MF Gyan
flexi capHigh risk3 years old

NJ Flexi Cap Fund - Direct Plan - IDCW Payout Option

The fund manager decides how much to invest in each size, and can shift around based on what looks attractive. From NJ Mutual Fund. It's been running since 6 Sep 2023.

Latest price per unit
₹13.54
▼ 0.51% today
As of 4 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹95.6k
▼ ₹4.4k loss · -4.4% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹60.0k
Value today₹60.5k
Gain / loss+₹467
XIRR (annualised)1.68%
Looking forward · hypothetical
You would invest₹60.0k
Would become*₹60.5k
Projected gain*+₹548
*at this fund's historical rate of 1.68% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 29 other funds in Equity Schemes - Flexi Cap Fund

Same plan
1-year return
-4.45%median 4.86% (-9.30%)
Rank #24 of 30Beats 8% of peers
Bumpiness (3Y)
14.53%median 14.61% (-0.09%)
Rank #13 of 30Less risky than 52% of peers
Worst-ever drop
-26.74%median -25.45% (-1.29%)
Rank #13 of 30Less risky than 55% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 2 of last 4 years were positive.

+21%
2023
+16%
2024
-2%
2025
-2%
2026
Best year
2023 · 21.09%
Worst year
2026 · -2.38%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
14.5%

The value swings roughly 15% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-26.74%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of NJ Flexi Cap Fund - Direct Plan - IDCW Payout Option against other flexi cap funds.

Technical details (for the pros)
CAGR — 1 year-4.45%
CAGR — 3 years—
CAGR — 5 years—
CAGR — since launch10.46%
Volatility — 1 year (annualised)12.01%
Volatility — 3 years (annualised)14.53%
Max drawdown — 1 year-15.93%
Max drawdown — 3 years-26.74%
Sharpe ratio — 1 year (rf=6%)-0.89
Sharpe ratio — 3 years (rf=6%)0.29

Fund info

Fund house
NJ Mutual Fund
Category
Equity Schemes - Flexi Cap Fund
Plan
Direct
Option
IDCW
ISIN (Growth)
INF0J8L01164
ISIN (Div re-invest)
—
Fund code
151918
First price on record
6 Sep 2023 · 737 daily prices

About NJ Flexi Cap Fund - Direct Plan - IDCW Payout Option

NJ Flexi Cap Fund - Direct Plan - IDCW Payout Option is a Equity Schemes - Flexi Cap Fund offered by NJ Mutual Fund under the Direct plan with the IDCW option. It has approximately 3 years of NAV track record. The fund falls in the flexi cap category — The fund manager decides how much to invest in each size, and can shift around based on what looks attractive.

The current NAV of NJ Flexi Cap Fund - Direct Plan - IDCW Payout Option is ₹13.5400 (as of 4 Sep 2026). Historically, it has delivered -4.45% over the last year. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 14.5% annualised volatility — a "high" level of bumpiness; its deepest peak-to-trough fall on record was 26.7%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of NJ Flexi Cap Fund - Direct Plan - IDCW Payout Option?+

The latest NAV of NJ Flexi Cap Fund - Direct Plan - IDCW Payout Option is ₹13.5400 as of 4 Sep 2026, down 0.51% from the previous day. NAV is updated once a business day after the market close.

What are the returns of NJ Flexi Cap Fund - Direct Plan - IDCW Payout Option?+

NJ Flexi Cap Fund - Direct Plan - IDCW Payout Option has delivered 1-year return -4.45%, since-inception CAGR 10.46%. Returns are historical and don't predict future performance — markets move in cycles.

What category does NJ Flexi Cap Fund - Direct Plan - IDCW Payout Option belong to?+

NJ Flexi Cap Fund - Direct Plan - IDCW Payout Option is categorised as Equity Schemes - Flexi Cap Fund. The fund manager decides how much to invest in each size, and can shift around based on what looks attractive.

How risky is NJ Flexi Cap Fund - Direct Plan - IDCW Payout Option?+

Based on its 3-year annualised volatility of 14.5%, NJ Flexi Cap Fund - Direct Plan - IDCW Payout Option sits in the "high" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is NJ Flexi Cap Fund - Direct Plan - IDCW Payout Option a direct plan?+

NJ Flexi Cap Fund - Direct Plan - IDCW Payout Option is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).

How old is NJ Flexi Cap Fund - Direct Plan - IDCW Payout Option?+

NJ Flexi Cap Fund - Direct Plan - IDCW Payout Option has NAV history available from 6 Sep 2023 — approximately 3 years of track record and 737 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.