HSBC ELSS Tax saver Fund - Direct Plan - IDCW Payout
An equity fund that also saves you tax under Section 80C. Money is locked in for 3 years. From HSBC Mutual Fund. It's been running since 28 Nov 2022.
What ₹1 lakh would have become
Based on past returnsThese are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.
Play with a monthly investment
Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.
Vs 38 other funds in Equity Schemes - ELSS- Tax Saver Fund
Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.
Year by year
Calendar-year returns. 3 of last 5 years were positive.
Price over time
How the per-unit price has moved. Tap a range to zoom in.
Bumpiness & worst drops
The value swings roughly 18% up or down in a typical year. Finance-speak calls this volatility.
A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.
Similar funds you might want to look at
Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.
Head-to-head comparisons
Side-by-side comparisons of HSBC ELSS Tax saver Fund - Direct Plan - IDCW Payout against other elss funds.
Technical details (for the pros)
Fund info
- Fund house
- HSBC Mutual Fund
- Category
- Equity Schemes - ELSS- Tax Saver Fund
- Plan
- Direct
- Option
- IDCW
- ISIN (Growth)
- INF917K01GO3
- ISIN (Div re-invest)
- —
- Fund code
- 151079
- First price on record
- 28 Nov 2022 · 930 daily prices
About HSBC ELSS Tax saver Fund - Direct Plan - IDCW Payout
HSBC ELSS Tax saver Fund - Direct Plan - IDCW Payout is a Equity Schemes - ELSS- Tax Saver Fund offered by HSBC Mutual Fund under the Direct plan with the IDCW option. It has approximately 4 years of NAV track record. The fund falls in the elss category — An equity fund that also saves you tax under Section 80C. Money is locked in for 3 years.
The current NAV of HSBC ELSS Tax saver Fund - Direct Plan - IDCW Payout is ₹40.6403 (as of 4 Sep 2026). Historically, it has delivered -0.38% over the last year, 5.46% CAGR over 3 years. Returns are historical and don't predict future performance.
Over the last three years, the fund's prices have moved with 18.2% annualised volatility — a "high" level of bumpiness; its deepest peak-to-trough fall on record was 28.3%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.
Frequently asked
What is the latest NAV of HSBC ELSS Tax saver Fund - Direct Plan - IDCW Payout?+
The latest NAV of HSBC ELSS Tax saver Fund - Direct Plan - IDCW Payout is ₹40.6403 as of 4 Sep 2026, down 0.20% from the previous day. NAV is updated once a business day after the market close.
What are the returns of HSBC ELSS Tax saver Fund - Direct Plan - IDCW Payout?+
HSBC ELSS Tax saver Fund - Direct Plan - IDCW Payout has delivered 1-year return -0.38%, 3-year CAGR 5.46%, since-inception CAGR 5.88%. Returns are historical and don't predict future performance — markets move in cycles.
What category does HSBC ELSS Tax saver Fund - Direct Plan - IDCW Payout belong to?+
HSBC ELSS Tax saver Fund - Direct Plan - IDCW Payout is categorised as Equity Schemes - ELSS- Tax Saver Fund. An equity fund that also saves you tax under Section 80C. Money is locked in for 3 years.
How risky is HSBC ELSS Tax saver Fund - Direct Plan - IDCW Payout?+
Based on its 3-year annualised volatility of 18.2%, HSBC ELSS Tax saver Fund - Direct Plan - IDCW Payout sits in the "high" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.
What is the lock-in period for HSBC ELSS Tax saver Fund - Direct Plan - IDCW Payout?+
HSBC ELSS Tax saver Fund - Direct Plan - IDCW Payout is an ELSS (Equity Linked Savings Scheme) with a 3-year lock-in on each individual investment. Every SIP installment is locked separately for 3 years from its purchase date — the January 2024 units unlock in January 2027, February 2024 units in February 2027, and so on.
Is HSBC ELSS Tax saver Fund - Direct Plan - IDCW Payout a direct plan?+
HSBC ELSS Tax saver Fund - Direct Plan - IDCW Payout is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).
How old is HSBC ELSS Tax saver Fund - Direct Plan - IDCW Payout?+
HSBC ELSS Tax saver Fund - Direct Plan - IDCW Payout has NAV history available from 28 Nov 2022 — approximately 4 years of track record and 930 daily NAV observations.
Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.