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UTI Fixed Term Income Fund Series XXXVI - I (1574 Days) - Direct Plan - Growth

Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals. From UTI Mutual Fund. It's been running since 3 Mar 2023.

Latest price per unit
₹13.0486
▼ 0.03% today
As of 4 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.06 L
▲ ₹6.0k gain · 6.0% / year
Invested 3 years ago
₹1.25 L
▲ ₹24.9k gain · 7.7% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹2.00 L
Gain / loss+₹19.6k
XIRR (annualised)7.17%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹2.01 L
Projected gain*+₹21.4k
*at this fund's historical rate of 7.17% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.

Year by year

Calendar-year returns. 4 of last 4 years were positive.

+7%
2023
+8%
2024
+8%
2025
+4%
2026
Best year
2024 · 8.33%
Worst year
2026 · 3.77%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
1.0%

The value swings roughly 1% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-0.60%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of UTI Fixed Term Income Fund Series XXXVI - I (1574 Days) - Direct Plan - Growth against other debt funds.

Technical details (for the pros)
CAGR — 1 year6.04%
CAGR — 3 years7.70%
CAGR — 5 years—
CAGR — since launch7.83%
Volatility — 1 year (annualised)0.68%
Volatility — 3 years (annualised)1.03%
Max drawdown — 1 year-0.18%
Max drawdown — 3 years-0.60%
Sharpe ratio — 1 year (rf=6%)0.18
Sharpe ratio — 3 years (rf=6%)1.68

Fund info

Fund house
UTI Mutual Fund
Category
Income/Debt Oriented Schemes - Fixed Term Plan
Plan
Direct
Option
Growth
ISIN (Growth)
INF789F1AXP7
ISIN (Div re-invest)
—
Fund code
151485
First price on record
3 Mar 2023 · 846 daily prices

About UTI Fixed Term Income Fund Series XXXVI - I (1574 Days) - Direct Plan - Growth

UTI Fixed Term Income Fund Series XXXVI - I (1574 Days) - Direct Plan - Growth is a Income/Debt Oriented Schemes - Fixed Term Plan offered by UTI Mutual Fund under the Direct plan with the Growth option. It has approximately 4 years of NAV track record. The fund falls in the debt category — Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals.

The current NAV of UTI Fixed Term Income Fund Series XXXVI - I (1574 Days) - Direct Plan - Growth is ₹13.0486 (as of 4 Sep 2026). Historically, it has delivered 6.03% over the last year, 7.70% CAGR over 3 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 1.0% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 0.6%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of UTI Fixed Term Income Fund Series XXXVI - I (1574 Days) - Direct Plan - Growth?+

The latest NAV of UTI Fixed Term Income Fund Series XXXVI - I (1574 Days) - Direct Plan - Growth is ₹13.0486 as of 4 Sep 2026, down 0.03% from the previous day. NAV is updated once a business day after the market close.

What are the returns of UTI Fixed Term Income Fund Series XXXVI - I (1574 Days) - Direct Plan - Growth?+

UTI Fixed Term Income Fund Series XXXVI - I (1574 Days) - Direct Plan - Growth has delivered 1-year return 6.03%, 3-year CAGR 7.70%, since-inception CAGR 7.83%. Returns are historical and don't predict future performance — markets move in cycles.

What category does UTI Fixed Term Income Fund Series XXXVI - I (1574 Days) - Direct Plan - Growth belong to?+

UTI Fixed Term Income Fund Series XXXVI - I (1574 Days) - Direct Plan - Growth is categorised as Income/Debt Oriented Schemes - Fixed Term Plan. Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals.

How risky is UTI Fixed Term Income Fund Series XXXVI - I (1574 Days) - Direct Plan - Growth?+

Based on its 3-year annualised volatility of 1.0%, UTI Fixed Term Income Fund Series XXXVI - I (1574 Days) - Direct Plan - Growth sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is UTI Fixed Term Income Fund Series XXXVI - I (1574 Days) - Direct Plan - Growth a direct plan?+

UTI Fixed Term Income Fund Series XXXVI - I (1574 Days) - Direct Plan - Growth is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is UTI Fixed Term Income Fund Series XXXVI - I (1574 Days) - Direct Plan - Growth?+

UTI Fixed Term Income Fund Series XXXVI - I (1574 Days) - Direct Plan - Growth has NAV history available from 3 Mar 2023 — approximately 4 years of track record and 846 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.