MF Gyan
sectorHigh risk4 years oldSteady vs its 3-year pace

TATA HOUSING OPPORTUNITIES FUND - Direct Plan - Growth Option

Invests only in one industry or theme (like banking, pharma, tech). Highly concentrated — bigger swings. From Tata Mutual Fund. It's been running since 9 Sep 2022.

Latest price per unit
₹15.7939
▲ 0.30% today
As of 4 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹99.6k
▼ ₹447 loss · -0.4% / year
Invested 3 years ago
₹1.27 L
▲ ₹26.5k gain · 8.2% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.87 L
Gain / loss+₹6.7k
XIRR (annualised)2.52%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹1.87 L
Projected gain*+₹7.2k
*at this fund's historical rate of 2.52% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 363 other funds in Equity Scheme - Sectoral/ Thematic

Same plan
1-year return
-0.45%median 6.52% (-6.97%)
Rank #259 of 364Beats 21% of peers
3-year return
8.16%median 13.63% (-5.47%)
Rank #174 of 364Beats 19% of peers
Bumpiness (3Y)
15.95%median 15.55% (+0.41%)
Rank #203 of 364Less risky than 44% of peers
Worst-ever drop
-24.19%median -25.21% (+1.02%)
Rank #196 of 364Less risky than 46% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 2 of last 5 years were positive.

-0%
2022
+41%
2023
+14%
2024
-2%
2025
-1%
2026
Best year
2023 · 41.25%
Worst year
2025 · -2.36%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
16.0%

The value swings roughly 16% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-24.19%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of TATA HOUSING OPPORTUNITIES FUND - Direct Plan - Growth Option against other sector funds.

Technical details (for the pros)
CAGR — 1 year-0.45%
CAGR — 3 years8.16%
CAGR — 5 years—
CAGR — since launch11.95%
Volatility — 1 year (annualised)15.91%
Volatility — 3 years (annualised)15.95%
Max drawdown — 1 year-17.80%
Max drawdown — 3 years-24.19%
Sharpe ratio — 1 year (rf=6%)-0.41
Sharpe ratio — 3 years (rf=6%)0.13

Fund info

Fund house
Tata Mutual Fund
Category
Equity Scheme - Sectoral/ Thematic
Plan
Direct
Option
Growth
ISIN (Growth)
INF277KA1497
ISIN (Div re-invest)
—
Fund code
150532
First price on record
9 Sep 2022 · 982 daily prices

About TATA HOUSING OPPORTUNITIES FUND - Direct Plan - Growth Option

TATA HOUSING OPPORTUNITIES FUND - Direct Plan - Growth Option is a Equity Scheme - Sectoral/ Thematic offered by Tata Mutual Fund under the Direct plan with the Growth option. It has approximately 4 years of NAV track record. The fund falls in the sector category — Invests only in one industry or theme (like banking, pharma, tech). Highly concentrated — bigger swings.

The current NAV of TATA HOUSING OPPORTUNITIES FUND - Direct Plan - Growth Option is ₹15.7939 (as of 4 Sep 2026). Historically, it has delivered -0.45% over the last year, 8.16% CAGR over 3 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 16.0% annualised volatility — a "high" level of bumpiness; its deepest peak-to-trough fall on record was 24.2%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of TATA HOUSING OPPORTUNITIES FUND - Direct Plan - Growth Option?+

The latest NAV of TATA HOUSING OPPORTUNITIES FUND - Direct Plan - Growth Option is ₹15.7939 as of 4 Sep 2026, up 0.30% from the previous day. NAV is updated once a business day after the market close.

What are the returns of TATA HOUSING OPPORTUNITIES FUND - Direct Plan - Growth Option?+

TATA HOUSING OPPORTUNITIES FUND - Direct Plan - Growth Option has delivered 1-year return -0.45%, 3-year CAGR 8.16%, since-inception CAGR 11.95%. Returns are historical and don't predict future performance — markets move in cycles.

What category does TATA HOUSING OPPORTUNITIES FUND - Direct Plan - Growth Option belong to?+

TATA HOUSING OPPORTUNITIES FUND - Direct Plan - Growth Option is categorised as Equity Scheme - Sectoral/ Thematic. Invests only in one industry or theme (like banking, pharma, tech). Highly concentrated — bigger swings.

How risky is TATA HOUSING OPPORTUNITIES FUND - Direct Plan - Growth Option?+

Based on its 3-year annualised volatility of 16.0%, TATA HOUSING OPPORTUNITIES FUND - Direct Plan - Growth Option sits in the "high" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is TATA HOUSING OPPORTUNITIES FUND - Direct Plan - Growth Option a direct plan?+

TATA HOUSING OPPORTUNITIES FUND - Direct Plan - Growth Option is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is TATA HOUSING OPPORTUNITIES FUND - Direct Plan - Growth Option?+

TATA HOUSING OPPORTUNITIES FUND - Direct Plan - Growth Option has NAV history available from 9 Sep 2022 — approximately 4 years of track record and 982 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.