MF Gyan
multi capHigh risk5 years oldCooling recently (last 6m ≈ 3% p.a.)

HDFC Multi Cap Fund - Direct Plan - IDCW Option

Legally required to hold at least 25% each in large, mid and small cap. Diversified but with a fixed structure. From HDFC Mutual Fund. It's been running since 10 Dec 2021.

Latest price per unit
₹18.189
▲ 0.06% today
As of 4 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹97.1k
▼ ₹2.9k loss · -2.9% / year
Invested 3 years ago
₹1.29 L
▲ ₹29.4k gain · 9.0% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.87 L
Gain / loss+₹6.5k
XIRR (annualised)2.44%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹1.87 L
Projected gain*+₹6.9k
*at this fund's historical rate of 2.44% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 48 other funds in Equity Scheme - Multi Cap Fund

Same plan
1-year return
-2.89%median 10.37% (-13.25%)
Rank #47 of 49Beats 4% of peers
3-year return
8.96%median 13.73% (-4.76%)
Rank #29 of 49Beats 20% of peers
Bumpiness (3Y)
15.46%median 15.36% (+0.09%)
Rank #29 of 49Less risky than 42% of peers
Worst-ever drop
-20.20%median -20.31% (+0.10%)
Rank #27 of 49Less risky than 46% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 5 of last 6 years were positive.

+1%
2021
+10%
2022
+41%
2023
+16%
2024
+3%
2025
-5%
2026
Best year
2023 · 40.84%
Worst year
2026 · -5.35%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
15.5%

The value swings roughly 15% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-20.20%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of HDFC Multi Cap Fund - Direct Plan - IDCW Option against other multi cap funds.

Technical details (for the pros)
CAGR — 1 year-2.89%
CAGR — 3 years8.96%
CAGR — 5 years—
CAGR — since launch13.42%
Volatility — 1 year (annualised)14.84%
Volatility — 3 years (annualised)15.46%
Max drawdown — 1 year-18.66%
Max drawdown — 3 years-20.20%
Sharpe ratio — 1 year (rf=6%)-0.61
Sharpe ratio — 3 years (rf=6%)0.18

Fund info

Fund house
HDFC Mutual Fund
Category
Equity Scheme - Multi Cap Fund
Plan
Direct
Option
IDCW
ISIN (Growth)
INF179KC1BT3
ISIN (Div re-invest)
INF179KC1BU1
Fund code
149367
First price on record
10 Dec 2021 · 1,168 daily prices

About HDFC Multi Cap Fund - Direct Plan - IDCW Option

HDFC Multi Cap Fund - Direct Plan - IDCW Option is a Equity Scheme - Multi Cap Fund offered by HDFC Mutual Fund under the Direct plan with the IDCW option. It has approximately 5 years of NAV track record. The fund falls in the multi cap category — Legally required to hold at least 25% each in large, mid and small cap. Diversified but with a fixed structure.

The current NAV of HDFC Multi Cap Fund - Direct Plan - IDCW Option is ₹18.1890 (as of 4 Sep 2026). Historically, it has delivered -2.88% over the last year, 8.96% CAGR over 3 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 15.5% annualised volatility — a "high" level of bumpiness; its deepest peak-to-trough fall on record was 20.2%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of HDFC Multi Cap Fund - Direct Plan - IDCW Option?+

The latest NAV of HDFC Multi Cap Fund - Direct Plan - IDCW Option is ₹18.1890 as of 4 Sep 2026, up 0.06% from the previous day. NAV is updated once a business day after the market close.

What are the returns of HDFC Multi Cap Fund - Direct Plan - IDCW Option?+

HDFC Multi Cap Fund - Direct Plan - IDCW Option has delivered 1-year return -2.88%, 3-year CAGR 8.96%, since-inception CAGR 13.42%. Returns are historical and don't predict future performance — markets move in cycles.

What category does HDFC Multi Cap Fund - Direct Plan - IDCW Option belong to?+

HDFC Multi Cap Fund - Direct Plan - IDCW Option is categorised as Equity Scheme - Multi Cap Fund. Legally required to hold at least 25% each in large, mid and small cap. Diversified but with a fixed structure.

How risky is HDFC Multi Cap Fund - Direct Plan - IDCW Option?+

Based on its 3-year annualised volatility of 15.5%, HDFC Multi Cap Fund - Direct Plan - IDCW Option sits in the "high" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is HDFC Multi Cap Fund - Direct Plan - IDCW Option a direct plan?+

HDFC Multi Cap Fund - Direct Plan - IDCW Option is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).

How old is HDFC Multi Cap Fund - Direct Plan - IDCW Option?+

HDFC Multi Cap Fund - Direct Plan - IDCW Option has NAV history available from 10 Dec 2021 — approximately 5 years of track record and 1,168 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.