MF Gyan
sectorHigh risk5 years oldAccelerating recently (last 6m ≈ 25% p.a.)

Aditya Birla Sun Life Business Cycle Fund - Direct Plan - IDCW Payout

Invests only in one industry or theme (like banking, pharma, tech). Highly concentrated — bigger swings. From Aditya Birla Sun Life Mutual Fund. It's been running since 8 Dec 2021.

Latest price per unit
₹15.22
▼ 0.65% today
As of 4 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.05 L
▲ ₹5.0k gain · 5.0% / year
Invested 3 years ago
₹1.29 L
▲ ₹29.4k gain · 9.0% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.95 L
Gain / loss+₹14.7k
XIRR (annualised)5.44%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹1.96 L
Projected gain*+₹15.9k
*at this fund's historical rate of 5.44% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 363 other funds in Equity Scheme - Sectoral/ Thematic

Same plan
1-year return
4.97%median 6.52% (-1.55%)
Rank #195 of 364Beats 41% of peers
3-year return
8.98%median 13.63% (-4.66%)
Rank #167 of 364Beats 23% of peers
Bumpiness (3Y)
14.61%median 15.58% (-0.97%)
Rank #134 of 364Less risky than 63% of peers
Worst-ever drop
-24.38%median -25.21% (+0.82%)
Rank #193 of 364Less risky than 47% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 4 of last 6 years were positive.

-0%
2021
+5%
2022
+20%
2023
+11%
2024
-1%
2025
+6%
2026
Best year
2023 · 20.00%
Worst year
2025 · -1.44%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
14.6%

The value swings roughly 15% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-24.38%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of Aditya Birla Sun Life Business Cycle Fund - Direct Plan - IDCW Payout against other sector funds.

Technical details (for the pros)
CAGR — 1 year4.97%
CAGR — 3 years8.98%
CAGR — 5 years—
CAGR — since launch9.06%
Volatility — 1 year (annualised)15.12%
Volatility — 3 years (annualised)14.61%
Max drawdown — 1 year-18.19%
Max drawdown — 3 years-24.38%
Sharpe ratio — 1 year (rf=6%)-0.07
Sharpe ratio — 3 years (rf=6%)0.19

Fund info

Fund house
Aditya Birla Sun Life Mutual Fund
Category
Equity Scheme - Sectoral/ Thematic
Plan
Direct
Option
IDCW
ISIN (Growth)
INF209KB15D9
ISIN (Div re-invest)
—
Fund code
149297
First price on record
8 Dec 2021 · 1,170 daily prices

About Aditya Birla Sun Life Business Cycle Fund - Direct Plan - IDCW Payout

Aditya Birla Sun Life Business Cycle Fund - Direct Plan - IDCW Payout is a Equity Scheme - Sectoral/ Thematic offered by Aditya Birla Sun Life Mutual Fund under the Direct plan with the IDCW option. It has approximately 5 years of NAV track record. The fund falls in the sector category — Invests only in one industry or theme (like banking, pharma, tech). Highly concentrated — bigger swings.

The current NAV of Aditya Birla Sun Life Business Cycle Fund - Direct Plan - IDCW Payout is ₹15.2200 (as of 4 Sep 2026). Historically, it has delivered 4.97% over the last year, 8.98% CAGR over 3 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 14.6% annualised volatility — a "high" level of bumpiness; its deepest peak-to-trough fall on record was 24.4%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of Aditya Birla Sun Life Business Cycle Fund - Direct Plan - IDCW Payout?+

The latest NAV of Aditya Birla Sun Life Business Cycle Fund - Direct Plan - IDCW Payout is ₹15.2200 as of 4 Sep 2026, down 0.65% from the previous day. NAV is updated once a business day after the market close.

What are the returns of Aditya Birla Sun Life Business Cycle Fund - Direct Plan - IDCW Payout?+

Aditya Birla Sun Life Business Cycle Fund - Direct Plan - IDCW Payout has delivered 1-year return 4.97%, 3-year CAGR 8.98%, since-inception CAGR 9.06%. Returns are historical and don't predict future performance — markets move in cycles.

What category does Aditya Birla Sun Life Business Cycle Fund - Direct Plan - IDCW Payout belong to?+

Aditya Birla Sun Life Business Cycle Fund - Direct Plan - IDCW Payout is categorised as Equity Scheme - Sectoral/ Thematic. Invests only in one industry or theme (like banking, pharma, tech). Highly concentrated — bigger swings.

How risky is Aditya Birla Sun Life Business Cycle Fund - Direct Plan - IDCW Payout?+

Based on its 3-year annualised volatility of 14.6%, Aditya Birla Sun Life Business Cycle Fund - Direct Plan - IDCW Payout sits in the "high" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is Aditya Birla Sun Life Business Cycle Fund - Direct Plan - IDCW Payout a direct plan?+

Aditya Birla Sun Life Business Cycle Fund - Direct Plan - IDCW Payout is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).

How old is Aditya Birla Sun Life Business Cycle Fund - Direct Plan - IDCW Payout?+

Aditya Birla Sun Life Business Cycle Fund - Direct Plan - IDCW Payout has NAV history available from 8 Dec 2021 — approximately 5 years of track record and 1,170 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.