MF Gyan
sectorHigh risk3 years oldSteady vs its 3-year pace

HDFC Consumption Fund - Direct Plan - IDCW Option

Invests only in one industry or theme (like banking, pharma, tech). Highly concentrated — bigger swings. From HDFC Mutual Fund. It's been running since 12 Jul 2023.

Latest price per unit
₹14.219
▼ 0.29% today
As of 4 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹92.9k
▼ ₹7.1k loss · -7.1% / year
Invested 3 years ago
₹1.39 L
▲ ₹39.3k gain · 11.7% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.90 L
Gain / loss+₹10.5k
XIRR (annualised)3.90%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹1.91 L
Projected gain*+₹11.2k
*at this fund's historical rate of 3.90% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 363 other funds in Equity Scheme - Sectoral/ Thematic

Same plan
1-year return
-7.13%median 6.52% (-13.65%)
Rank #313 of 364Beats 5% of peers
3-year return
11.69%median 13.63% (-1.94%)
Rank #132 of 364Beats 39% of peers
Bumpiness (3Y)
13.47%median 15.58% (-2.11%)
Rank #69 of 364Less risky than 81% of peers
Worst-ever drop
-23.48%median -25.21% (+1.73%)
Rank #204 of 364Less risky than 44% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 3 of last 4 years were positive.

+17%
2023
+24%
2024
+0%
2025
-3%
2026
Best year
2024 · 23.85%
Worst year
2026 · -2.66%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
13.5%

The value swings roughly 13% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-23.48%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of HDFC Consumption Fund - Direct Plan - IDCW Option against other sector funds.

Technical details (for the pros)
CAGR — 1 year-7.13%
CAGR — 3 years11.69%
CAGR — 5 years—
CAGR — since launch11.81%
Volatility — 1 year (annualised)14.01%
Volatility — 3 years (annualised)13.47%
Max drawdown — 1 year-19.57%
Max drawdown — 3 years-23.48%
Sharpe ratio — 1 year (rf=6%)-0.97
Sharpe ratio — 3 years (rf=6%)0.40

Fund info

Fund house
HDFC Mutual Fund
Category
Equity Scheme - Sectoral/ Thematic
Plan
Direct
Option
IDCW
ISIN (Growth)
INF179KC1GP0
ISIN (Div re-invest)
INF179KC1GQ8
Fund code
151805
First price on record
12 Jul 2023 · 776 daily prices

About HDFC Consumption Fund - Direct Plan - IDCW Option

HDFC Consumption Fund - Direct Plan - IDCW Option is a Equity Scheme - Sectoral/ Thematic offered by HDFC Mutual Fund under the Direct plan with the IDCW option. It has approximately 3 years of NAV track record. The fund falls in the sector category — Invests only in one industry or theme (like banking, pharma, tech). Highly concentrated — bigger swings.

The current NAV of HDFC Consumption Fund - Direct Plan - IDCW Option is ₹14.2190 (as of 4 Sep 2026). Historically, it has delivered -7.13% over the last year, 11.69% CAGR over 3 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 13.5% annualised volatility — a "high" level of bumpiness; its deepest peak-to-trough fall on record was 23.5%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of HDFC Consumption Fund - Direct Plan - IDCW Option?+

The latest NAV of HDFC Consumption Fund - Direct Plan - IDCW Option is ₹14.2190 as of 4 Sep 2026, down 0.29% from the previous day. NAV is updated once a business day after the market close.

What are the returns of HDFC Consumption Fund - Direct Plan - IDCW Option?+

HDFC Consumption Fund - Direct Plan - IDCW Option has delivered 1-year return -7.13%, 3-year CAGR 11.69%, since-inception CAGR 11.81%. Returns are historical and don't predict future performance — markets move in cycles.

What category does HDFC Consumption Fund - Direct Plan - IDCW Option belong to?+

HDFC Consumption Fund - Direct Plan - IDCW Option is categorised as Equity Scheme - Sectoral/ Thematic. Invests only in one industry or theme (like banking, pharma, tech). Highly concentrated — bigger swings.

How risky is HDFC Consumption Fund - Direct Plan - IDCW Option?+

Based on its 3-year annualised volatility of 13.5%, HDFC Consumption Fund - Direct Plan - IDCW Option sits in the "high" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is HDFC Consumption Fund - Direct Plan - IDCW Option a direct plan?+

HDFC Consumption Fund - Direct Plan - IDCW Option is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).

How old is HDFC Consumption Fund - Direct Plan - IDCW Option?+

HDFC Consumption Fund - Direct Plan - IDCW Option has NAV history available from 12 Jul 2023 — approximately 3 years of track record and 776 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.