MF Gyan
otherLow risk4 years oldSteady vs its 3-year pace

Aditya Birla Sun Life Fixed Term Plan - Series UB (1224 days) - Direct Plan Growth Option

A specialised fund. Check the scheme details for what it invests in. From Aditya Birla Sun Life Mutual Fund. It's been running since 20 Dec 2022.

Latest price per unit
₹12.581
▲ 0.01% today
As of 22 Apr 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.06 L
▲ ₹6.0k gain · 6.0% / year
Invested 3 years ago
₹1.22 L
▲ ₹22.4k gain · 7.0% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.99 L
Gain / loss+₹19.3k
XIRR (annualised)6.85%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹2.00 L
Projected gain*+₹20.3k
*at this fund's historical rate of 6.85% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 500 other funds in Income

Same plan
1-year return
6.01%median 4.49% (+1.53%)
Rank #195 of 501Beats 55% of peers
3-year return
6.96%median 6.00% (+0.96%)
Rank #94 of 501Beats 56% of peers
Bumpiness (3Y)
0.62%median 5.00% (-4.37%)
Rank #75 of 501Less risky than 85% of peers
Worst-ever drop
-0.42%median -6.85% (+6.43%)
Rank #408 of 501Less risky than 18% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 5 of last 5 years were positive.

+0%
2022
+7%
2023
+8%
2024
+7%
2025
+2%
2026
Best year
2024 · 7.59%
Worst year
2022 · 0.04%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
0.6%

The value swings roughly 1% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-0.42%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of Aditya Birla Sun Life Fixed Term Plan - Series UB (1224 days) - Direct Plan Growth Option against other other funds.

Technical details (for the pros)
CAGR — 1 year6.01%
CAGR — 3 years6.96%
CAGR — 5 years—
CAGR — since launch7.12%
Volatility — 1 year (annualised)0.36%
Volatility — 3 years (annualised)0.62%
Max drawdown — 1 year-0.09%
Max drawdown — 3 years-0.19%
Sharpe ratio — 1 year (rf=6%)0.29
Sharpe ratio — 3 years (rf=6%)1.65

Fund info

Fund house
Aditya Birla Sun Life Mutual Fund
Category
Income
Plan
Direct
Option
Growth
ISIN (Growth)
INF209KB18P7
ISIN (Div re-invest)
—
Fund code
151186
First price on record
20 Dec 2022 · 806 daily prices

About Aditya Birla Sun Life Fixed Term Plan - Series UB (1224 days) - Direct Plan Growth Option

Aditya Birla Sun Life Fixed Term Plan - Series UB (1224 days) - Direct Plan Growth Option is a Income offered by Aditya Birla Sun Life Mutual Fund under the Direct plan with the Growth option. It has approximately 4 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of Aditya Birla Sun Life Fixed Term Plan - Series UB (1224 days) - Direct Plan Growth Option is ₹12.5810 (as of 22 Apr 2026). Historically, it has delivered 6.01% over the last year, 6.96% CAGR over 3 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 0.6% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 0.4%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of Aditya Birla Sun Life Fixed Term Plan - Series UB (1224 days) - Direct Plan Growth Option?+

The latest NAV of Aditya Birla Sun Life Fixed Term Plan - Series UB (1224 days) - Direct Plan Growth Option is ₹12.5810 as of 22 Apr 2026, up 0.01% from the previous day. NAV is updated once a business day after the market close.

What are the returns of Aditya Birla Sun Life Fixed Term Plan - Series UB (1224 days) - Direct Plan Growth Option?+

Aditya Birla Sun Life Fixed Term Plan - Series UB (1224 days) - Direct Plan Growth Option has delivered 1-year return 6.01%, 3-year CAGR 6.96%, since-inception CAGR 7.12%. Returns are historical and don't predict future performance — markets move in cycles.

What category does Aditya Birla Sun Life Fixed Term Plan - Series UB (1224 days) - Direct Plan Growth Option belong to?+

Aditya Birla Sun Life Fixed Term Plan - Series UB (1224 days) - Direct Plan Growth Option is categorised as Income. A specialised fund. Check the scheme details for what it invests in.

How risky is Aditya Birla Sun Life Fixed Term Plan - Series UB (1224 days) - Direct Plan Growth Option?+

Based on its 3-year annualised volatility of 0.6%, Aditya Birla Sun Life Fixed Term Plan - Series UB (1224 days) - Direct Plan Growth Option sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is Aditya Birla Sun Life Fixed Term Plan - Series UB (1224 days) - Direct Plan Growth Option a direct plan?+

Aditya Birla Sun Life Fixed Term Plan - Series UB (1224 days) - Direct Plan Growth Option is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is Aditya Birla Sun Life Fixed Term Plan - Series UB (1224 days) - Direct Plan Growth Option?+

Aditya Birla Sun Life Fixed Term Plan - Series UB (1224 days) - Direct Plan Growth Option has NAV history available from 20 Dec 2022 — approximately 4 years of track record and 806 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.