MF Gyan
indexHigh risk3 years oldSteady vs its 3-year pace

UTI BSE Housing Index Fund - Direct Plan - Growth

Copies an index like the Nifty 50 or Sensex. Low fees, no active fund manager, returns match the market. From UTI Mutual Fund. It's been running since 9 Jun 2023.

Latest price per unit
₹14.0365
▼ 1.09% today
As of 4 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹93.3k
▼ ₹6.7k loss · -6.7% / year
Invested 3 years ago
₹1.27 L
▲ ₹26.7k gain · 8.2% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.82 L
Gain / loss+₹2.4k
XIRR (annualised)0.90%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹1.83 L
Projected gain*+₹2.5k
*at this fund's historical rate of 0.90% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 95 other funds in Index Funds - Equity Funds

Same plan
1-year return
-6.69%median 4.36% (-11.05%)
Rank #68 of 96Beats 9% of peers
3-year return
8.21%median 15.78% (-7.58%)
Rank #23 of 96Beats 29% of peers
Bumpiness (3Y)
18.79%median 16.57% (+2.22%)
Rank #72 of 96Less risky than 21% of peers
Worst-ever drop
-26.63%median -16.60% (-10.03%)
Rank #17 of 96Less risky than 83% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 2 of last 4 years were positive.

+27%
2023
+20%
2024
-7%
2025
-2%
2026
Best year
2023 · 27.10%
Worst year
2025 · -6.96%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
18.8%

The value swings roughly 19% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-26.63%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of UTI BSE Housing Index Fund - Direct Plan - Growth against other index funds.

Technical details (for the pros)
CAGR — 1 year-6.69%
CAGR — 3 years8.21%
CAGR — 5 years—
CAGR — since launch11.27%
Volatility — 1 year (annualised)18.67%
Volatility — 3 years (annualised)18.79%
Max drawdown — 1 year-22.02%
Max drawdown — 3 years-26.63%
Sharpe ratio — 1 year (rf=6%)-0.70
Sharpe ratio — 3 years (rf=6%)0.11

Fund info

Fund house
UTI Mutual Fund
Category
Index Funds - Equity Funds
Plan
Direct
Option
Growth
ISIN (Growth)
INF789F1AYR1
ISIN (Div re-invest)
—
Fund code
151764
First price on record
9 Jun 2023 · 798 daily prices

About UTI BSE Housing Index Fund - Direct Plan - Growth

UTI BSE Housing Index Fund - Direct Plan - Growth is a Index Funds - Equity Funds offered by UTI Mutual Fund under the Direct plan with the Growth option. It has approximately 3 years of NAV track record. The fund falls in the index category — Copies an index like the Nifty 50 or Sensex. Low fees, no active fund manager, returns match the market.

The current NAV of UTI BSE Housing Index Fund - Direct Plan - Growth is ₹14.0365 (as of 4 Sep 2026). Historically, it has delivered -6.69% over the last year, 8.21% CAGR over 3 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 18.8% annualised volatility — a "high" level of bumpiness; its deepest peak-to-trough fall on record was 26.6%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of UTI BSE Housing Index Fund - Direct Plan - Growth?+

The latest NAV of UTI BSE Housing Index Fund - Direct Plan - Growth is ₹14.0365 as of 4 Sep 2026, down 1.09% from the previous day. NAV is updated once a business day after the market close.

What are the returns of UTI BSE Housing Index Fund - Direct Plan - Growth?+

UTI BSE Housing Index Fund - Direct Plan - Growth has delivered 1-year return -6.69%, 3-year CAGR 8.21%, since-inception CAGR 11.27%. Returns are historical and don't predict future performance — markets move in cycles.

What category does UTI BSE Housing Index Fund - Direct Plan - Growth belong to?+

UTI BSE Housing Index Fund - Direct Plan - Growth is categorised as Index Funds - Equity Funds. Copies an index like the Nifty 50 or Sensex. Low fees, no active fund manager, returns match the market.

How risky is UTI BSE Housing Index Fund - Direct Plan - Growth?+

Based on its 3-year annualised volatility of 18.8%, UTI BSE Housing Index Fund - Direct Plan - Growth sits in the "high" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is UTI BSE Housing Index Fund - Direct Plan - Growth a direct plan?+

UTI BSE Housing Index Fund - Direct Plan - Growth is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is UTI BSE Housing Index Fund - Direct Plan - Growth?+

UTI BSE Housing Index Fund - Direct Plan - Growth has NAV history available from 9 Jun 2023 — approximately 3 years of track record and 798 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.