MF Gyan
otherLow risk4 years oldSteady vs its 3-year pace

Union Fixed Maturity Plan - Series 13 - Direct Plan - Growth Option

A specialised fund. Check the scheme details for what it invests in. From Union Mutual Fund. It's been running since 31 Mar 2023.

Latest price per unit
₹12.3133
▲ 0.02% today
As of 15 Apr 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.06 L
▲ ₹6.0k gain · 6.0% / year
Invested 3 years ago
₹1.22 L
▲ ₹22.2k gain · 6.9% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.99 L
Gain / loss+₹18.8k
XIRR (annualised)6.76%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹2.00 L
Projected gain*+₹20.1k
*at this fund's historical rate of 6.76% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 500 other funds in IDF

Same plan
1-year return
5.99%median 3.33% (+2.66%)
Rank #188 of 501Beats 54% of peers
3-year return
6.92%median 4.93% (+1.98%)
Rank #133 of 501Beats 53% of peers
Bumpiness (3Y)
0.56%median 3.16% (-2.60%)
Rank #94 of 501Less risky than 79% of peers
Worst-ever drop
-0.16%median -2.36% (+2.20%)
Rank #389 of 501Less risky than 14% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 4 of last 4 years were positive.

+5%
2023
+8%
2024
+7%
2025
+1%
2026
Best year
2024 · 7.54%
Worst year
2026 · 1.50%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
0.6%

The value swings roughly 1% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-0.16%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of Union Fixed Maturity Plan - Series 13 - Direct Plan - Growth Option against other other funds.

Technical details (for the pros)
CAGR — 1 year5.99%
CAGR — 3 years6.92%
CAGR — 5 years—
CAGR — since launch7.04%
Volatility — 1 year (annualised)0.33%
Volatility — 3 years (annualised)0.56%
Max drawdown — 1 year-0.07%
Max drawdown — 3 years-0.16%
Sharpe ratio — 1 year (rf=6%)0.32
Sharpe ratio — 3 years (rf=6%)1.82

Fund info

Fund house
Union Mutual Fund
Category
IDF
Plan
Direct
Option
Growth
ISIN (Growth)
INF582M01IW0
ISIN (Div re-invest)
—
Fund code
151622
First price on record
31 Mar 2023 · 731 daily prices

About Union Fixed Maturity Plan - Series 13 - Direct Plan - Growth Option

Union Fixed Maturity Plan - Series 13 - Direct Plan - Growth Option is a IDF offered by Union Mutual Fund under the Direct plan with the Growth option. It has approximately 4 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of Union Fixed Maturity Plan - Series 13 - Direct Plan - Growth Option is ₹12.3133 (as of 15 Apr 2026). Historically, it has delivered 5.99% over the last year, 6.92% CAGR over 3 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 0.6% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 0.2%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of Union Fixed Maturity Plan - Series 13 - Direct Plan - Growth Option?+

The latest NAV of Union Fixed Maturity Plan - Series 13 - Direct Plan - Growth Option is ₹12.3133 as of 15 Apr 2026, up 0.02% from the previous day. NAV is updated once a business day after the market close.

What are the returns of Union Fixed Maturity Plan - Series 13 - Direct Plan - Growth Option?+

Union Fixed Maturity Plan - Series 13 - Direct Plan - Growth Option has delivered 1-year return 5.99%, 3-year CAGR 6.92%, since-inception CAGR 7.04%. Returns are historical and don't predict future performance — markets move in cycles.

What category does Union Fixed Maturity Plan - Series 13 - Direct Plan - Growth Option belong to?+

Union Fixed Maturity Plan - Series 13 - Direct Plan - Growth Option is categorised as IDF. A specialised fund. Check the scheme details for what it invests in.

How risky is Union Fixed Maturity Plan - Series 13 - Direct Plan - Growth Option?+

Based on its 3-year annualised volatility of 0.6%, Union Fixed Maturity Plan - Series 13 - Direct Plan - Growth Option sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is Union Fixed Maturity Plan - Series 13 - Direct Plan - Growth Option a direct plan?+

Union Fixed Maturity Plan - Series 13 - Direct Plan - Growth Option is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is Union Fixed Maturity Plan - Series 13 - Direct Plan - Growth Option?+

Union Fixed Maturity Plan - Series 13 - Direct Plan - Growth Option has NAV history available from 31 Mar 2023 — approximately 4 years of track record and 731 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.