debtModerate risk

HSBC Credit Risk Fund - Direct Plan - Annual IDCW

Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals. From HSBC Mutual Fund. It's been running since 28 Nov 2022.

Latest price per unit

₹13.7069

▲ 0.05% today

As of 4 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns

Invested 1 year ago

₹98.3k

▼ ₹1.7k loss · -1.7% / year

Invested 3 years ago

₹1.08 L

▲ ₹8.1k gain · 2.6% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness

10.7%

The value swings roughly 11% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever

-8.60%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Technical details (for the pros)

CAGR — 1 year-1.73%

CAGR — 3 years2.64%

CAGR — 5 years—

CAGR — since launch2.10%

Volatility — 1 year (annualised)8.60%

Volatility — 3 years (annualised)10.74%

Max drawdown — 1 year-8.11%

Max drawdown — 3 years-8.60%

Sharpe ratio — 1 year (rf=6%)-0.91

Sharpe ratio — 3 years (rf=6%)-0.31

Fund info

Fund house: HSBC Mutual Fund
Category: Income/Debt Oriented Schemes - Credit Risk Fund
Plan: Direct
Option: IDCW
ISIN (Growth): INF917K01UL0
ISIN (Div re-invest): INF917K01UK2
Fund code: 151047
First price on record: 28 Nov 2022 · 915 daily prices

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.