MF Gyan
otherLow risk5 years oldSteady vs its 3-year pace

SBI Fixed Maturity Plan (FMP) - Series 49 (1823 Days) - Direct Plan - Growth

A specialised fund. Check the scheme details for what it invests in. From SBI Mutual Fund. It's been running since 31 Aug 2021.

Latest price per unit
₹13.5066
▲ 0.01% today
As of 20 Aug 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.06 L
▲ ₹5.8k gain · 5.8% / year
Invested 3 years ago
₹1.23 L
▲ ₹23.5k gain · 7.3% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.99 L
Gain / loss+₹19.2k
XIRR (annualised)6.83%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹2.00 L
Projected gain*+₹20.3k
*at this fund's historical rate of 6.83% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 500 other funds in Income

Same plan
1-year return
5.76%median 4.49% (+1.28%)
Rank #201 of 501Beats 54% of peers
3-year return
7.28%median 6.00% (+1.29%)
Rank #91 of 501Beats 57% of peers
Bumpiness (3Y)
0.43%median 5.00% (-4.57%)
Rank #59 of 501Less risky than 88% of peers
Worst-ever drop
-3.44%median -6.85% (+3.41%)
Rank #298 of 501Less risky than 40% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 6 of last 6 years were positive.

+2%
2021
+3%
2022
+7%
2023
+8%
2024
+7%
2025
+3%
2026
Best year
2024 · 8.14%
Worst year
2021 · 1.64%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
0.4%

The value swings roughly 0% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-3.44%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of SBI Fixed Maturity Plan (FMP) - Series 49 (1823 Days) - Direct Plan - Growth against other other funds.

Technical details (for the pros)
CAGR — 1 year5.76%
CAGR — 3 years7.28%
CAGR — 5 years—
CAGR — since launch6.18%
Volatility — 1 year (annualised)0.20%
Volatility — 3 years (annualised)0.43%
Max drawdown — 1 year-0.02%
Max drawdown — 3 years-0.18%
Sharpe ratio — 1 year (rf=6%)-6.54
Sharpe ratio — 3 years (rf=6%)-1.02

Fund info

Fund house
SBI Mutual Fund
Category
Income
Plan
Direct
Option
Growth
ISIN (Growth)
INF200KA1Z23
ISIN (Div re-invest)
—
Fund code
149147
First price on record
31 Aug 2021 · 1,576 daily prices

About SBI Fixed Maturity Plan (FMP) - Series 49 (1823 Days) - Direct Plan - Growth

SBI Fixed Maturity Plan (FMP) - Series 49 (1823 Days) - Direct Plan - Growth is a Income offered by SBI Mutual Fund under the Direct plan with the Growth option. It has approximately 5 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of SBI Fixed Maturity Plan (FMP) - Series 49 (1823 Days) - Direct Plan - Growth is ₹13.5066 (as of 20 Aug 2026). Historically, it has delivered 5.76% over the last year, 7.28% CAGR over 3 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 0.4% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 3.4%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of SBI Fixed Maturity Plan (FMP) - Series 49 (1823 Days) - Direct Plan - Growth?+

The latest NAV of SBI Fixed Maturity Plan (FMP) - Series 49 (1823 Days) - Direct Plan - Growth is ₹13.5066 as of 20 Aug 2026, up 0.01% from the previous day. NAV is updated once a business day after the market close.

What are the returns of SBI Fixed Maturity Plan (FMP) - Series 49 (1823 Days) - Direct Plan - Growth?+

SBI Fixed Maturity Plan (FMP) - Series 49 (1823 Days) - Direct Plan - Growth has delivered 1-year return 5.76%, 3-year CAGR 7.28%, since-inception CAGR 6.18%. Returns are historical and don't predict future performance — markets move in cycles.

What category does SBI Fixed Maturity Plan (FMP) - Series 49 (1823 Days) - Direct Plan - Growth belong to?+

SBI Fixed Maturity Plan (FMP) - Series 49 (1823 Days) - Direct Plan - Growth is categorised as Income. A specialised fund. Check the scheme details for what it invests in.

How risky is SBI Fixed Maturity Plan (FMP) - Series 49 (1823 Days) - Direct Plan - Growth?+

Based on its 3-year annualised volatility of 0.4%, SBI Fixed Maturity Plan (FMP) - Series 49 (1823 Days) - Direct Plan - Growth sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is SBI Fixed Maturity Plan (FMP) - Series 49 (1823 Days) - Direct Plan - Growth a direct plan?+

SBI Fixed Maturity Plan (FMP) - Series 49 (1823 Days) - Direct Plan - Growth is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is SBI Fixed Maturity Plan (FMP) - Series 49 (1823 Days) - Direct Plan - Growth?+

SBI Fixed Maturity Plan (FMP) - Series 49 (1823 Days) - Direct Plan - Growth has NAV history available from 31 Aug 2021 — approximately 5 years of track record and 1,576 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.