MF Gyan
sectorHigh risk5 years oldSteady vs its 3-year pace

UTI Focused Fund (30 stocks) - Direct Plan - Growth

Invests only in one industry or theme (like banking, pharma, tech). Highly concentrated — bigger swings. From UTI Mutual Fund. It's been running since 26 Aug 2021.

Latest price per unit
₹16.6985
▼ 0.09% today
As of 4 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.02 L
▲ ₹1.8k gain · 1.8% / year
Invested 3 years ago
₹1.37 L
▲ ₹37.2k gain · 11.1% / year
Invested 5 years ago
₹1.64 L
▲ ₹63.8k gain · 10.4% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.95 L
Gain / loss+₹15.0k
XIRR (annualised)5.54%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹1.96 L
Projected gain*+₹16.2k
*at this fund's historical rate of 5.54% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 19 other funds in Equity Schemes - Focused Fund

Same plan
1-year return
1.81%median 3.83% (-2.03%)
Rank #11 of 20Beats 47% of peers
3-year return
11.11%median 12.36% (-1.25%)
Rank #14 of 20Beats 32% of peers
5-year return
10.37%median 11.73% (-1.36%)
Rank #11 of 20Beats 47% of peers
Bumpiness (3Y)
13.36%median 15.11% (-1.75%)
Rank #2 of 20Less risky than 95% of peers
Worst-ever drop
-19.32%median -34.15% (+14.83%)
Rank #16 of 20Less risky than 21% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 5 of last 6 years were positive.

+3%
2021
+0%
2022
+30%
2023
+14%
2024
+7%
2025
-2%
2026
Best year
2023 · 30.41%
Worst year
2026 · -1.69%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
13.4%

The value swings roughly 13% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-19.32%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of UTI Focused Fund (30 stocks) - Direct Plan - Growth against other sector funds.

Technical details (for the pros)
CAGR — 1 year1.81%
CAGR — 3 years11.11%
CAGR — 5 years10.37%
CAGR — since launch10.73%
Volatility — 1 year (annualised)14.08%
Volatility — 3 years (annualised)13.36%
Max drawdown — 1 year-14.97%
Max drawdown — 3 years-19.32%
Sharpe ratio — 1 year (rf=6%)-0.30
Sharpe ratio — 3 years (rf=6%)0.36

Fund info

Fund house
UTI Mutual Fund
Category
Equity Schemes - Focused Fund
Plan
Direct
Option
Growth
ISIN (Growth)
INF789F1AVA3
ISIN (Div re-invest)
—
Fund code
149091
First price on record
26 Aug 2021 · 1,239 daily prices

About UTI Focused Fund (30 stocks) - Direct Plan - Growth

UTI Focused Fund (30 stocks) - Direct Plan - Growth is a Equity Schemes - Focused Fund offered by UTI Mutual Fund under the Direct plan with the Growth option. It has approximately 5 years of NAV track record. The fund falls in the sector category — Invests only in one industry or theme (like banking, pharma, tech). Highly concentrated — bigger swings.

The current NAV of UTI Focused Fund (30 stocks) - Direct Plan - Growth is ₹16.6985 (as of 4 Sep 2026). Historically, it has delivered 1.81% over the last year, 11.11% CAGR over 3 years, 10.37% CAGR over 5 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 13.4% annualised volatility — a "high" level of bumpiness; its deepest peak-to-trough fall on record was 19.3%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of UTI Focused Fund (30 stocks) - Direct Plan - Growth?+

The latest NAV of UTI Focused Fund (30 stocks) - Direct Plan - Growth is ₹16.6985 as of 4 Sep 2026, down 0.09% from the previous day. NAV is updated once a business day after the market close.

What are the returns of UTI Focused Fund (30 stocks) - Direct Plan - Growth?+

UTI Focused Fund (30 stocks) - Direct Plan - Growth has delivered 1-year return 1.81%, 3-year CAGR 11.11%, 5-year CAGR 10.37%, since-inception CAGR 10.73%. Returns are historical and don't predict future performance — markets move in cycles.

What category does UTI Focused Fund (30 stocks) - Direct Plan - Growth belong to?+

UTI Focused Fund (30 stocks) - Direct Plan - Growth is categorised as Equity Schemes - Focused Fund. Invests only in one industry or theme (like banking, pharma, tech). Highly concentrated — bigger swings.

How risky is UTI Focused Fund (30 stocks) - Direct Plan - Growth?+

Based on its 3-year annualised volatility of 13.4%, UTI Focused Fund (30 stocks) - Direct Plan - Growth sits in the "high" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is UTI Focused Fund (30 stocks) - Direct Plan - Growth a direct plan?+

UTI Focused Fund (30 stocks) - Direct Plan - Growth is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is UTI Focused Fund (30 stocks) - Direct Plan - Growth?+

UTI Focused Fund (30 stocks) - Direct Plan - Growth has NAV history available from 26 Aug 2021 — approximately 5 years of track record and 1,239 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.