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indexLow risk4 years oldSteady vs its 3-year pace

Nippon India Nifty G-Sec Oct 2028 Maturity Index Fund - Direct Plan - Growth Option

Copies an index like the Nifty 50 or Sensex. Low fees, no active fund manager, returns match the market. From Nippon India Mutual Fund. It's been running since 8 Mar 2023.

Latest price per unit
₹13.0029
▲ 0.04% today
As of 4 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.06 L
▲ ₹5.8k gain · 5.8% / year
Invested 3 years ago
₹1.24 L
▲ ₹24.4k gain · 7.6% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.99 L
Gain / loss+₹19.1k
XIRR (annualised)6.99%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹2.01 L
Projected gain*+₹20.8k
*at this fund's historical rate of 6.99% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 500 other funds in Other Scheme - Index Funds

Same plan
1-year return
5.77%median 5.83% (-0.06%)
Rank #257 of 501Beats 48% of peers
3-year return
7.55%median 7.64% (-0.09%)
Rank #164 of 501Beats 42% of peers
Bumpiness (3Y)
1.27%median 13.32% (-12.05%)
Rank #112 of 501Less risky than 78% of peers
Worst-ever drop
-1.12%median -17.34% (+16.21%)
Rank #410 of 501Less risky than 18% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 4 of last 4 years were positive.

+7%
2023
+8%
2024
+9%
2025
+3%
2026
Best year
2025 · 8.73%
Worst year
2026 · 3.27%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
1.3%

The value swings roughly 1% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-1.12%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of Nippon India Nifty G-Sec Oct 2028 Maturity Index Fund - Direct Plan - Growth Option against other index funds.

Technical details (for the pros)
CAGR — 1 year5.77%
CAGR — 3 years7.55%
CAGR — 5 years—
CAGR — since launch7.79%
Volatility — 1 year (annualised)1.42%
Volatility — 3 years (annualised)1.27%
Max drawdown — 1 year-1.12%
Max drawdown — 3 years-1.12%
Sharpe ratio — 1 year (rf=6%)-0.10
Sharpe ratio — 3 years (rf=6%)1.25

Fund info

Fund house
Nippon India Mutual Fund
Category
Other Scheme - Index Funds
Plan
Direct
Option
Growth
ISIN (Growth)
INF204KC1AO5
ISIN (Div re-invest)
—
Fund code
151440
First price on record
8 Mar 2023 · 844 daily prices

About Nippon India Nifty G-Sec Oct 2028 Maturity Index Fund - Direct Plan - Growth Option

Nippon India Nifty G-Sec Oct 2028 Maturity Index Fund - Direct Plan - Growth Option is a Other Scheme - Index Funds offered by Nippon India Mutual Fund under the Direct plan with the Growth option. It has approximately 4 years of NAV track record. The fund falls in the index category — Copies an index like the Nifty 50 or Sensex. Low fees, no active fund manager, returns match the market.

The current NAV of Nippon India Nifty G-Sec Oct 2028 Maturity Index Fund - Direct Plan - Growth Option is ₹13.0029 (as of 4 Sep 2026). Historically, it has delivered 5.76% over the last year, 7.55% CAGR over 3 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 1.3% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 1.1%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of Nippon India Nifty G-Sec Oct 2028 Maturity Index Fund - Direct Plan - Growth Option?+

The latest NAV of Nippon India Nifty G-Sec Oct 2028 Maturity Index Fund - Direct Plan - Growth Option is ₹13.0029 as of 4 Sep 2026, up 0.04% from the previous day. NAV is updated once a business day after the market close.

What are the returns of Nippon India Nifty G-Sec Oct 2028 Maturity Index Fund - Direct Plan - Growth Option?+

Nippon India Nifty G-Sec Oct 2028 Maturity Index Fund - Direct Plan - Growth Option has delivered 1-year return 5.76%, 3-year CAGR 7.55%, since-inception CAGR 7.79%. Returns are historical and don't predict future performance — markets move in cycles.

What category does Nippon India Nifty G-Sec Oct 2028 Maturity Index Fund - Direct Plan - Growth Option belong to?+

Nippon India Nifty G-Sec Oct 2028 Maturity Index Fund - Direct Plan - Growth Option is categorised as Other Scheme - Index Funds. Copies an index like the Nifty 50 or Sensex. Low fees, no active fund manager, returns match the market.

How risky is Nippon India Nifty G-Sec Oct 2028 Maturity Index Fund - Direct Plan - Growth Option?+

Based on its 3-year annualised volatility of 1.3%, Nippon India Nifty G-Sec Oct 2028 Maturity Index Fund - Direct Plan - Growth Option sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is Nippon India Nifty G-Sec Oct 2028 Maturity Index Fund - Direct Plan - Growth Option a direct plan?+

Nippon India Nifty G-Sec Oct 2028 Maturity Index Fund - Direct Plan - Growth Option is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is Nippon India Nifty G-Sec Oct 2028 Maturity Index Fund - Direct Plan - Growth Option?+

Nippon India Nifty G-Sec Oct 2028 Maturity Index Fund - Direct Plan - Growth Option has NAV history available from 8 Mar 2023 — approximately 4 years of track record and 844 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.