MF Gyan
debtLow risk4 years oldSteady vs its 3-year pace

TRUSTMF Money Market Fund - Direct Plan - Growth

Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals. From Trust Mutual Fund. It's been running since 18 Aug 2022.

Latest price per unit
₹1,321.9737
▲ 0.02% today
As of 4 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.07 L
▲ ₹6.5k gain · 6.5% / year
Invested 3 years ago
₹1.23 L
▲ ₹23.2k gain · 7.2% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.99 L
Gain / loss+₹19.3k
XIRR (annualised)7.07%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹2.01 L
Projected gain*+₹21.0k
*at this fund's historical rate of 7.07% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 86 other funds in Debt Scheme - Money Market Fund

Same plan
1-year return
6.54%median 0.56% (+5.98%)
Rank #18 of 87Beats 79% of peers
3-year return
7.20%median 1.19% (+6.01%)
Rank #22 of 87Beats 69% of peers
Bumpiness (3Y)
0.38%median 0.70% (-0.32%)
Rank #18 of 87Less risky than 80% of peers
Worst-ever drop
-0.12%median -1.23% (+1.11%)
Rank #79 of 87Less risky than 9% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 5 of last 5 years were positive.

+2%
2022
+7%
2023
+8%
2024
+7%
2025
+5%
2026
Best year
2024 · 7.51%
Worst year
2022 · 2.19%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
0.4%

The value swings roughly 0% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-0.12%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of TRUSTMF Money Market Fund - Direct Plan - Growth against other debt funds.

Technical details (for the pros)
CAGR — 1 year6.54%
CAGR — 3 years7.20%
CAGR — 5 years—
CAGR — since launch7.11%
Volatility — 1 year (annualised)0.45%
Volatility — 3 years (annualised)0.38%
Max drawdown — 1 year-0.12%
Max drawdown — 3 years-0.12%
Sharpe ratio — 1 year (rf=6%)1.31
Sharpe ratio — 3 years (rf=6%)3.23

Fund info

Fund house
Trust Mutual Fund
Category
Debt Scheme - Money Market Fund
Plan
Direct
Option
Growth
ISIN (Growth)
INF0GCD01503
ISIN (Div re-invest)
—
Fund code
150513
First price on record
18 Aug 2022 · 982 daily prices

About TRUSTMF Money Market Fund - Direct Plan - Growth

TRUSTMF Money Market Fund - Direct Plan - Growth is a Debt Scheme - Money Market Fund offered by Trust Mutual Fund under the Direct plan with the Growth option. It has approximately 4 years of NAV track record. The fund falls in the debt category — Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals.

The current NAV of TRUSTMF Money Market Fund - Direct Plan - Growth is ₹1321.9737 (as of 4 Sep 2026). Historically, it has delivered 6.53% over the last year, 7.20% CAGR over 3 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 0.4% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 0.1%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of TRUSTMF Money Market Fund - Direct Plan - Growth?+

The latest NAV of TRUSTMF Money Market Fund - Direct Plan - Growth is ₹1321.9737 as of 4 Sep 2026, up 0.02% from the previous day. NAV is updated once a business day after the market close.

What are the returns of TRUSTMF Money Market Fund - Direct Plan - Growth?+

TRUSTMF Money Market Fund - Direct Plan - Growth has delivered 1-year return 6.53%, 3-year CAGR 7.20%, since-inception CAGR 7.11%. Returns are historical and don't predict future performance — markets move in cycles.

What category does TRUSTMF Money Market Fund - Direct Plan - Growth belong to?+

TRUSTMF Money Market Fund - Direct Plan - Growth is categorised as Debt Scheme - Money Market Fund. Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals.

How risky is TRUSTMF Money Market Fund - Direct Plan - Growth?+

Based on its 3-year annualised volatility of 0.4%, TRUSTMF Money Market Fund - Direct Plan - Growth sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is TRUSTMF Money Market Fund - Direct Plan - Growth a direct plan?+

TRUSTMF Money Market Fund - Direct Plan - Growth is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is TRUSTMF Money Market Fund - Direct Plan - Growth?+

TRUSTMF Money Market Fund - Direct Plan - Growth has NAV history available from 18 Aug 2022 — approximately 4 years of track record and 982 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.