MF Gyan
otherLow risk5 years oldSteady vs its 3-year pace

Nippon India Fixed Maturity Plan - XLIII - Series 1- Direct Plan - Growth Option

A specialised fund. Check the scheme details for what it invests in. From Nippon India Mutual Fund. It's been running since 24 Aug 2021.

Latest price per unit
₹13.4075
▲ 0.06% today
As of 29 Jun 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.06 L
▲ ₹5.7k gain · 5.7% / year
Invested 3 years ago
₹1.23 L
▲ ₹23.2k gain · 7.2% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹2.00 L
Gain / loss+₹19.8k
XIRR (annualised)6.94%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹2.01 L
Projected gain*+₹20.6k
*at this fund's historical rate of 6.94% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 500 other funds in IDF

Same plan
1-year return
5.66%median 3.33% (+2.33%)
Rank #190 of 501Beats 54% of peers
3-year return
7.21%median 4.93% (+2.27%)
Rank #130 of 501Beats 54% of peers
Bumpiness (3Y)
0.59%median 3.16% (-2.57%)
Rank #97 of 501Less risky than 78% of peers
Worst-ever drop
-3.24%median -2.36% (-0.88%)
Rank #196 of 501Less risky than 57% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 6 of last 6 years were positive.

+2%
2021
+3%
2022
+7%
2023
+8%
2024
+7%
2025
+3%
2026
Best year
2024 · 8.10%
Worst year
2021 · 2.10%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
0.6%

The value swings roughly 1% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-3.24%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of Nippon India Fixed Maturity Plan - XLIII - Series 1- Direct Plan - Growth Option against other other funds.

Technical details (for the pros)
CAGR — 1 year5.66%
CAGR — 3 years7.21%
CAGR — 5 years—
CAGR — since launch6.26%
Volatility — 1 year (annualised)0.30%
Volatility — 3 years (annualised)0.59%
Max drawdown — 1 year-0.02%
Max drawdown — 3 years-0.13%
Sharpe ratio — 1 year (rf=6%)-0.69
Sharpe ratio — 3 years (rf=6%)2.22

Fund info

Fund house
Nippon India Mutual Fund
Category
IDF
Plan
Direct
Option
Growth
ISIN (Growth)
INF204KC1170
ISIN (Div re-invest)
—
Fund code
149129
First price on record
24 Aug 2021 · 1,171 daily prices

About Nippon India Fixed Maturity Plan - XLIII - Series 1- Direct Plan - Growth Option

Nippon India Fixed Maturity Plan - XLIII - Series 1- Direct Plan - Growth Option is a IDF offered by Nippon India Mutual Fund under the Direct plan with the Growth option. It has approximately 5 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of Nippon India Fixed Maturity Plan - XLIII - Series 1- Direct Plan - Growth Option is ₹13.4075 (as of 29 Jun 2026). Historically, it has delivered 5.69% over the last year, 7.21% CAGR over 3 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 0.6% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 3.2%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of Nippon India Fixed Maturity Plan - XLIII - Series 1- Direct Plan - Growth Option?+

The latest NAV of Nippon India Fixed Maturity Plan - XLIII - Series 1- Direct Plan - Growth Option is ₹13.4075 as of 29 Jun 2026, up 0.06% from the previous day. NAV is updated once a business day after the market close.

What are the returns of Nippon India Fixed Maturity Plan - XLIII - Series 1- Direct Plan - Growth Option?+

Nippon India Fixed Maturity Plan - XLIII - Series 1- Direct Plan - Growth Option has delivered 1-year return 5.69%, 3-year CAGR 7.21%, since-inception CAGR 6.26%. Returns are historical and don't predict future performance — markets move in cycles.

What category does Nippon India Fixed Maturity Plan - XLIII - Series 1- Direct Plan - Growth Option belong to?+

Nippon India Fixed Maturity Plan - XLIII - Series 1- Direct Plan - Growth Option is categorised as IDF. A specialised fund. Check the scheme details for what it invests in.

How risky is Nippon India Fixed Maturity Plan - XLIII - Series 1- Direct Plan - Growth Option?+

Based on its 3-year annualised volatility of 0.6%, Nippon India Fixed Maturity Plan - XLIII - Series 1- Direct Plan - Growth Option sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is Nippon India Fixed Maturity Plan - XLIII - Series 1- Direct Plan - Growth Option a direct plan?+

Nippon India Fixed Maturity Plan - XLIII - Series 1- Direct Plan - Growth Option is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is Nippon India Fixed Maturity Plan - XLIII - Series 1- Direct Plan - Growth Option?+

Nippon India Fixed Maturity Plan - XLIII - Series 1- Direct Plan - Growth Option has NAV history available from 24 Aug 2021 — approximately 5 years of track record and 1,171 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.