MF Gyan
otherHigh risk4 years oldCooling recently (last 6m ≈ -31% p.a.)

Aditya Birla Sun Life Fixed Term Plan - Series UJ (1110 days) - Direct Plan - Payout of IDCW Option

A specialised fund. Check the scheme details for what it invests in. From Aditya Birla Sun Life Mutual Fund. It's been running since 28 Mar 2023.

Latest price per unit
₹10.00
▼ 19.15% today
As of 9 Apr 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹85.9k
▼ ₹14.1k loss · -14.1% / year
Invested 3 years ago
₹99.3k
▼ ₹676 loss · -0.2% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.61 L
Gain / loss-₹19.1k
XIRR (annualised)-7.45%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹1.61 L
Projected gain*+-₹19.3k
*at this fund's historical rate of -7.45% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 500 other funds in Income

Same plan
1-year return
-14.12%median 4.49% (-18.60%)
Rank #419 of 501Beats 3% of peers
3-year return
-0.23%median 6.00% (-6.22%)
Rank #188 of 501Beats 11% of peers
Bumpiness (3Y)
12.57%median 5.00% (+7.57%)
Rank #355 of 501Less risky than 28% of peers
Worst-ever drop
-19.15%median -6.85% (-12.30%)
Rank #99 of 501Less risky than 80% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 3 of last 4 years were positive.

+6%
2023
+8%
2024
+7%
2025
-18%
2026
Best year
2024 · 7.60%
Worst year
2026 · -17.98%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
12.6%

The value swings roughly 13% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-19.15%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of Aditya Birla Sun Life Fixed Term Plan - Series UJ (1110 days) - Direct Plan - Payout of IDCW Option against other other funds.

Technical details (for the pros)
CAGR — 1 year-14.12%
CAGR — 3 years-0.23%
CAGR — 5 years—
CAGR — since launch-0.01%
Volatility — 1 year (annualised)21.85%
Volatility — 3 years (annualised)12.57%
Max drawdown — 1 year-19.15%
Max drawdown — 3 years-19.15%
Sharpe ratio — 1 year (rf=6%)-1.01
Sharpe ratio — 3 years (rf=6%)-0.50

Fund info

Fund house
Aditya Birla Sun Life Mutual Fund
Category
Income
Plan
Direct
Option
IDCW
ISIN (Growth)
INF209KB14V4
ISIN (Div re-invest)
—
Fund code
151702
First price on record
28 Mar 2023 · 731 daily prices

About Aditya Birla Sun Life Fixed Term Plan - Series UJ (1110 days) - Direct Plan - Payout of IDCW Option

Aditya Birla Sun Life Fixed Term Plan - Series UJ (1110 days) - Direct Plan - Payout of IDCW Option is a Income offered by Aditya Birla Sun Life Mutual Fund under the Direct plan with the IDCW option. It has approximately 4 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of Aditya Birla Sun Life Fixed Term Plan - Series UJ (1110 days) - Direct Plan - Payout of IDCW Option is ₹10.0000 (as of 9 Apr 2026). Historically, it has delivered -14.11% over the last year, -0.23% CAGR over 3 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 12.6% annualised volatility — a "high" level of bumpiness; its deepest peak-to-trough fall on record was 19.1%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of Aditya Birla Sun Life Fixed Term Plan - Series UJ (1110 days) - Direct Plan - Payout of IDCW Option?+

The latest NAV of Aditya Birla Sun Life Fixed Term Plan - Series UJ (1110 days) - Direct Plan - Payout of IDCW Option is ₹10.0000 as of 9 Apr 2026, down 19.15% from the previous day. NAV is updated once a business day after the market close.

What are the returns of Aditya Birla Sun Life Fixed Term Plan - Series UJ (1110 days) - Direct Plan - Payout of IDCW Option?+

Aditya Birla Sun Life Fixed Term Plan - Series UJ (1110 days) - Direct Plan - Payout of IDCW Option has delivered 1-year return -14.11%, 3-year CAGR -0.23%, since-inception CAGR -0.01%. Returns are historical and don't predict future performance — markets move in cycles.

What category does Aditya Birla Sun Life Fixed Term Plan - Series UJ (1110 days) - Direct Plan - Payout of IDCW Option belong to?+

Aditya Birla Sun Life Fixed Term Plan - Series UJ (1110 days) - Direct Plan - Payout of IDCW Option is categorised as Income. A specialised fund. Check the scheme details for what it invests in.

How risky is Aditya Birla Sun Life Fixed Term Plan - Series UJ (1110 days) - Direct Plan - Payout of IDCW Option?+

Based on its 3-year annualised volatility of 12.6%, Aditya Birla Sun Life Fixed Term Plan - Series UJ (1110 days) - Direct Plan - Payout of IDCW Option sits in the "high" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is Aditya Birla Sun Life Fixed Term Plan - Series UJ (1110 days) - Direct Plan - Payout of IDCW Option a direct plan?+

Aditya Birla Sun Life Fixed Term Plan - Series UJ (1110 days) - Direct Plan - Payout of IDCW Option is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).

How old is Aditya Birla Sun Life Fixed Term Plan - Series UJ (1110 days) - Direct Plan - Payout of IDCW Option?+

Aditya Birla Sun Life Fixed Term Plan - Series UJ (1110 days) - Direct Plan - Payout of IDCW Option has NAV history available from 28 Mar 2023 — approximately 4 years of track record and 731 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.