—
Fund code
152369
First price on record
1 Feb 2024 · 627 daily prices

About UTI Nifty 10 yr Benchmark G-Sec ETF - Direct Plan - Growth

UTI Nifty 10 yr Benchmark G-Sec ETF - Direct Plan - Growth is a Exchange Traded Funds (ETFs) - Debt ETF offered by UTI Mutual Fund under the Direct plan with the Growth option. It has approximately 3 years of NAV track record. The fund falls in the index category — Copies an index like the Nifty 50 or Sensex. Low fees, no active fund manager, returns match the market.

The current NAV of UTI Nifty 10 yr Benchmark G-Sec ETF - Direct Plan - Growth is ₹26.4928 (as of 4 Sep 2026). Historically, it has delivered 2.28% over the last year. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 2.9% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 2.8%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of UTI Nifty 10 yr Benchmark G-Sec ETF - Direct Plan - Growth?+

The latest NAV of UTI Nifty 10 yr Benchmark G-Sec ETF - Direct Plan - Growth is ₹26.4928 as of 4 Sep 2026, up 0.04% from the previous day. NAV is updated once a business day after the market close.

What are the returns of UTI Nifty 10 yr Benchmark G-Sec ETF - Direct Plan - Growth?+

UTI Nifty 10 yr Benchmark G-Sec ETF - Direct Plan - Growth has delivered 1-year return 2.28%, since-inception CAGR 6.26%. Returns are historical and don't predict future performance — markets move in cycles.

What category does UTI Nifty 10 yr Benchmark G-Sec ETF - Direct Plan - Growth belong to?+

UTI Nifty 10 yr Benchmark G-Sec ETF - Direct Plan - Growth is categorised as Exchange Traded Funds (ETFs) - Debt ETF. Copies an index like the Nifty 50 or Sensex. Low fees, no active fund manager, returns match the market.

How risky is UTI Nifty 10 yr Benchmark G-Sec ETF - Direct Plan - Growth?+

Based on its 3-year annualised volatility of 2.9%, UTI Nifty 10 yr Benchmark G-Sec ETF - Direct Plan - Growth sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is UTI Nifty 10 yr Benchmark G-Sec ETF - Direct Plan - Growth a direct plan?+

UTI Nifty 10 yr Benchmark G-Sec ETF - Direct Plan - Growth is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is UTI Nifty 10 yr Benchmark G-Sec ETF - Direct Plan - Growth?+

UTI Nifty 10 yr Benchmark G-Sec ETF - Direct Plan - Growth has NAV history available from 1 Feb 2024 — approximately 3 years of track record and 627 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.