MF Gyan
multi capHigh risk5 years oldSteady vs its 3-year pace

Kotak Multi Cap Fund - Direct Plan - Growth

Legally required to hold at least 25% each in large, mid and small cap. Diversified but with a fixed structure. From Kotak Mahindra Mutual Fund. It's been running since 6 Oct 2021.

Latest price per unit
₹21.629
▲ 0.18% today
As of 4 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.08 L
▲ ₹8.4k gain · 8.4% / year
Invested 3 years ago
₹1.62 L
▲ ₹62.1k gain · 17.5% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹2.08 L
Gain / loss+₹27.7k
XIRR (annualised)9.99%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹2.11 L
Projected gain*+₹30.6k
*at this fund's historical rate of 9.99% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 21 other funds in Equity Schemes - Multi Cap Fund

Same plan
1-year return
8.36%median 7.04% (+1.31%)
Rank #9 of 22Beats 62% of peers
3-year return
17.46%median 14.78% (+2.68%)
Rank #6 of 22Beats 67% of peers
Bumpiness (3Y)
16.09%median 14.96% (+1.13%)
Rank #17 of 22Less risky than 24% of peers
Worst-ever drop
-21.00%median -20.07% (-0.92%)
Rank #9 of 22Less risky than 57% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 5 of last 6 years were positive.

-3%
2021
+10%
2022
+41%
2023
+28%
2024
+7%
2025
+1%
2026
Best year
2023 · 40.96%
Worst year
2021 · -2.62%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
16.1%

The value swings roughly 16% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-21.00%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of Kotak Multi Cap Fund - Direct Plan - Growth against other multi cap funds.

Technical details (for the pros)
CAGR — 1 year8.36%
CAGR — 3 years17.46%
CAGR — 5 years—
CAGR — since launch16.98%
Volatility — 1 year (annualised)15.21%
Volatility — 3 years (annualised)16.09%
Max drawdown — 1 year-13.93%
Max drawdown — 3 years-21.00%
Sharpe ratio — 1 year (rf=6%)0.15
Sharpe ratio — 3 years (rf=6%)0.65

Fund info

Fund house
Kotak Mahindra Mutual Fund
Category
Equity Schemes - Multi Cap Fund
Plan
Direct
Option
Growth
ISIN (Growth)
INF174KA1HV3
ISIN (Div re-invest)
—
Fund code
149185
First price on record
6 Oct 2021 · 1,211 daily prices

About Kotak Multi Cap Fund - Direct Plan - Growth

Kotak Multi Cap Fund - Direct Plan - Growth is a Equity Schemes - Multi Cap Fund offered by Kotak Mahindra Mutual Fund under the Direct plan with the Growth option. It has approximately 5 years of NAV track record. The fund falls in the multi cap category — Legally required to hold at least 25% each in large, mid and small cap. Diversified but with a fixed structure.

The current NAV of Kotak Multi Cap Fund - Direct Plan - Growth is ₹21.6290 (as of 4 Sep 2026). Historically, it has delivered 8.35% over the last year, 17.46% CAGR over 3 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 16.1% annualised volatility — a "high" level of bumpiness; its deepest peak-to-trough fall on record was 21.0%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of Kotak Multi Cap Fund - Direct Plan - Growth?+

The latest NAV of Kotak Multi Cap Fund - Direct Plan - Growth is ₹21.6290 as of 4 Sep 2026, up 0.18% from the previous day. NAV is updated once a business day after the market close.

What are the returns of Kotak Multi Cap Fund - Direct Plan - Growth?+

Kotak Multi Cap Fund - Direct Plan - Growth has delivered 1-year return 8.35%, 3-year CAGR 17.46%, since-inception CAGR 16.98%. Returns are historical and don't predict future performance — markets move in cycles.

What category does Kotak Multi Cap Fund - Direct Plan - Growth belong to?+

Kotak Multi Cap Fund - Direct Plan - Growth is categorised as Equity Schemes - Multi Cap Fund. Legally required to hold at least 25% each in large, mid and small cap. Diversified but with a fixed structure.

How risky is Kotak Multi Cap Fund - Direct Plan - Growth?+

Based on its 3-year annualised volatility of 16.1%, Kotak Multi Cap Fund - Direct Plan - Growth sits in the "high" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is Kotak Multi Cap Fund - Direct Plan - Growth a direct plan?+

Kotak Multi Cap Fund - Direct Plan - Growth is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is Kotak Multi Cap Fund - Direct Plan - Growth?+

Kotak Multi Cap Fund - Direct Plan - Growth has NAV history available from 6 Oct 2021 — approximately 5 years of track record and 1,211 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.