MF Gyan
indexHigh risk5 years oldCooling recently (last 6m ≈ -5% p.a.)

UTI BSE Sensex Index Fund - Direct Plan - Growth

Copies an index like the Nifty 50 or Sensex. Low fees, no active fund manager, returns match the market. From UTI Mutual Fund. It's been running since 1 Feb 2022.

Latest price per unit
₹13.8452
▲ 0.48% today
As of 4 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹95.6k
▼ ₹4.4k loss · -4.4% / year
Invested 3 years ago
₹1.20 L
▲ ₹19.8k gain · 6.2% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.81 L
Gain / loss+₹1.2k
XIRR (annualised)0.44%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹1.81 L
Projected gain*+₹1.2k
*at this fund's historical rate of 0.44% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 95 other funds in Index Funds - Equity Funds

Same plan
1-year return
-4.41%median 4.36% (-8.77%)
Rank #66 of 96Beats 12% of peers
3-year return
6.22%median 15.78% (-9.57%)
Rank #29 of 96Beats 10% of peers
Bumpiness (3Y)
13.22%median 16.57% (-3.35%)
Rank #16 of 96Less risky than 83% of peers
Worst-ever drop
-16.08%median -17.02% (+0.93%)
Rank #50 of 96Less risky than 48% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 4 of last 5 years were positive.

+5%
2022
+19%
2023
+9%
2024
+10%
2025
-10%
2026
Best year
2023 · 19.32%
Worst year
2026 · -9.52%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
13.2%

The value swings roughly 13% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-16.08%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of UTI BSE Sensex Index Fund - Direct Plan - Growth against other index funds.

Technical details (for the pros)
CAGR — 1 year-4.41%
CAGR — 3 years6.22%
CAGR — 5 years—
CAGR — since launch7.02%
Volatility — 1 year (annualised)13.36%
Volatility — 3 years (annualised)13.22%
Max drawdown — 1 year-16.08%
Max drawdown — 3 years-16.08%
Sharpe ratio — 1 year (rf=6%)-0.79
Sharpe ratio — 3 years (rf=6%)0.01

Fund info

Fund house
UTI Mutual Fund
Category
Index Funds - Equity Funds
Plan
Direct
Option
Growth
ISIN (Growth)
INF789F1AVD7
ISIN (Div re-invest)
—
Fund code
149803
First price on record
1 Feb 2022 · 1,132 daily prices

About UTI BSE Sensex Index Fund - Direct Plan - Growth

UTI BSE Sensex Index Fund - Direct Plan - Growth is a Index Funds - Equity Funds offered by UTI Mutual Fund under the Direct plan with the Growth option. It has approximately 5 years of NAV track record. The fund falls in the index category — Copies an index like the Nifty 50 or Sensex. Low fees, no active fund manager, returns match the market.

The current NAV of UTI BSE Sensex Index Fund - Direct Plan - Growth is ₹13.8452 (as of 4 Sep 2026). Historically, it has delivered -4.41% over the last year, 6.22% CAGR over 3 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 13.2% annualised volatility — a "high" level of bumpiness; its deepest peak-to-trough fall on record was 16.1%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of UTI BSE Sensex Index Fund - Direct Plan - Growth?+

The latest NAV of UTI BSE Sensex Index Fund - Direct Plan - Growth is ₹13.8452 as of 4 Sep 2026, up 0.48% from the previous day. NAV is updated once a business day after the market close.

What are the returns of UTI BSE Sensex Index Fund - Direct Plan - Growth?+

UTI BSE Sensex Index Fund - Direct Plan - Growth has delivered 1-year return -4.41%, 3-year CAGR 6.22%, since-inception CAGR 7.02%. Returns are historical and don't predict future performance — markets move in cycles.

What category does UTI BSE Sensex Index Fund - Direct Plan - Growth belong to?+

UTI BSE Sensex Index Fund - Direct Plan - Growth is categorised as Index Funds - Equity Funds. Copies an index like the Nifty 50 or Sensex. Low fees, no active fund manager, returns match the market.

How risky is UTI BSE Sensex Index Fund - Direct Plan - Growth?+

Based on its 3-year annualised volatility of 13.2%, UTI BSE Sensex Index Fund - Direct Plan - Growth sits in the "high" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is UTI BSE Sensex Index Fund - Direct Plan - Growth a direct plan?+

UTI BSE Sensex Index Fund - Direct Plan - Growth is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is UTI BSE Sensex Index Fund - Direct Plan - Growth?+

UTI BSE Sensex Index Fund - Direct Plan - Growth has NAV history available from 1 Feb 2022 — approximately 5 years of track record and 1,132 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.