MF Gyan
flexi capHigh risk3 years old

NJ Flexi Cap Fund - Direct Plan - Growth Option

The fund manager decides how much to invest in each size, and can shift around based on what looks attractive. From NJ Mutual Fund. It's been running since 6 Sep 2023.

Latest price per unit
₹13.54
▼ 0.51% today
As of 4 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹95.6k
▼ ₹4.4k loss · -4.4% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹60.0k
Value today₹60.5k
Gain / loss+₹467
XIRR (annualised)1.68%
Looking forward · hypothetical
You would invest₹60.0k
Would become*₹60.5k
Projected gain*+₹548
*at this fund's historical rate of 1.68% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 29 other funds in Equity Schemes - Flexi Cap Fund

Same plan
1-year return
-4.45%median 4.86% (-9.30%)
Rank #24 of 30Beats 8% of peers
Bumpiness (3Y)
14.53%median 14.61% (-0.09%)
Rank #13 of 30Less risky than 52% of peers
Worst-ever drop
-26.74%median -25.45% (-1.29%)
Rank #13 of 30Less risky than 55% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 2 of last 4 years were positive.

+21%
2023
+16%
2024
-2%
2025
-2%
2026
Best year
2023 · 21.09%
Worst year
2026 · -2.38%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
14.5%

The value swings roughly 15% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-26.74%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of NJ Flexi Cap Fund - Direct Plan - Growth Option against other flexi cap funds.

Technical details (for the pros)
CAGR — 1 year-4.45%
CAGR — 3 years—
CAGR — 5 years—
CAGR — since launch10.46%
Volatility — 1 year (annualised)12.01%
Volatility — 3 years (annualised)14.53%
Max drawdown — 1 year-15.93%
Max drawdown — 3 years-26.74%
Sharpe ratio — 1 year (rf=6%)-0.89
Sharpe ratio — 3 years (rf=6%)0.29

Fund info

Fund house
NJ Mutual Fund
Category
Equity Schemes - Flexi Cap Fund
Plan
Direct
Option
Growth
ISIN (Growth)
INF0J8L01156
ISIN (Div re-invest)
—
Fund code
151917
First price on record
6 Sep 2023 · 737 daily prices

About NJ Flexi Cap Fund - Direct Plan - Growth Option

NJ Flexi Cap Fund - Direct Plan - Growth Option is a Equity Schemes - Flexi Cap Fund offered by NJ Mutual Fund under the Direct plan with the Growth option. It has approximately 3 years of NAV track record. The fund falls in the flexi cap category — The fund manager decides how much to invest in each size, and can shift around based on what looks attractive.

The current NAV of NJ Flexi Cap Fund - Direct Plan - Growth Option is ₹13.5400 (as of 4 Sep 2026). Historically, it has delivered -4.45% over the last year. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 14.5% annualised volatility — a "high" level of bumpiness; its deepest peak-to-trough fall on record was 26.7%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of NJ Flexi Cap Fund - Direct Plan - Growth Option?+

The latest NAV of NJ Flexi Cap Fund - Direct Plan - Growth Option is ₹13.5400 as of 4 Sep 2026, down 0.51% from the previous day. NAV is updated once a business day after the market close.

What are the returns of NJ Flexi Cap Fund - Direct Plan - Growth Option?+

NJ Flexi Cap Fund - Direct Plan - Growth Option has delivered 1-year return -4.45%, since-inception CAGR 10.46%. Returns are historical and don't predict future performance — markets move in cycles.

What category does NJ Flexi Cap Fund - Direct Plan - Growth Option belong to?+

NJ Flexi Cap Fund - Direct Plan - Growth Option is categorised as Equity Schemes - Flexi Cap Fund. The fund manager decides how much to invest in each size, and can shift around based on what looks attractive.

How risky is NJ Flexi Cap Fund - Direct Plan - Growth Option?+

Based on its 3-year annualised volatility of 14.5%, NJ Flexi Cap Fund - Direct Plan - Growth Option sits in the "high" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is NJ Flexi Cap Fund - Direct Plan - Growth Option a direct plan?+

NJ Flexi Cap Fund - Direct Plan - Growth Option is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is NJ Flexi Cap Fund - Direct Plan - Growth Option?+

NJ Flexi Cap Fund - Direct Plan - Growth Option has NAV history available from 6 Sep 2023 — approximately 3 years of track record and 737 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.