MF Gyan
otherLow risk4 years oldSteady vs its 3-year pace

HDFC FMP 2638D February 2023 - Direct Plan - Growth Option

A specialised fund. Check the scheme details for what it invests in. From HDFC Mutual Fund. It's been running since 23 Feb 2023.

Latest price per unit
₹13.2763
▲ 0.07% today
As of 4 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.06 L
▲ ₹5.9k gain · 5.9% / year
Invested 3 years ago
₹1.26 L
▲ ₹26.0k gain · 8.0% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹2.00 L
Gain / loss+₹19.9k
XIRR (annualised)7.27%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹2.02 L
Projected gain*+₹21.7k
*at this fund's historical rate of 7.27% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 500 other funds in Income

Same plan
1-year return
5.92%median 4.49% (+1.43%)
Rank #197 of 501Beats 55% of peers
3-year return
8.00%median 6.00% (+2.00%)
Rank #78 of 501Beats 64% of peers
Bumpiness (3Y)
2.11%median 5.00% (-2.89%)
Rank #145 of 501Less risky than 71% of peers
Worst-ever drop
-1.78%median -6.85% (+5.07%)
Rank #350 of 501Less risky than 30% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 4 of last 4 years were positive.

+8%
2023
+10%
2024
+9%
2025
+4%
2026
Best year
2024 · 9.54%
Worst year
2026 · 3.95%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
2.1%

The value swings roughly 2% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-1.78%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of HDFC FMP 2638D February 2023 - Direct Plan - Growth Option against other other funds.

Technical details (for the pros)
CAGR — 1 year5.92%
CAGR — 3 years8.00%
CAGR — 5 years—
CAGR — since launch8.36%
Volatility — 1 year (annualised)2.31%
Volatility — 3 years (annualised)2.11%
Max drawdown — 1 year-1.78%
Max drawdown — 3 years-1.78%
Sharpe ratio — 1 year (rf=6%)0.00
Sharpe ratio — 3 years (rf=6%)0.96

Fund info

Fund house
HDFC Mutual Fund
Category
Income
Plan
Direct
Option
Growth
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
151470
First price on record
23 Feb 2023 · 853 daily prices

About HDFC FMP 2638D February 2023 - Direct Plan - Growth Option

HDFC FMP 2638D February 2023 - Direct Plan - Growth Option is a Income offered by HDFC Mutual Fund under the Direct plan with the Growth option. It has approximately 4 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of HDFC FMP 2638D February 2023 - Direct Plan - Growth Option is ₹13.2763 (as of 4 Sep 2026). Historically, it has delivered 5.91% over the last year, 8.00% CAGR over 3 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 2.1% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 1.8%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of HDFC FMP 2638D February 2023 - Direct Plan - Growth Option?+

The latest NAV of HDFC FMP 2638D February 2023 - Direct Plan - Growth Option is ₹13.2763 as of 4 Sep 2026, up 0.07% from the previous day. NAV is updated once a business day after the market close.

What are the returns of HDFC FMP 2638D February 2023 - Direct Plan - Growth Option?+

HDFC FMP 2638D February 2023 - Direct Plan - Growth Option has delivered 1-year return 5.91%, 3-year CAGR 8.00%, since-inception CAGR 8.36%. Returns are historical and don't predict future performance — markets move in cycles.

What category does HDFC FMP 2638D February 2023 - Direct Plan - Growth Option belong to?+

HDFC FMP 2638D February 2023 - Direct Plan - Growth Option is categorised as Income. A specialised fund. Check the scheme details for what it invests in.

How risky is HDFC FMP 2638D February 2023 - Direct Plan - Growth Option?+

Based on its 3-year annualised volatility of 2.1%, HDFC FMP 2638D February 2023 - Direct Plan - Growth Option sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is HDFC FMP 2638D February 2023 - Direct Plan - Growth Option a direct plan?+

HDFC FMP 2638D February 2023 - Direct Plan - Growth Option is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is HDFC FMP 2638D February 2023 - Direct Plan - Growth Option?+

HDFC FMP 2638D February 2023 - Direct Plan - Growth Option has NAV history available from 23 Feb 2023 — approximately 4 years of track record and 853 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.