MF Gyan
indexLow risk5 years oldSteady vs its 3-year pace

HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund - Direct Plan - Growth

Copies an index like the Nifty 50 or Sensex. Low fees, no active fund manager, returns match the market. From HSBC Mutual Fund. It's been running since 4 Apr 2022.

Latest price per unit
₹13.3679
▼ 0.01% today
As of 4 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.06 L
▲ ₹5.9k gain · 5.9% / year
Invested 3 years ago
₹1.24 L
▲ ₹24.3k gain · 7.5% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.99 L
Gain / loss+₹19.1k
XIRR (annualised)6.99%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹2.01 L
Projected gain*+₹20.8k
*at this fund's historical rate of 6.99% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 35 other funds in Index Funds - Debt Funds

Same plan
1-year return
5.93%median 6.12% (-0.19%)
Rank #21 of 36Beats 35% of peers
3-year return
7.52%median 7.57% (-0.05%)
Rank #13 of 36Beats 41% of peers
Bumpiness (3Y)
1.01%median 0.84% (+0.18%)
Rank #24 of 36Less risky than 34% of peers
Worst-ever drop
-2.36%median -0.53% (-1.83%)
Rank #6 of 36Less risky than 83% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 5 of last 5 years were positive.

+2%
2022
+8%
2023
+8%
2024
+8%
2025
+4%
2026
Best year
2025 · 8.37%
Worst year
2022 · 2.39%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
1.0%

The value swings roughly 1% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-2.36%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund - Direct Plan - Growth against other index funds.

Technical details (for the pros)
CAGR — 1 year5.93%
CAGR — 3 years7.52%
CAGR — 5 years—
CAGR — since launch6.79%
Volatility — 1 year (annualised)0.97%
Volatility — 3 years (annualised)1.01%
Max drawdown — 1 year-0.71%
Max drawdown — 3 years-0.71%
Sharpe ratio — 1 year (rf=6%)0.02
Sharpe ratio — 3 years (rf=6%)1.53

Fund info

Fund house
HSBC Mutual Fund
Category
Index Funds - Debt Funds
Plan
Direct
Option
Growth
ISIN (Growth)
INF336L01QH7
ISIN (Div re-invest)
—
Fund code
149966
First price on record
4 Apr 2022 · 1,073 daily prices

About HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund - Direct Plan - Growth

HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund - Direct Plan - Growth is a Index Funds - Debt Funds offered by HSBC Mutual Fund under the Direct plan with the Growth option. It has approximately 5 years of NAV track record. The fund falls in the index category — Copies an index like the Nifty 50 or Sensex. Low fees, no active fund manager, returns match the market.

The current NAV of HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund - Direct Plan - Growth is ₹13.3679 (as of 4 Sep 2026). Historically, it has delivered 5.93% over the last year, 7.52% CAGR over 3 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 1.0% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 2.4%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund - Direct Plan - Growth?+

The latest NAV of HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund - Direct Plan - Growth is ₹13.3679 as of 4 Sep 2026, down 0.01% from the previous day. NAV is updated once a business day after the market close.

What are the returns of HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund - Direct Plan - Growth?+

HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund - Direct Plan - Growth has delivered 1-year return 5.93%, 3-year CAGR 7.52%, since-inception CAGR 6.79%. Returns are historical and don't predict future performance — markets move in cycles.

What category does HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund - Direct Plan - Growth belong to?+

HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund - Direct Plan - Growth is categorised as Index Funds - Debt Funds. Copies an index like the Nifty 50 or Sensex. Low fees, no active fund manager, returns match the market.

How risky is HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund - Direct Plan - Growth?+

Based on its 3-year annualised volatility of 1.0%, HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund - Direct Plan - Growth sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund - Direct Plan - Growth a direct plan?+

HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund - Direct Plan - Growth is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund - Direct Plan - Growth?+

HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund - Direct Plan - Growth has NAV history available from 4 Apr 2022 — approximately 5 years of track record and 1,073 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.